Gavop's guide to buying homeowners insurance in Ojai, CA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Ojai, CA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Baldwin Rd, Mc Nell Rd, Taormina Ln, Raymond St, W Aliso St, el Sol Ave, Dominion Rd, Capello Way, S Padre Juan Ave, Crestview Dr | $304,000 | $280,000 | $300,000-$350,000 | $311,500 | $280,000 | $350,000-$400,000 |
| Carne Rd, Sisar Rd, Ave de la Cruzada, Reeves Rd, Signal St, Pirie Rd, Watts Farm Rd, del Prado Ct, Sunnyglenn Ave, Sunset Pl | $507,500 | $460,000 | $500,000-$600,000 | $448,000 | $410,000 | $400,000-$500,000 |
| N Ventura St, Avila Dr, E Ojai Ave, el Camino Rd, Cruzero St, Lion St, S Fulton St, Oak Creek Ln, Anita Ave, Mercer Ave | $358,000 | $320,000 | $350,000-$400,000 | $512,000 | $480,000 | $400,000-$500,000 |
| Pope Ln, Trusty Ln, McAndrew Rd, Devereaux St, Maricopa Hwy, S Ayers Ct, Old Creek Rd, W Matilija St, S Rice Rd, Fraser St | $404,000 | $340,000 | $400,000-$500,000 | $349,000 | $330,000 | $350,000-$400,000 |
| Mountain Lion Rd, Ladera Ranch Rd, Ash Ln, Los Alamos Dr, Rice Rd, Shippee Ln, France Cir, Pala Dr, Bryant Pl, Ojai Santa Paula Rd | $537,500 | $450,000 | $500,000-$600,000 | $303,000 | $250,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$183 | $836 |
| Superior Protection Discount | -$102 | $917 |
| Fire & Security Discount | -$112 | $907 |
| Hail Resistant Roof Discount | -$31 | $989 |
| Newly Constructed Home Discount | -$285 | $734 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,276 |
| Physical Damage | $2,464 |
| Hail Damage | $4,618 |
| Wind Damage | $6,178 |
| Expensive Claims | |
| Fire | $43,782 |
| Smoke | $17,389 |
| Home Insurance Company Ojai, CA | Homeowners Insurance Agency Ojai, CA | Address | Popularity Score | Distance from Ojai (miles) |
|---|---|---|---|---|
| State Farm | Dena Rogers | 2319 Alameda Ave Ste 2g, Ventura, CA, 93003-6777 | 13.7 | |
| Farmers | Luis Chit | 750 W Gonzales Rd Ste 140, Oxnard, CA, 93036 | 16.2 | |
| Farmers | Luis Hernandez | 504 N Maclay Ave Ste 1, San Fernando, CA, 91340 | 47.7 | |
| State Farm | Bill Herrera | 502 Central Ave, Fillmore, CA, 93015-1332 | 19.2 | |
| State Farm | Steve Smead | 145 S 8th St, Santa Paula, CA, 93060-2738 | 12.4 | |
| Travelers | Tri County Insurance Service | 19720 Ventura Blvd Ste G, Woodland Hills, CA, 91364 | 43.4 | |
| State Farm | Shadia Ibrahim | 19531 Ventura Blvd Ste 8, Tarzana, CA, 91356-2957 | 43.7 | |
| Travelers | Fox Insurance Agency Inc | 300 N Lantana Street #41, Camarillo, CA, 93010 | 19.3 | |
| Farmers | Raquel Gomez | 750 W Gonzales Rd Ste 140, Oxnard, CA, 93036 | 16.2 | |
| State Farm | Gary Scott | 2472 Eastman Ave Ste 25, Ventura, CA, 93003-5775 | 13.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Ventura County, CA | $520,300 | $1,398 | $1,030 | $1,900 | $870 |
| Ojai, CA | $657,000 | $1,019 | $750 | $1,390 | $640 |
| San, CA | $493,800 | $1,001 | $740 | $1,360 | $620 |
| Saticoy, CA | $352,500 | $930 | $690 | $1,260 | $570 |
| El Rio, CA | $371,200 | $830 | $610 | $1,130 | $520 |
| Fillmore, CA | $354,300 | $786 | $580 | $1,070 | $490 |
| Casa Conejo, CA | $529,800 | $1,576 | $1,170 | $2,140 | $970 |
| Val Verde, CA | $309,700 | $824 | $610 | $1,120 | $510 |
| Oak Park, CA | $714,600 | $1,087 | $800 | $1,480 | $680 |
| Malibu, CA | $1,974,100 | $955 | $710 | $1,300 | $590 |
| Santa Barbara, CA | $890,800 | $1,231 | $910 | $1,670 | $760 |
| San Fernando, CA | $370,300 | $827 | $610 | $1,130 | $520 |