Gavop's guide to buying homeowners insurance in Clemmonsville, NC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $78,000 | $70,000 | $50,000-$75,000 |
| 2 Bedroom | $169,000 | $140,000 | $125,000-$150,000 |
| 3 Bedroom | $157,000 | $140,000 | $175,000-$200,000 |
| 4 Bedroom | $229,000 | $210,000 | $200,000-$250,000 |
| 5 Bedroom | $263,000 | $210,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$165 | $754 |
| Superior Protection Discount | -$83 | $836 |
| Fire & Security Discount | -$64 | $855 |
| Hail Resistant Roof Discount | -$28 | $891 |
| Newly Constructed Home Discount | -$193 | $726 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Forsyth County | $2,500 | $821 | $3,321 | $597 | $3,097 | $224 |
| Clemmonsville, NC | $2,500 | $908 | $3,408 | $660 | $3,160 | $248 |
| Wallburg, NC | $400 | $875 | $1,275 | $636 | $1,036 | $239 |
| Clarksville, NC | $2,500 | $743 | $3,243 | $540 | $3,040 | $203 |
| Emmons, NC | $400 | $587 | $987 | $427 | $827 | $160 |
| Greensboro, NC | $1,500 | $824 | $2,324 | $599 | $2,099 | $225 |
| Dobson, NC | $100 | $693 | $793 | $503 | $603 | $189 |
| Guilford County, NC | $700 | $854 | $1,554 | $621 | $1,321 | $233 |
| Hiddenite, NC | $400 | $637 | $1,037 | $463 | $863 | $174 |
| Kannapolis, NC | $2,000 | $737 | $2,737 | $536 | $2,536 | $201 |
| Jefferson, NC | $100 | $667 | $767 | $485 | $585 | $182 |
| Denver, NC | $1,500 | $831 | $2,331 | $604 | $2,104 | $227 |
| Home Insurance Company Clemmonsville, NC | Homeowners Insurance Agency Clemmonsville, NC | Address | Popularity Score | Distance from Clemmonsville (miles) |
|---|---|---|---|---|
| Nationwide | Michael J Morgan Agency | 2200 Silas Creek Pkwy Ste 4 A, Winston-Salem, NC, 27103 | 7.5 | |
| State Farm | Lori Robertson | 2900 N Main St Ste 105, High Point, NC, 27265-1991 | 20.0 | |
| Nationwide | Jim Annas Agency Inc. | 3447 Robinhood Rd Suite 207, Winston Salem, NC, 27106-4701 | 8.3 | |
| State Farm | Elizabeth Soots | 110 Oakwood Dr Ste E, Winston Salem, NC, 27103-1958 | 8.1 | |
| State Farm | Sarah Zuvich | 5066 Peters Creek Parkway, Winston Salem, NC, 27127 | 7.1 | |
| State Farm | Jim Burgin | 3391 Cloverleaf Pkwy, Kannapolis, NC, 28083-6991 | 40.6 | |
| State Farm | Drew Baker | 608 Pisgah Ch Rd, Greensboro, NC, 27455-2554 | 33.9 | |
| Allstate | William Minor | 4617 Gate City Blvd, Greensboro, NC, 27407 | 29.2 | |
| State Farm | Mike Harris | 124 E Plaza Dr Ste B, Mooresville, NC, 28115-8102 | 38.5 | |
| Nationwide | Keith W Hiller | 203 N Main St, Kernersville, NC, 27284 | 19.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $640 | $1,220 | $580 |
| Forsyth County, NC | $151,400 | $831 | $610 | $1,170 | $560 |
| Clemmonsville, NC | $222,000 | $919 | $630 | $1,300 | $670 |
| Wallburg, NC | $159,000 | $886 | $630 | $1,230 | $600 |
| Clarksville, NC | $126,500 | $752 | $550 | $1,040 | $490 |
| Emmons, NC | $103,000 | $594 | $400 | $850 | $450 |
| Greensboro, NC | $152,300 | $834 | $570 | $1,160 | $590 |
| Dobson, NC | $127,000 | $701 | $510 | $970 | $460 |
| Guilford County, NC | $160,200 | $864 | $630 | $1,200 | $570 |
| Hiddenite, NC | $104,200 | $645 | $430 | $890 | $460 |
| Kannapolis, NC | $130,300 | $746 | $540 | $1,040 | $500 |
| Jefferson, NC | $138,500 | $675 | $490 | $960 | $470 |
| Denver, NC | $147,300 | $841 | $610 | $1,190 | $580 |