Gavop shows you how to buy homeowners insurance in Big Lake, MN by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Big Lake, MN - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Jeff Cir SE, Co Rd 43 NW, 160th St NW, Glenwood Ave E, Co Rd 35, 146th Ct, 167th St, 226th Ave, Park Ave W, Lake View Cir | $218,500 | $180,000 | $250,000-$300,000 | $207,500 | $180,000 | $150,000-$175,000 |
| 172nd St, 186th St, Co Rd 15, Inverness Way, Blackduck Ln, 156th St NW, 202nd Ave NW, Co Rd 43, 197th St NW, 201st Ave | $137,000 | $110,000 | $150,000-$175,000 | $274,500 | $240,000 | $200,000-$250,000 |
| 193rd Ave, 162nd Ln NW, Highland Ave, Kenny Ct, Mount Curve Ave, 182nd Ave, William St, 150th St, Powell St N, 226th Ave NW | $160,500 | $140,000 | $175,000-$200,000 | $259,500 | $230,000 | $200,000-$250,000 |
| Martin Ave, 222nd Ave NW, 198th Ave, Shady Ln, 155th St NW, Phyllis St, 166th St, 177th St NW, Co Rd 43 NW, Lake St S | $237,000 | $220,000 | $250,000-$300,000 | $308,000 | $260,000 | $200,000-$250,000 |
| Pond View Cir, 198th Ave NW, Hill St N, Norwood Ln, 202nd Ave, Meadow Ln, 165th St SE, Egret Ct, 216th Ave NW, 223rd Ave NW | $209,500 | $190,000 | $200,000-$250,000 | $276,500 | $240,000 | $250,000-$300,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$83 | $842 |
| Home and Two Car | -$148 | $778 |
| Home and Three Car | -$222 | $704 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $7,536 |
| Hail Damage | $5,318 |
| Wind Damage | $9,515 |
| Expensive Claims | |
| Fire | $36,771 |
| Accidental Discharge/Leakage | $8,970 |
| Optional Coverage Losses | $7,991 |
| Home Insurance Company Big Lake, MN | Homeowners Insurance Agency Big Lake, MN | Address | Popularity Score | Distance from Big Lake (miles) |
|---|---|---|---|---|
| State Farm | Marty Mjelleli | 10501 Wayzata Blvd Ste 7, Minnetonka, MN, 55305-4501 | 30.2 | |
| Farmers | Brock Tatge | 312 Main St Nw, Elk River, MN, 55330 | 9.3 | |
| Travelers | Affiliated Insurance Services Llc | 12805 Highway 55 Ste 212, Plymouth, MN, 55441 | 27.9 | |
| Travelers | Insurance Producers Network | 12100 Singletree Ln 140, Eden Prairie, MN, 55344 | 36.9 | |
| State Farm | Jana Chuinard | 2012 1st Ave, Anoka, MN, 55303-2244 | 19.9 | |
| Liberty Mutual Independent | Hal Tiffany Agency Inc | 2573 Hamline Ave N Ste B, Roseville, MN, 55113 | 36.3 | |
| Liberty Mutual Independent | Insurance Dynamics | 1818 Wooddale Dr Ste 102, Woodbury, MN, 55125 | 47.7 | |
| State Farm | Jason Emerson | 7700 W Old Shakopee Rd Ste 112, Bloomington, MN, 55438-3308 | 40.8 | |
| Allstate | Mark Ellingson | 1690 Mcknight Rd N, Maplewood, MN, 55109 | 43.4 | |
| Travelers | Smisek Insurance Agency | 287 Marschall Rd Ste 106, Shakopee, MN, 55379 | 39.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Minnesota | $199,700 | $1,192 | $870 | $1,630 | $760 |
| Sherburne County, MN | $204,100 | $1,121 | $800 | $1,550 | $750 |
| Big Lake, MN | $172,500 | $926 | $660 | $1,290 | $630 |
| Rockford, MN | $183,500 | $1,139 | $830 | $1,620 | $790 |
| Oak Grove, MN | $255,200 | $961 | $660 | $1,320 | $660 |
| Champlin, MN | $219,700 | $890 | $610 | $1,220 | $610 |
| East Bethel, MN | $223,200 | $897 | $600 | $1,250 | $650 |
| Wakefield, MN | $237,800 | $1,304 | $950 | $1,790 | $840 |
| Bergen, MN | $261,600 | $1,370 | $930 | $1,950 | $1,020 |
| Richfield, MN | $197,500 | $1,102 | $800 | $1,560 | $760 |
| Sumter, MN | $210,200 | $1,224 | $890 | $1,700 | $810 |
| Stillwater, MN | $255,900 | $963 | $680 | $1,320 | $640 |
| Rock Creek, MN | $170,400 | $1,094 | $780 | $1,520 | $740 |