Gavop tells you how to get the best homeowners insurance in Concord, NY by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $40,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $91,000 | $80,000 | $50,000-$75,000 |
| 3 Bedroom | $138,500 | $120,000 | $150,000-$175,000 |
| 4 Bedroom | $211,000 | $190,000 | $200,000-$250,000 |
| 5 Bedroom | $121,500 | $100,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$87 | $493 |
| Superior Protection Discount | -$52 | $528 |
| Fire & Security Discount | -$52 | $528 |
| Hail Resistant Roof Discount | -$17 | $563 |
| Newly Constructed Home Discount | -$139 | $441 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Erie County | $1,500 | $601 | $2,101 | $437 | $1,937 | $164 |
| Concord, NY | $1,000 | $573 | $1,573 | $417 | $1,417 | $157 |
| Napoli, NY | $300 | $586 | $886 | $426 | $726 | $160 |
| Depew, NY | $2,500 | $957 | $3,457 | $695 | $3,195 | $261 |
| Rushford, NY | $400 | $587 | $987 | $426 | $826 | $160 |
| Attica, NY | $1,500 | $940 | $2,440 | $683 | $2,183 | $257 |
| Friendship, NY | $400 | $620 | $1,020 | $451 | $851 | $170 |
| Wheatfield, NY | $700 | $631 | $1,331 | $458 | $1,158 | $172 |
| Foster Brook, PA | $400 | $549 | $949 | $399 | $799 | $150 |
| Celoron, NY | $1,000 | $608 | $1,608 | $442 | $1,442 | $166 |
| Leicester, NY | $500 | $588 | $1,088 | $427 | $927 | $161 |
| Elba, NY | $1,500 | $590 | $2,090 | $429 | $1,929 | $161 |
| Home Insurance Company Concord, NY | Homeowners Insurance Agency Concord, NY | Address | Popularity Score | Distance from Concord (miles) |
|---|---|---|---|---|
| State Farm | Andy Fagan | 2630 Elmwood Ave, Kenmore, NY, 14217-1920 | 30.6 | |
| Allstate | Phillip Mastantuono | 419 Center St, Lewiston, NY, 14092 | 46.7 | |
| Erie | Stahlka Agency Inc. | 6724 Main Street, Williamsville, NY, 14221 | 29.0 | |
| Travelers | Paul J Aswad Agency | 7703 Niagara Falls Blvd, Niagara Falls, NY, 14304 | 40.0 | |
| State Farm | Joe Czaja | 1021 Union Rd, West Seneca, NY, 14224-3401 | 19.7 | |
| Farmers | Mary James | 27 E Main St Ste B, Springville, NY, 14141 | 3.2 | |
| State Farm | Shawn O'Rourke | 1 Main Street, Hamburg, NY, 14075-4930 | 13.4 | |
| Travelers | The Byrne Insurance Agency Inc | 480 Abbott Road, Buffalo, NY, 14220 | 21.8 | |
| Allstate | Kelly Zielinski | 3720 S Park Ave, Blasdell, NY, 14219 | 18.5 | |
| State Farm | Jim Vastola | 1333 Strad Avenue, North Tonawanda, NY, 14120-3061 | 36.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $830 | $1,650 | $820 |
| Erie County, NY | $139,900 | $608 | $430 | $860 | $430 |
| Concord, NY | $137,700 | $580 | $410 | $820 | $410 |
| Napoli, NY | $78,800 | $593 | $430 | $820 | $390 |
| Depew, NY | $114,600 | $968 | $690 | $1,330 | $640 |
| Rushford, NY | $76,200 | $594 | $410 | $820 | $410 |
| Attica, NY | $113,600 | $952 | $660 | $1,350 | $690 |
| Friendship, NY | $45,000 | $628 | $430 | $890 | $460 |
| Wheatfield, NY | $197,000 | $638 | $460 | $870 | $410 |
| Foster Brook, PA | $85,100 | $556 | $400 | $800 | $400 |
| Celoron, NY | $53,500 | $615 | $440 | $840 | $400 |
| Leicester, NY | $108,400 | $595 | $400 | $840 | $440 |
| Elba, NY | $112,300 | $597 | $410 | $820 | $410 |