Gavop's guide to buying homeowners insurance in Monroe, IA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $76,000 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $164,000 | $140,000 | $175,000-$200,000 |
| 3 Bedroom | $222,500 | $210,000 | $175,000-$200,000 |
| 4 Bedroom | $255,000 | $240,000 | $250,000-$300,000 |
| 5 Bedroom | $368,500 | $300,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$126 | $715 |
| Superior Protection Discount | -$84 | $757 |
| Fire & Security Discount | -$84 | $757 |
| Hail Resistant Roof Discount | -$17 | $824 |
| Newly Constructed Home Discount | -$210 | $631 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Linn County | $2,000 | $831 | $2,831 | $604 | $2,604 | $227 |
| Monroe, IA | $2,000 | $831 | $2,831 | $604 | $2,604 | $227 |
| Ely, IA | $100 | $974 | $1,074 | $708 | $808 | $266 |
| Cono, IA | $2,000 | $984 | $2,984 | $715 | $2,715 | $269 |
| Lisbon, IA | $100 | $843 | $943 | $612 | $712 | $230 |
| Castle Grove, IA | $1,000 | $907 | $1,907 | $659 | $1,659 | $248 |
| Black Hawk County, IA | $200 | $800 | $1,000 | $582 | $782 | $219 |
| Holiday Lake, IA | $1,500 | $853 | $2,353 | $620 | $2,120 | $233 |
| New Wine, IA | $200 | $855 | $1,055 | $621 | $821 | $234 |
| Spring Rock, IA | $1,500 | $724 | $2,224 | $526 | $2,026 | $198 |
| Maynard, IA | $100 | $587 | $687 | $426 | $526 | $160 |
| Garwin, IA | $1,000 | $562 | $1,562 | $409 | $1,409 | $154 |
| Home Insurance Company Monroe, IA | Homeowners Insurance Agency Monroe, IA | Address | Popularity Score | Distance from Monroe (miles) |
|---|---|---|---|---|
| State Farm | Christel Manson | 1935 E Ridgeway Ave, Waterloo, IA, 50702-3531 | 41.3 | |
| State Farm | Jim Humphreys | 3025 Mt Vern Rd Se, Cedar Rapids, IA, 52403-3563 | 8.4 | |
| State Farm | Jerry Green | 1464 Twixt Town Rd, Marion, IA, 52302-3080 | 5.8 | |
| Liberty Mutual Independent | United Insurance Agencies | 80 W 8th Ave, Marion, IA, 52302 | 6.1 | |
| State Farm | Shawn Devries | 4837 1st Ave Se Ste 100, Cedar Rapids, IA, 52402-3226 | 6.0 | |
| Allstate | David Redlinger | 955 29th Ave Ste B, Marion, IA, 52302 | 6.2 | |
| State Farm | Kari Klien | 3011 Johnson Ave Nw, Cedar Rapids, IA, 52405-4628 | 7.1 | |
| State Farm | Julie Smith | 1212 W Main St, Manchester, IA, 52057-2305 | 30.6 | |
| State Farm | Dale Thompson | 1450 Boyson Rd Bldg C, Hiawatha, IA, 52233-2340 | 2.6 | |
| Allstate | Teri Jeter | 560 Boyson Rd Ne Ste C, Cedar Rapids, IA, 52402 | 4.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Iowa | $137,200 | $829 | $560 | $1,140 | $580 |
| Linn County, IA | $150,600 | $841 | $580 | $1,160 | $580 |
| Monroe, IA | $210,800 | $841 | $600 | $1,170 | $570 |
| Ely, IA | $202,800 | $986 | $700 | $1,360 | $660 |
| Cono, IA | $208,300 | $996 | $710 | $1,420 | $710 |
| Lisbon, IA | $145,500 | $853 | $610 | $1,210 | $600 |
| Castle Grove, IA | $170,600 | $918 | $660 | $1,290 | $630 |
| Black Hawk County, IA | $139,300 | $810 | $590 | $1,130 | $540 |
| Holiday Lake, IA | $149,300 | $863 | $630 | $1,180 | $550 |
| New Wine, IA | $149,900 | $865 | $590 | $1,220 | $630 |
| Spring Rock, IA | $108,700 | $733 | $520 | $1,030 | $510 |
| Maynard, IA | $75,800 | $594 | $400 | $840 | $440 |
| Garwin, IA | $70,600 | $569 | $420 | $810 | $390 |