Gavop shows you how to buy homeowners insurance in Hidalgo County, NM by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Hidalgo County, NM - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Co Rd C095, Pyramid St, Swift Trl, Patagonia Ln, E 8th St, Ristra Rd, W Motel Dr, Chapparal, Rose St, Center St | $150,000 | $130,000 | $125,000-$150,000 | $60,000 | $50,000 | $50,000-$75,000 |
| Chato Rd, Co 53, Continental Rd, Pratt Rd, State Hwy 80, Old Hwy 70, Co Rd A010, Co Rd C069, Co Rd C045, Franklin Rd | $70,000 | $70,000 | $50,000-$75,000 | $72,000 | $70,000 | $50,000-$75,000 |
| Silver St, Ranchero Rd, Hickory St, W Motel Dr, Cactus Dr, Silver St, Main St, Co Rd C001, Ruff Rd, Ben Hogan St | $112,000 | $90,000 | $100,000-$125,000 | $89,000 | $80,000 | $75,000-$100,000 |
| W 2nd St, Sam Sneed St, Selah Dr, Pla Verde, Richins Ln, Chilie Pepper Rd, Upshaw Pl, Dominguez Rd, Midbar Ranch Rd, E 6th St | $97,500 | $90,000 | $100,000-$125,000 | $98,000 | $90,000 | $75,000-$100,000 |
| E 2nd St, W 3rd St, Boothill Rd, W A St, Tilapia Trl, Co Rd A018, Cattle Drive Rd, Church St, Golf Park Circle Dr, Co Rd A009 | $134,500 | $120,000 | $125,000-$150,000 | $63,500 | $50,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$122 | $519 |
| Superior Protection Discount | -$64 | $577 |
| Fire & Security Discount | -$51 | $590 |
| Hail Resistant Roof Discount | -$13 | $628 |
| Newly Constructed Home Discount | -$154 | $487 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Hidalgo County | $1,500 | $633 | $2,133 | $460 | $1,960 | $173 |
| Hidalgo County, NM | $1,000 | $633 | $1,633 | $460 | $1,460 | $173 |
| Animas, NM | $500 | $680 | $1,180 | $494 | $994 | $186 |
| Cotton City, NM | $1,000 | $608 | $1,608 | $442 | $1,442 | $166 |
| North Hidalgo, NM | $1,000 | $674 | $1,674 | $490 | $1,490 | $184 |
| Lordsburg, NM | $200 | $660 | $860 | $480 | $680 | $180 |
| Glen Acres, NM | $1,000 | $646 | $1,646 | $470 | $1,470 | $177 |
| Hurley, NM | $400 | $709 | $1,109 | $516 | $916 | $194 |
| Bowie, AZ | $200 | $532 | $732 | $386 | $586 | $145 |
| Home Insurance Company Hidalgo County, NM | Homeowners Insurance Agency Hidalgo County, NM | Address | Popularity Score | Distance from Hidalgo County (miles) |
|---|---|---|---|---|
| Farmers | Richard Chaires | 809 Main St, Lordsburg, NM, 88045 | 30.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Mexico | $163,900 | $870 | $630 | $1,190 | $560 |
| Hidalgo County, NM | $81,200 | $641 | $450 | $910 | $460 |
| Hidalgo County, NM | $81,200 | $641 | $440 | $880 | $440 |
| Animas, NM | $80,800 | $688 | $500 | $940 | $440 |
| Cotton City, NM | $55,000 | $615 | $450 | $840 | $390 |
| North Hidalgo, NM | $78,600 | $682 | $460 | $940 | $480 |
| Lordsburg, NM | $73,400 | $668 | $470 | $930 | $460 |
| Glen Acres, NM | $68,300 | $654 | $470 | $900 | $430 |
| Hurley, NM | $92,800 | $718 | $500 | $1,000 | $500 |
| Bowie, AZ | $92,400 | $538 | $380 | $760 | $380 |