Gavop's guide to buying homeowners insurance in Scott County, IA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $51,500 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $132,000 | $120,000 | $125,000-$150,000 |
| 3 Bedroom | $143,000 | $130,000 | $150,000-$175,000 |
| 4 Bedroom | $159,000 | $140,000 | $150,000-$175,000 |
| 5 Bedroom | $237,000 | $210,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$136 | $712 |
| Superior Protection Discount | -$76 | $771 |
| Fire & Security Discount | -$93 | $755 |
| Hail Resistant Roof Discount | -$17 | $831 |
| Newly Constructed Home Discount | -$178 | $670 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Scott County | $2,500 | $838 | $3,338 | $609 | $3,109 | $229 |
| Scott County, IA | $2,500 | $838 | $3,338 | $609 | $3,109 | $229 |
| Grand Mound, IA | $300 | $733 | $1,033 | $533 | $833 | $200 |
| Phenix, IL | $2,000 | $858 | $2,858 | $623 | $2,623 | $234 |
| Muscatine County, IA | $100 | $767 | $867 | $557 | $657 | $210 |
| Millersburg, IL | $2,000 | $558 | $2,558 | $406 | $2,406 | $153 |
| Hale, IA | $400 | $794 | $1,194 | $577 | $977 | $217 |
| Orono, IA | $1,500 | $521 | $2,021 | $378 | $1,878 | $142 |
| Galva, IL | $500 | $548 | $1,048 | $398 | $898 | $150 |
| Tete Des Morts, IA | $2,500 | $970 | $3,470 | $705 | $3,205 | $265 |
| Coloma, IL | $100 | $825 | $925 | $600 | $700 | $226 |
| Liberty, IA | $2,000 | $921 | $2,921 | $669 | $2,669 | $252 |
| Home Insurance Company Scott County, IA | Homeowners Insurance Agency Scott County, IA | Address | Popularity Score | Distance from Scott County (miles) |
|---|---|---|---|---|
| State Farm | Larry Thein | 4811 N Brady St Ste 7, Davenport, IA, 52806-3974 | 5.7 | |
| State Farm | Ben Froeschle | 5214 N Division St, Davenport, IA, 52806-3623 | 4.8 | |
| Allstate | Christy Cox | 5159 Utica Ridge Rd, Davenport, IA, 52807 | 7.3 | |
| Travelers | Rc Insurance Solutions | 2500 18th St, Bettendorf, IA, 52722 | 8.9 | |
| Allstate | Lori Rutten | 894 Middle Rd, Bettendorf, IA, 52722 | 8.9 | |
| State Farm | Bryan Laberge | 2824 W Locust St Ste A6, Davenport, IA, 52804-3359 | 7.2 | |
| State Farm | Dave Feist | 1910 East Kimberly Road, Davenport, IA, 52807 | 7.0 | |
| State Farm | Matt Hayes | 2660 E 53rd St Ste 5, Davenport, IA, 52807-3873 | 6.4 | |
| State Farm | Marty Clifton | 3625 Utica Ridge Rd, Bettendorf, IA, 52722-1653 | 7.9 | |
| Liberty Mutual Independent | Midwest Insurance Corporation | 306 Highway 1 S, Mount Vernon, IA, 52314 | 45.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Iowa | $137,200 | $829 | $560 | $1,140 | $580 |
| Scott County, IA | $153,200 | $848 | $580 | $1,160 | $580 |
| Scott County, IA | $153,200 | $848 | $580 | $1,180 | $600 |
| Grand Mound, IA | $111,200 | $742 | $530 | $1,020 | $490 |
| Phenix, IL | $189,700 | $868 | $630 | $1,240 | $610 |
| Muscatine County, IA | $128,100 | $776 | $520 | $1,070 | $550 |
| Millersburg, IL | $77,000 | $565 | $390 | $800 | $410 |
| Hale, IA | $129,200 | $804 | $570 | $1,100 | $530 |
| Orono, IA | $62,300 | $527 | $350 | $740 | $390 |
| Galva, IL | $74,500 | $555 | $370 | $770 | $400 |
| Tete Des Morts, IA | $200,500 | $982 | $680 | $1,390 | $710 |
| Coloma, IL | $78,500 | $835 | $560 | $1,190 | $630 |
| Liberty, IA | $176,700 | $932 | $680 | $1,320 | $640 |