Gavop shows you how to buy homeowners insurance in Cedar Creek Lake, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Cedar Creek Lake, TX - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Pecan Rd, Park Dr, Garner Dr, Apache Trl, Big Chief Dr, W Cedar Creek Pkwy, Railroad St, Kayak Dr, Lakewood Dr, Co Rd 2140 | $120,500 | $100,000 | $125,000-$150,000 | $60,000 | $50,000 | $50,000-$75,000 |
| N Tool Dr, Co Rd 1314, Veterans Ln, Havens Ct, Tanglewood, del Rey, Indian Blanket Ln, Mohican, Co Rd 2404, Cheyenne Dr | $91,500 | $80,000 | $75,000-$100,000 | $87,000 | $80,000 | $50,000-$75,000 |
| Stone Creek, Melody, John Thomas Dr, Blue Bird Loop, Sovereign, Avant Rd, Boca Chica, Shady Trail Ln, Westwind Rd, Loon Bay Dr | $149,000 | $120,000 | $125,000-$150,000 | $112,000 | $90,000 | $100,000-$125,000 |
| Lindsey Dr, Oak Shore Dr, E Pine Ave, Kings Row, Wren Ln, Spillview, Hillside Ln, Tehas, Co Rd 1213, Co Rd 1318 | $91,000 | $80,000 | $75,000-$100,000 | $66,500 | $50,000 | $50,000-$75,000 |
| W Andrew Dr, Alice St, N Lincoln St, J D Thomas Rd, Wildwood Way, Co Rd 1123, Tomlinson Ln, Betty Lou Ln, Warrior Trl, Byers St | $111,500 | $100,000 | $100,000-$125,000 | $110,000 | $90,000 | $75,000-$100,000 |
| N Havana St, Thunderbird, Carolynn Rd, Peninsula Crossing Dr, Cold Duck Hook, Mason Dr, Kauai Trl, Hickory Trl, Mockingbird Dr, St Paul Dr | $79,000 | $70,000 | $75,000-$100,000 | $68,500 | $60,000 | $75,000-$100,000 |
| FM 1667, Raintree St, Junior Ln, High Point Dr, Bounding Main St, Villa Cove Dr, Tarpon, Tepoto, Post Oak Rd, Bluebonnet St | $77,500 | $70,000 | $50,000-$75,000 | $102,500 | $100,000 | $100,000-$125,000 |
| Utopia Rd, W Quanah Rd, Klear Kreek Rd, Towering Oaks, French St, Co Rd 2142, Cove Xing, W McCalister St, Standing Rock, Port Dr | $89,000 | $80,000 | $100,000-$125,000 | $80,000 | $70,000 | $50,000-$75,000 |
| Sage Brush Dr, N College St, Mockingbird Dr, Sunset Dr, Sailboat Ln, W Royall Blvd, Lazy Launch Ln, Betty Dr, E Will White Rd, Lane | $92,000 | $80,000 | $75,000-$100,000 | $97,000 | $80,000 | $100,000-$125,000 |
| Spring St, Larry Dr, E Dewey St, Nuevo Leon St, Bonita Pt, Co Rd 1200, Good Hope, Geronimo, Sunset Ln, Beech Wood Cir | $92,000 | $80,000 | $75,000-$100,000 | $72,500 | $60,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$200 | $855 |
| Superior Protection Discount | -$106 | $950 |
| Fire & Security Discount | -$84 | $971 |
| Hail Resistant Roof Discount | -$21 | $1,034 |
| Newly Constructed Home Discount | -$285 | $770 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Henderson County | $1,000 | $1,347 | $2,347 | $979 | $1,979 | $368 |
| Cedar Creek Lake, TX | $1,000 | $1,042 | $2,042 | $758 | $1,758 | $285 |
| Star Harbor, TX | $400 | $1,820 | $2,220 | $1,323 | $1,723 | $497 |
| Brownsboro, TX | $2,000 | $1,534 | $3,534 | $1,115 | $3,115 | $419 |
| Wills Point, TX | $200 | $1,043 | $1,243 | $758 | $958 | $285 |
| Berryville, TX | $700 | $1,371 | $2,071 | $997 | $1,697 | $375 |
| Palestine, TX | $500 | $1,046 | $1,546 | $760 | $1,260 | $286 |
| Ellis County, TX | $1,500 | $1,384 | $2,884 | $1,006 | $2,506 | $378 |
| Travis Ranch, TX | $200 | $1,781 | $1,981 | $1,295 | $1,495 | $487 |
| South Rockwall, TX | $1,500 | $1,386 | $2,886 | $1,007 | $2,507 | $379 |
| Heath, TX | $500 | $940 | $1,440 | $683 | $1,183 | $257 |
| Whitehouse, TX | $2,000 | $948 | $2,948 | $689 | $2,689 | $259 |
| Home Insurance Company Cedar Creek Lake, TX | Homeowners Insurance Agency Cedar Creek Lake, TX | Address | Popularity Score | Distance from Cedar Creek Lake (miles) |
|---|---|---|---|---|
| Farmers | Sabrina Hosein | 309 N Galloway Ave Ste 102, Mesquite, TX, 75149 | 48.3 | |
| State Farm | Kip Fedora | 903 Ferris Ave, Waxahachie, TX, 75165-2555 | 46.5 | |
| Allstate | Justin Slocum | 406 Pinson Rd Ste A, Forney, TX, 75126 | 43.0 | |
| Farmers | David Zabojnik | 507 N Highway 77 Ste 800, Waxahachie, TX, 75165 | 46.6 | |
| Farmers | Loyd Wilson | 2693 N Highway 77 Ste 1100, Waxahachie, TX, 75165 | 47.0 | |
| Liberty Mutual Independent | Bergfeld Agency Llc | 2001 S Donnybrook Ave, Tyler, TX, 75701 | 46.1 | |
| Allstate | Brianna Sewell | 305 W Baylor St, Ennis, TX, 75119 | 33.2 | |
| State Farm | Dee Carter | 711 W Broad St, Forney, TX, 75126-9130 | 43.8 | |
| Liberty Mutual Independent | Gary Bingham And Associates | 111 S Broad St, Mesquite, TX, 75149 | 48.3 | |
| Allstate | Bobby Reneau | 182 S Collins Rd Ste 500, Sunnyvale, TX, 75182 | 47.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Henderson County, TX | $99,000 | $1,364 | $900 | $2,100 | $1,200 |
| Cedar Creek Lake, TX | $92,400 | $1,055 | $700 | $1,620 | $920 |
| Star Harbor, TX | $203,400 | $1,842 | $1,220 | $2,840 | $1,620 |
| Brownsboro, TX | $107,600 | $1,553 | $1,020 | $2,390 | $1,370 |
| Wills Point, TX | $92,600 | $1,056 | $700 | $1,630 | $930 |
| Berryville, TX | $74,100 | $1,388 | $920 | $2,140 | $1,220 |
| Palestine, TX | $93,500 | $1,059 | $700 | $1,630 | $930 |
| Ellis County, TX | $158,200 | $1,400 | $920 | $2,160 | $1,240 |
| Travis Ranch, TX | $186,900 | $1,803 | $1,190 | $2,780 | $1,590 |
| South Rockwall, TX | $274,000 | $1,403 | $930 | $2,160 | $1,230 |
| Heath, TX | $423,400 | $952 | $630 | $1,470 | $840 |
| Whitehouse, TX | $169,800 | $960 | $630 | $1,480 | $850 |