Gavop tells you how to get the best homeowners insurance in Dumont, NJ by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $106,500 | $90,000 | $100,000-$125,000 |
| 2 Bedroom | $299,500 | $250,000 | $250,000-$300,000 |
| 3 Bedroom | $366,500 | $300,000 | $400,000-$500,000 |
| 4 Bedroom | $366,500 | $320,000 | $350,000-$400,000 |
| 5 Bedroom | $849,000 | $770,000 | $700,000-$800,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$135 | $707 |
| Superior Protection Discount | -$76 | $766 |
| Fire & Security Discount | -$84 | $758 |
| Hail Resistant Roof Discount | -$25 | $817 |
| Newly Constructed Home Discount | -$210 | $631 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Bergen County | $1,500 | $1,332 | $2,832 | $968 | $2,468 | $364 |
| Dumont, NJ | $2,000 | $832 | $2,832 | $604 | $2,604 | $227 |
| Upper Saddle River, NJ | $200 | $786 | $986 | $571 | $771 | $215 |
| Cedar Grove, NJ | $2,500 | $990 | $3,490 | $719 | $3,219 | $270 |
| Hudson County, NJ | $200 | $1,052 | $1,252 | $765 | $965 | $288 |
| Mill Neck, NY | $1,000 | $746 | $1,746 | $542 | $1,542 | $204 |
| North Bellmore, NY | $2,000 | $2,133 | $4,133 | $1,550 | $3,550 | $583 |
| Randolph, NJ | $100 | $976 | $1,076 | $709 | $809 | $267 |
| Hampton, NJ | $2,500 | $809 | $3,309 | $588 | $3,088 | $221 |
| White House Station, NJ | $300 | $1,152 | $1,452 | $837 | $1,137 | $315 |
| Tinton Falls, NJ | $2,000 | $894 | $2,894 | $650 | $2,650 | $244 |
| Home Insurance Company Dumont, NJ | Homeowners Insurance Agency Dumont, NJ | Address | Popularity Score | Distance from Dumont (miles) |
|---|---|---|---|---|
| Farmers | Jason Malyuk | 7 Stevens Ave, Little Falls, NJ, 7424 | 13.1 | |
| Farmers | David Zimm | 12 N Washington Ave, Bergenfield, NJ, 7621 | 1.2 | |
| Travelers | Mintz Girgan & Brightly | 18 West Passaic Street, Rochelle Park, NJ, 7662 | 4.9 | |
| State Farm | Jerry Traille | 428 Haledon Ave Ste A, Haledon, NJ, 07508-1565 | 10.0 | |
| Travelers | The Insurance Place | 35 Legion Dr, Bergenfield, NJ, 7621 | 1.3 | |
| Farmers | Lillyanne Park | 84 E Ridgewood Ave Ste 203, Ridgewood, NJ, 7450 | 7.0 | |
| Liberty Mutual Independent | Durkin Agency Inc | 106 Grand Ave 3rd Fl, Englewood, NJ, 7631 | 3.8 | |
| State Farm | Sergio Bio | 25 Hawthorne Ave, Park Ridge, NJ, 07656-1212 | 6.5 | |
| Allstate | Nick Fuccilli | 18a E Prospect St, Waldwick, NJ, 7463 | 8.0 | |
| Allstate | Scott Muller | 76 W Allendale Ave, Allendale, NJ, 7401 | 9.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $750 | $1,500 | $750 |
| Bergen County, NJ | $451,200 | $1,348 | $980 | $1,930 | $950 |
| Dumont, NJ | $364,500 | $842 | $610 | $1,160 | $550 |
| Upper Saddle River, NJ | $920,400 | $795 | $550 | $1,100 | $550 |
| Cedar Grove, NJ | $451,500 | $1,002 | $730 | $1,380 | $650 |
| Hudson County, NJ | $349,500 | $1,065 | $780 | $1,480 | $700 |
| Mill Neck, NY | $1,195,700 | $755 | $550 | $1,040 | $490 |
| North Bellmore, NY | $448,700 | $2,159 | $1,490 | $2,960 | $1,470 |
| Randolph, NJ | $512,900 | $988 | $680 | $1,350 | $670 |
| Hampton, NJ | $265,600 | $819 | $570 | $1,140 | $570 |
| White House Station, NJ | $357,800 | $1,166 | $850 | $1,600 | $750 |
| Tinton Falls, NJ | $319,100 | $905 | $640 | $1,250 | $610 |