Gavop shows you how to buy homeowners insurance in Stone County, MS by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Stone County, MS - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Triple R Rd, Key St, Gloria Grove St, W Batson Ave, Sargents St, Ray Ave, Caminita Rd, Bounds Rd, Hickman Cemetery Rd, Rachel Ln | $189,000 | $180,000 | $150,000-$175,000 | $129,000 | $120,000 | $100,000-$125,000 |
| Critz St S, State Hwy 26, Bubba Phillips Rd, Wire Rd E, Central Ave, Walton Rd, Colony Rd, Court St, B Baxter Rd, S Vardaman St | $134,000 | $110,000 | $100,000-$125,000 | $107,000 | $90,000 | $75,000-$100,000 |
| E James Rd, Mallett Ave, Dees Rd, John Gill Rd, Perkinston Silver Run Rd, W Central Ave, S Desoto Rd, Whatley Rd, Wallsmith Rd, Redmond Rd | $150,500 | $130,000 | $125,000-$150,000 | $82,500 | $70,000 | $75,000-$100,000 |
| Cove Ct, Gene Bond Rd, W Smith Rd, Elizabeth St, State Hwy 26, N Azalea Dr, Bowen St, Proston Ave, Lynell Lee Rd, Friendship Ln | $174,500 | $150,000 | $150,000-$175,000 | $80,500 | $70,000 | $75,000-$100,000 |
| Highland Rd, M Hatten Rd, Sevin Rd, Linda Ln, Bay St, Palamino Pl, Magnolia Ave, N McHenry Ave, Hickman Tower Rd, S Critz St | $119,500 | $100,000 | $125,000-$150,000 | $95,500 | $80,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$152 | $692 |
| Superior Protection Discount | -$84 | $760 |
| Fire & Security Discount | -$84 | $760 |
| Hail Resistant Roof Discount | -$25 | $819 |
| Newly Constructed Home Discount | -$203 | $641 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Stone County | $1,500 | $834 | $2,334 | $606 | $2,106 | $228 |
| Stone County, MS | $1,000 | $834 | $1,834 | $606 | $1,606 | $228 |
| Poplarville, MS | $300 | $1,182 | $1,482 | $859 | $1,159 | $323 |
| Pearl River County, MS | $1,000 | $1,141 | $2,141 | $829 | $1,829 | $312 |
| George County, MS | $400 | $901 | $1,301 | $655 | $1,055 | $246 |
| St. Martin, MS | $1,000 | $825 | $1,825 | $599 | $1,599 | $225 |
| Forrest County, MS | $300 | $1,095 | $1,395 | $796 | $1,096 | $299 |
| Diamondhead, MS | $2,000 | $1,030 | $3,030 | $748 | $2,748 | $281 |
| Jackson County, MS | $200 | $1,153 | $1,353 | $838 | $1,038 | $315 |
| Big Point, MS | $1,500 | $1,562 | $3,062 | $1,135 | $2,635 | $427 |
| Richton, MS | $400 | $886 | $1,286 | $644 | $1,044 | $242 |
| Moss Point, MS | $1,500 | $851 | $2,351 | $619 | $2,119 | $233 |
| Home Insurance Company Stone County, MS | Homeowners Insurance Agency Stone County, MS | Address | Popularity Score | Distance from Stone County (miles) |
|---|---|---|---|---|
| Travelers | Bishop Insurance Agency | 14507 Lemoyne Blvd, Biloxi, MS, 39532 | 28.5 | |
| Liberty Mutual Independent | Lemon Mohler Insurance | 1964 Market Street Pascagoula, Ocean Springs, MS, 39567 | 31.0 | |
| State Farm | Merideth Dickerson | 2201 Highway 90, Gautier, MS, 39553-5239 | 39.2 | |
| Allstate | Stone Insurance Agency Inc | 132 South Vardaman St., Wiggins, MS, 39577 | 5.0 | |
| Travelers | Mattina Insurance Agency Inc | 11010 Hwy 49 Ste 1, Gulfport, MS, 39503 | 23.9 | |
| Allstate | Thomas Reynolds | 10401 Boney Ave Ste A, Diberville, MS, 39540 | 27.4 | |
| Allstate | Khanh Tran | 6616 Washington Ave Ste D, Ocean Springs, MS, 39564 | 29.4 | |
| State Farm | Rex Foster | 1403 Jackson Ave, Pascagoula, MS, 39567-4315 | 44.5 | |
| Liberty Mutual Independent | Stewart Sneed Hewes | 1303 Jackson Ave, Pascagoula, MS, 39567 | 44.4 | |
| State Farm | Rocky Eleuterius | 1116 Cowan Rd Ste A, Gulfport, MS, 39507-3422 | 27.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Mississippi | $109,300 | $1,158 | $830 | $1,610 | $780 |
| Stone County, MS | $113,900 | $844 | $610 | $1,160 | $550 |
| Stone County, MS | $113,900 | $844 | $620 | $1,170 | $550 |
| Poplarville, MS | $115,300 | $1,196 | $850 | $1,710 | $860 |
| Pearl River County, MS | $122,900 | $1,155 | $830 | $1,610 | $780 |
| George County, MS | $98,200 | $912 | $670 | $1,300 | $630 |
| St. Martin, MS | $111,800 | $835 | $580 | $1,190 | $610 |
| Forrest County, MS | $114,700 | $1,109 | $740 | $1,570 | $830 |
| Diamondhead, MS | $163,000 | $1,042 | $740 | $1,470 | $730 |
| Jackson County, MS | $125,100 | $1,167 | $790 | $1,610 | $820 |
| Big Point, MS | $186,100 | $1,581 | $1,080 | $2,230 | $1,150 |
| Richton, MS | $70,900 | $897 | $650 | $1,270 | $620 |
| Moss Point, MS | $89,200 | $862 | $590 | $1,180 | $590 |