Gavop tells you how to get the best homeowners insurance in Indian River County, FL by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Indian River County, FL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| 14th Ln, N Grove Isle Cir, Clemain, S Porpoise Point Ln, Sunset Dr, Saint Catherines Cir, 27th Ct, Blackstone St, 47th St, 22nd Ave SW | $173,000 | $140,000 | $175,000-$200,000 | $94,000 | $80,000 | $100,000-$125,000 |
| Piedmont Pl SW, 31st St, Spotted Owl Dr SW, Rose Arbor Dr, Mockingbird Dr, Kent Ct, Benedictine Ter, Lakeside Cir, Sandpiper Pt, Cambridge Mnr | $720,500 | $580,000 | $700,000-$800,000 | $462,000 | $410,000 | $500,000-$600,000 |
| 83rd Ave, Airport Dr, 47th Ct, River Dr, Club Ter, Union St, W Sandpointe Ln, Beachland Blvd, Club Ct, Thames Pl | $245,000 | $230,000 | $200,000-$250,000 | $216,500 | $190,000 | $200,000-$250,000 |
| Blue Cypress Rd, Cherokee Rd, 125th Ct, Cardinal Ln, Bayfront Ter, Cache Cay Dr, 24th Ave SW, Mariner Beach Ln, N Oak St, Caravan Ter | $105,000 | $90,000 | $100,000-$125,000 | $117,000 | $110,000 | $125,000-$150,000 |
| Grey Falcon Cir SW, Algiers St, Capri Ave, N White Jewel Ct, 53rd St, 5th Pl SW, Potilla Ave, Casablanca St, 93rd Ln, Fife Ave | $177,500 | $150,000 | $200,000-$250,000 | $163,500 | $150,000 | $175,000-$200,000 |
| Co Rd 508, 2nd St, Roseland Rd, Phoenix Palm Dr, Plantation Dr, 16th Ct SW, Twinning Ter, Dixie Ter, Greenleaf Cir, Lighthouse Ave | $216,000 | $200,000 | $200,000-$250,000 | $178,500 | $160,000 | $125,000-$150,000 |
| 25th St SW, Coral Way S, 8th St SW, River Trl, 33rd Pl, 94th Ave, Harbor Island Ln, Collier Club Dr, 129th Ln, S White Jewel Ct | $622,000 | $580,000 | $600,000-$700,000 | $274,000 | $250,000 | $250,000-$300,000 |
| W 82nd Ave, Seahouse St, Ocean Way Ln, 6th Ln, 7th Ave SE, Park Shores Cir, 162nd Ave, 62nd Dr, 91st St, Bridgewater Ln SW | $129,000 | $110,000 | $100,000-$125,000 | $135,000 | $130,000 | $100,000-$125,000 |
| 3rd Ln SW, 60th Ave, George St, Azalea Ln, 79th Ave, 64th Ave, 43rd Ct SW, Cowry Ln, Williamson Ave, Dahlia Ln | $204,000 | $180,000 | $200,000-$250,000 | $203,000 | $190,000 | $200,000-$250,000 |
| Cortez Ave, 42nd St, 57th Sq SW, 49th St, E Harbor Village Dr, 71st St, 21st Ct, 37th Dr, 84th Pl, Roland Miller Dr | $218,000 | $190,000 | $200,000-$250,000 | $221,000 | $190,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$268 | $1,141 |
| Superior Protection Discount | -$127 | $1,282 |
| Fire & Security Discount | -$127 | $1,282 |
| Hail Resistant Roof Discount | -$42 | $1,366 |
| Newly Constructed Home Discount | -$352 | $1,056 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Indian River County | $700 | $1,392 | $2,092 | $1,011 | $1,711 | $380 |
| Indian River County, FL | $1,500 | $1,392 | $2,892 | $1,011 | $2,511 | $380 |
| West Vero Corridor, FL | $200 | $650 | $850 | $472 | $672 | $178 |
| Vero Beach, FL | $1,500 | $1,442 | $2,942 | $1,048 | $2,548 | $394 |
| West St. Lucie, FL | $200 | $1,048 | $1,248 | $762 | $962 | $286 |
| Fort Pierce South, FL | $1,500 | $1,083 | $2,583 | $787 | $2,287 | $296 |
| Hutchinson Island South, FL | $100 | $1,971 | $2,071 | $1,432 | $1,532 | $539 |
| Ocean Breeze Park, FL | $1,500 | $562 | $2,062 | $409 | $1,909 | $154 |
| Stuart, FL | $200 | $1,320 | $1,520 | $960 | $1,160 | $361 |
| Brevard County, FL | $2,000 | $1,331 | $3,331 | $967 | $2,967 | $364 |
| Cocoa Beach, FL | $100 | $1,181 | $1,281 | $858 | $958 | $323 |
| Cocoa-Rockledge, FL | $700 | $1,474 | $2,174 | $1,071 | $1,771 | $403 |
| Home Insurance Company Indian River County, FL | Homeowners Insurance Agency Indian River County, FL | Address | Popularity Score | Distance from Indian River County (miles) |
|---|---|---|---|---|
| Allstate | Carrie-Lee Covington | 8864 S Us Highway 1, Port Saint Lucie, FL, 34952 | 31.6 | |
| State Farm | Phil White | 2480 Se Willoughby Blvd, Stuart, FL, 34994-4739 | 41.4 | |
| Travelers | Anchor Insurance Inc | 6181 Se Federal Hwy, Stuart, FL, 34997 | 45.5 | |
| Travelers | Butcher Insurance Group Inc | 205 S W Winnachee Dr, Stuart, FL, 34994 | 40.5 | |
| Travelers | Ryan Weaver Insurance Inc | 855 21st St, 2nd Floor 855 21st St, 2nd Floor Vero Beach, Vero Beach, FL, 32960 | 12.0 | |
| State Farm | Kathy Modesitt | 1940 58th Ave Ste A, Vero Beach, FL, 32966-4608 | 9.0 | |
| State Farm | Chuck Bateman | 2014 Commerce Ave, Vero Beach, FL, 32960-3412 | 11.7 | |
| Allstate | Brian Getty | 734 S Us Highway 1, Vero Beach, FL, 32962 | 14.3 | |
| Travelers | Professional Insurance Advisors Llc | 1875 43rd Ave, Vero Beach, FL, 32960 | 9.9 | |
| Travelers | Livings Insurance | 2646 Sw Mapp Rd Ste 101 , Palm City, FL, 34990 | 40.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Indian River County, FL | $172,600 | $1,409 | $1,100 | $1,890 | $790 |
| Indian River County, FL | $172,600 | $1,409 | $1,100 | $1,890 | $790 |
| West Vero Corridor, FL | $56,900 | $658 | $510 | $880 | $370 |
| Vero Beach, FL | $181,300 | $1,460 | $1,140 | $1,960 | $820 |
| West St. Lucie, FL | $97,700 | $1,061 | $830 | $1,420 | $590 |
| Fort Pierce South, FL | $102,900 | $1,096 | $850 | $1,470 | $620 |
| Hutchinson Island South, FL | $238,700 | $1,995 | $1,560 | $2,670 | $1,110 |
| Ocean Breeze Park, FL | $25,600 | $569 | $440 | $760 | $320 |
| Stuart, FL | $236,400 | $1,337 | $1,040 | $1,790 | $750 |
| Brevard County, FL | $162,400 | $1,347 | $1,050 | $1,810 | $760 |
| Cocoa Beach, FL | $292,200 | $1,195 | $930 | $1,600 | $670 |
| Cocoa-Rockledge, FL | $161,600 | $1,492 | $1,160 | $2,000 | $840 |