Gavop's guide to buying homeowners insurance in Brigantine, NJ covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $116,000 | $110,000 | $100,000-$125,000 |
| 2 Bedroom | $295,500 | $240,000 | $200,000-$250,000 |
| 3 Bedroom | $409,500 | $380,000 | $400,000-$500,000 |
| 4 Bedroom | $486,000 | $460,000 | $400,000-$500,000 |
| 5 Bedroom | $280,500 | $230,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$130 | $683 |
| Superior Protection Discount | -$73 | $740 |
| Fire & Security Discount | -$65 | $748 |
| Hail Resistant Roof Discount | -$24 | $789 |
| Newly Constructed Home Discount | -$171 | $643 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,337 |
| Physical Damage | $2,537 |
| Hail Damage | $4,853 |
| Wind Damage | $6,433 |
| Expensive Claims | |
| Fire | $45,570 |
| Smoke | $15,884 |
| Home Insurance Company Brigantine, NJ | Homeowners Insurance Agency Brigantine, NJ | Address | Popularity Score | Distance from Brigantine (miles) |
|---|---|---|---|---|
| Travelers | Bca Insurance Group | 330 Tilton Rd, Northfield, NJ, 8225 | 9.4 | |
| Allstate | Robert Mack | 1140 Burnt Tavern Rd, Brick, NJ, 8724 | 48.1 | |
| Travelers | Insurance Agencies Inc | 1601 New Road Ste 100 Po Box 225, Northfield, NJ, 8225 | 9.8 | |
| Travelers | Brouwer Hansen & Izdebski Associates | 240 Main St, Toms River, NJ, 8753 | 37.8 | |
| Travelers | Glenn Insurance Inc | 500 E Absecon Blvd, Absecon, NJ, 8201 | 5.5 | |
| Travelers | Glenn Insurance Inc | 500 E Boulevard, Absecon, NJ, 8201 | 5.5 | |
| Farmers | Charles Schwartz | 951 Haddonfield Rd Fl 2, Cherry Hill, NJ, 8002 | 48.5 | |
| Allstate | Jewell Lucas | 12 Eagle Plaza, Voorhees, NJ, 8043 | 41.9 | |
| Allstate | Michael Dillon | 5429 Harding Hwy, Mays Landing, NJ, 8330 | 17.3 | |
| Travelers | Prime Insurance Agency Inc | 960 East County Line Rd, Lakewood, NJ, 8701 | 48.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $740 | $1,550 | $810 |
| Atlantic County, NJ | $219,000 | $865 | $590 | $1,240 | $650 |
| Brigantine, NJ | $348,900 | $813 | $560 | $1,120 | $560 |
| Atlantic County, NJ | $219,000 | $865 | $620 | $1,190 | $570 |
| Collings Lakes, NJ | $161,700 | $773 | $520 | $1,100 | $580 |
| Woodland, NJ | $265,900 | $976 | $690 | $1,380 | $690 |
| Dover Beaches North, NJ | $528,700 | $1,771 | $1,260 | $2,510 | $1,250 |
| Laurel Springs, NJ | $175,500 | $805 | $550 | $1,110 | $560 |
| Leisure Village, NJ | $84,300 | $534 | $380 | $760 | $380 |
| North Hanover, NJ | $296,400 | $867 | $580 | $1,190 | $610 |
| Mount Ephraim, NJ | $162,600 | $775 | $560 | $1,110 | $550 |
| Ramtown, NJ | $330,900 | $926 | $680 | $1,270 | $590 |
| Brooklawn, NJ | $137,800 | $711 | $520 | $1,000 | $480 |