Gavop shows you how to buy homeowners insurance in Sullivan, MO by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $41,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $98,000 | $90,000 | $75,000-$100,000 |
| 3 Bedroom | $134,000 | $130,000 | $125,000-$150,000 |
| 4 Bedroom | $235,500 | $200,000 | $200,000-$250,000 |
| 5 Bedroom | $331,000 | $310,000 | $250,000-$300,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$73 | $735 |
| Home and Two Car | -$129 | $679 |
| Home and Three Car | -$186 | $622 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Franklin County | $1,500 | $1,024 | $2,524 | $744 | $2,244 | $280 |
| Sullivan, MO | $2,000 | $798 | $2,798 | $580 | $2,580 | $218 |
| Gasconade County, MO | $200 | $847 | $1,047 | $616 | $816 | $232 |
| Berger, MO | $2,500 | $849 | $3,349 | $617 | $3,117 | $232 |
| Irondale, MO | $1,000 | $782 | $1,782 | $568 | $1,568 | $214 |
| McKittrick, MO | $500 | $852 | $1,352 | $619 | $1,119 | $233 |
| Norman, MO | $2,500 | $971 | $3,471 | $706 | $3,206 | $265 |
| Morrison, MO | $300 | $707 | $1,007 | $514 | $814 | $193 |
| Randolph, MO | $700 | $745 | $1,445 | $542 | $1,242 | $204 |
| Lake St. Louis, MO | $300 | $881 | $1,181 | $640 | $940 | $241 |
| Mokane, MO | $2,000 | $770 | $2,770 | $559 | $2,559 | $210 |
| Home Insurance Company Sullivan, MO | Homeowners Insurance Agency Sullivan, MO | Address | Popularity Score | Distance from Sullivan (miles) |
|---|---|---|---|---|
| Allstate | Deborah M. Johnson | 106 4 Seasonsshop Ctr Ste 105c, Chesterfield, MO, 63017 | 48.1 | |
| Allstate | Matthew Mitchell | 326 Fort Zumwalt Square, Ofallon, MO, 63366 | 47.4 | |
| Travelers | Graves Insurance Group | 10097 Manchester Rd Ste 100, St Louis, MO, 63122 | 49.9 | |
| Travelers | Partners Insurance Inc | 9201 Watson Rd Ste 222, St Louis, MO, 63126 | 49.1 | |
| Travelers | Gtw Insurance | 2705 Saint Peters Howell Rd Suite D, Saint Peters, MO, 63376 | 47.5 | |
| Travelers | Midwest Agency | 8917 Veterans Memorial Pkwy O Fallon, O'Fallon, MO, 63366 | 47.4 | |
| State Farm | Cody Bangert | 64 Eisenhower St, Union, MO, 63084-2008 | 17.6 | |
| State Farm | Diana Holdinghausen | 1713 Madison Ave, Washington, MO, 63090 | 24.2 | |
| State Farm | Dave Drissell | 105 Chstrfld Bus Pkwy, Chesterfield, MO, 63005-1233 | 43.1 | |
| Travelers | The Insurance Center | 2187 Pardoroyal Dr, St Louis, MO, 63131 | 46.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Missouri | $145,400 | $1,084 | $770 | $1,530 | $760 |
| Franklin County, MO | $156,800 | $1,036 | $690 | $1,480 | $790 |
| Sullivan, MO | $104,600 | $808 | $580 | $1,120 | $540 |
| Gasconade County, MO | $123,000 | $858 | $590 | $1,190 | $600 |
| Berger, MO | $76,700 | $859 | $620 | $1,190 | $570 |
| Irondale, MO | $60,800 | $791 | $560 | $1,080 | $520 |
| McKittrick, MO | $77,500 | $862 | $630 | $1,180 | $550 |
| Norman, MO | $110,900 | $983 | $710 | $1,360 | $650 |
| Morrison, MO | $45,000 | $716 | $490 | $1,020 | $530 |
| Randolph, MO | $86,800 | $754 | $540 | $1,080 | $540 |
| Lake St. Louis, MO | $218,300 | $892 | $600 | $1,220 | $620 |
| Mokane, MO | $58,100 | $779 | $520 | $1,070 | $550 |