Gavop shows you how to buy homeowners insurance in Northfield, NJ by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $89,500 | $70,000 | $100,000-$125,000 |
| 2 Bedroom | $240,000 | $200,000 | $200,000-$250,000 |
| 3 Bedroom | $251,000 | $210,000 | $250,000-$300,000 |
| 4 Bedroom | $532,000 | $500,000 | $500,000-$600,000 |
| 5 Bedroom | $563,500 | $450,000 | $500,000-$600,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$114 | $644 |
| Superior Protection Discount | -$68 | $689 |
| Fire & Security Discount | -$76 | $682 |
| Hail Resistant Roof Discount | -$15 | $743 |
| Newly Constructed Home Discount | -$220 | $538 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,095 |
| Physical Damage | $2,488 |
| Hail Damage | $4,571 |
| Wind Damage | $6,178 |
| Expensive Claims | |
| Fire | $45,570 |
| Smoke | $15,884 |
| Home Insurance Company Northfield, NJ | Homeowners Insurance Agency Northfield, NJ | Address | Popularity Score | Distance from Northfield (miles) |
|---|---|---|---|---|
| Travelers | Bca Insurance Group | 330 Tilton Rd, Northfield, NJ, 8225 | 1.0 | |
| State Farm | Michael Jordan | 103 Wills Ave, Rancocas, NJ, 8073 | 47.1 | |
| Farmers | Lisa Carney | 190 N Evergreen Ave Ste 206, Woodbury, NJ, 8096 | 45.1 | |
| Travelers | John Hill Agency | 635 Route 9, Bayville, NJ, 8721 | 42.3 | |
| Liberty Mutual Independent | Insurance Agencies Inc | 1601 New Road Ste 100 Po Box 225, Northfield, NJ, 8225 | 0.2 | |
| Liberty Mutual Independent | Glenn Insurance Inc | 500 E Absecon Blvd, Absecon, NJ, 8201 | 4.6 | |
| Allstate | Charles Horta | 2103 Branch Pike Ste 7, Cinnaminson, NJ, 8077 | 48.9 | |
| Allstate | Marc Ludwig | 3003 English Creek Ave Ste D2b, Egg Harbor Township, NJ, 8234 | 5.1 | |
| Allstate | Marc A Ludwig | 2326 New Rd, Northfield, NJ, 8225 | 0.7 | |
| Allstate | David Lieberman | 501 Zion Rd Ste 9, Egg Harbor Township, NJ, 8234 | 3.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $780 | $1,550 | $770 |
| Atlantic County, NJ | $219,000 | $865 | $600 | $1,200 | $600 |
| Northfield, NJ | $224,300 | $758 | $520 | $1,080 | $560 |
| Clayton, NJ | $185,900 | $695 | $490 | $980 | $490 |
| Echelon, NJ | $198,400 | $717 | $510 | $1,000 | $490 |
| Alloway, NJ | $195,800 | $848 | $620 | $1,200 | $580 |
| Barclay, NJ | $331,600 | $1,104 | $750 | $1,530 | $780 |
| Oak Valley, NJ | $164,000 | $778 | $570 | $1,100 | $530 |
| Kingston Estates, NJ | $217,100 | $747 | $510 | $1,070 | $560 |
| Moorestown-Lenola, NJ | $392,900 | $902 | $660 | $1,290 | $630 |
| Cedar Glen West, NJ | $35,000 | $306 | $210 | $420 | $210 |