How Can I Make My Gaston County, NC Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Gaston County, NC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Estimate Appropriate Gaston County, NC Home Insurance Coverage Levels | Back to Top

Gaston County, NC - Neighbourhoods, Census Blocks & Streets 3 Bedroom 2 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
Tea Olive Dr, Archwood Dr, Kentwood Dr, Country Way Dr, E Carroll St, Woodhurst Ct, Chronicle Ave, E Maine Ave, Lowland Dairy Rd, Ferguson Estates Rd $202,500 $170,000 $150,000-$175,000 $175,000 $140,000 $175,000-$200,000
Richard Dr, State Rd 2446, N Poplar St, Arc St, 17th St, Clay Ct, Copeland Park, S Lincoln St, Lincoln St, Old Knobbley Oak Dr $179,500 $160,000 $125,000-$150,000 $74,500 $60,000 $75,000-$100,000
Bess Cir, Azalea Trl, State Rd 1658, Sycamore Ave, Ballard St, Marie Dr, Venn Dr, Eastway Dr, Prancer Ln, Lamar Ave $135,500 $120,000 $150,000-$175,000 $65,500 $50,000 $50,000-$75,000
State Rd 1304, Rhyne Springs Rd, State Rd 1848, Flanagans Ln, Old Wagon Rd, Ollis Ln, Beechbrook Dr, E Texas Ave, Armstrong Ford Rd, W Walnut Ave $76,000 $70,000 $75,000-$100,000 $90,500 $80,000 $75,000-$100,000
State Rd 2444, Vernon St, Lamar Dr, Malcolm St, Mary Ave, Aprilia Ln, State Rd 1104, State Rd 2635, 2742, Hummingbird Ln $134,500 $110,000 $125,000-$150,000 $128,500 $120,000 $100,000-$125,000
Sandy Ford Rd, 2863, Meadow St, 2519, 1530, Cove Ave, Marvin St, Hillcrest Rd, Jefferson Ave, Mystic Point Ct $73,000 $60,000 $50,000-$75,000 $57,000 $50,000 $25,000-$50,000
State Rd 2080, State Rd 1890, Timberlane St, N Morris St, Grace St, Trenton Ave, State Rd 2107, State Rd 2837, Amber Crest Dr, Kyle Ct $156,000 $130,000 $150,000-$175,000 $136,000 $110,000 $150,000-$175,000
Sellerstown Rd, Pintail Way, Sarvis Heights Rd, Maggie Lee Ln, Kent St, W Hudson Blvd, 2099, Tarheel Dr, Lochness Dr, Burt Ave $145,000 $120,000 $125,000-$150,000 $189,000 $160,000 $200,000-$250,000
Fords Aly, N Pear St, Oak Dr, Biggerstaff Landfill Rd, W Academy St, S 10th St, Rebel Dr, Alexis Church Rd, Thoroughbred Ct, N Church St $96,500 $80,000 $75,000-$100,000 $84,500 $80,000 $75,000-$100,000
Glenway St, Raby Rd, Candlewick Trl, Holiday Rd, W Woodrow Ave, Houston St, State Rd 2099, Johnston Dr, Ed Wilson Rd, Bentley Ct $137,500 $130,000 $100,000-$125,000 $85,000 $80,000 $75,000-$100,000

Choose the Best Gaston County, NC Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed 700-749 Credit Score <$25,000 2 Pets, Non-Smoker $100
Retired 550-599 Credit Score No Income 3 Pets, Smoker $20
Freelancer 750-799 Credit Score $25 to 50,000 No Pets, Smoker $560

Choose the Right Deductible for your Gaston County, NC Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
North Carolina $300 $830 $1,130 $690 $990 $140
Gaston County, NC $2,500 $550 $1,050 $460 $2,960 $-1,910
Gaston County, NC $2,000 $600 $1,100 $490 $2,490 $-1,390
Huntersville, NC $200 $1,310 $1,510 $1,100 $1,300 $210
Fallston, NC $1,500 $410 $910 $330 $1,830 $-920
Casar, NC $500 $320 $820 $260 $760 $60
Kannapolis, NC $2,500 $590 $1,090 $500 $3,000 $-1,910
Hemby Bridge, NC $400 $710 $1,110 $590 $990 $120
Bethlehem, NC $2,500 $810 $1,310 $660 $3,160 $-1,850
China Grove, NC $500 $630 $1,130 $510 $1,010 $120
Logan Store, NC $2,000 $440 $940 $370 $2,370 $-1,430
Salisbury, NC $500 $470 $970 $380 $880 $90
Spartanburg, SC $700 $550 $1,050 $470 $1,170 $-120

Identify Top Home Insurance Agents near Gaston County, NC | Back to Top

Home Insurance Company Gaston County, NC Homeowners Insurance Agency Gaston County, NC Address Popularity Score Distance from Gaston County (miles)
State Farm Anthony Gallant 1002 Union Rd Ste 1, Gastonia, NC, 28054-5525
3.0
State Farm Sarah Harris 7845 Colony Road Ste C5, Charlotte, NC, 28226-7678
24.6
Erie Robert D Black Insurance Services 108 West Catawba Avenue, Mount Holly, NC, 28120
9.1
State Farm Happy Mullen 2201 South Blvd Suite 420, Charlotte, NC, 28203-4263
18.8
Travelers L & L Insurance Agency 365 N New Hope Rd Ste 2, Gastonia, NC, 28054
2.4
State Farm Juan Rubio 9401 Statesville Rd Ste E, Charlotte, NC, 28269-7681
19.4
Travelers Pegram & Noyes 4317 A Wilkinson Blvd, Gastonia, NC, 28056
4.8
Allstate Pat Fogle 9107 S Tryon St Ste C, Charlotte, NC, 28273
17.4
State Farm Tom Harman 7825 Ballantyne Commons, Charlotte, NC, 28277-3175
26.3
Travelers Baker-Pegram Insurance 3039 S Blvd Ste D, Charlotte, NC, 28209
18.6

Compare Rates for Gaston County, NC Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
North Carolina $153,600 $720 $520 $1,000 $480
Gaston County, NC $124,400 $720 $520 $990 $470
Gaston County, NC $124,400 $520 $350 $730 $380
Huntersville, NC $247,200 $1,290 $930 $1,840 $910
Fallston, NC $93,500 $550 $370 $750 $380
Casar, NC $58,500 $270 $190 $370 $180
Kannapolis, NC $132,200 $730 $520 $1,040 $520
Hemby Bridge, NC $136,700 $770 $530 $1,070 $540
Bethlehem, NC $164,700 $870 $640 $1,190 $550
China Grove, NC $120,500 $700 $480 $1,000 $520
Logan Store, NC $117,200 $480 $340 $660 $320
Salisbury, NC $121,800 $560 $380 $780 $400
Spartanburg, SC $115,800 $520 $350 $740 $390

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