Gavop's guide to buying homeowners insurance in Exeter, RI covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $86,500 | $80,000 | $75,000-$100,000 |
| 2 Bedroom | $157,000 | $130,000 | $125,000-$150,000 |
| 3 Bedroom | $333,000 | $310,000 | $300,000-$350,000 |
| 4 Bedroom | $502,500 | $420,000 | $500,000-$600,000 |
| 5 Bedroom | $556,000 | $510,000 | $600,000-$700,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$140 | $862 |
| Superior Protection Discount | -$100 | $903 |
| Fire & Security Discount | -$100 | $903 |
| Hail Resistant Roof Discount | -$30 | $973 |
| Newly Constructed Home Discount | -$291 | $712 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,156 |
| Physical Damage | $2,488 |
| Hail Damage | $4,618 |
| Wind Damage | $6,687 |
| Expensive Claims | |
| Fire | $43,782 |
| Smoke | $17,054 |
| Home Insurance Company Exeter, RI | Homeowners Insurance Agency Exeter, RI | Address | Popularity Score | Distance from Exeter (miles) |
|---|---|---|---|---|
| Allstate | Simone Fargiorgio | 711 Quaker Ln, West Warwick, RI, 2893 | 9.7 | |
| Allstate | George Martlandiii | 190 E Main Rd, Middletown, RI, 2842 | 17.6 | |
| Nationwide | Paul C Pusateri | 471 Atwood Ave, Cranston, RI, 02920-5316 | 17.1 | |
| Travelers | Damiano Agency | 121 Phenix Ave, Cranston, RI, 2920 | 16.7 | |
| Travelers | The Slocum Agency Inc | 1229 Greenwich Ave, Warwick, RI, 2886 | 12.6 | |
| Travelers | Christopher & Regan Ins Inc | 1130 Ten Rod Rd Ste B202, N Kingstown, RI, 2852 | 6.8 | |
| Travelers | Gardiner Whiteley Boardman Ins Agency Llc | 1 Main Street, Pawtucket, RI, 2860 | 24.7 | |
| Travelers | Competitive Insurance Associates Llc | 400 South County Trail Ste A, Exeter, RI, 2822 | 5.0 | |
| Liberty Mutual Independent | Pearson Cronin & Jacobson | 2435 Nooseneck Hill Rd , Coventry, RI, 2816 | 6.5 | |
| Travelers | Gardiner Whiteley Boardman Ins Agency Llc | 1 Main St, Cobbs Allen & Hall Inc., RI, 2860 | 6.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Rhode Island | $242,200 | $1,321 | $910 | $1,880 | $970 |
| Washington County, RI | $320,600 | $1,435 | $1,030 | $2,020 | $990 |
| Exeter, RI | $323,000 | $1,003 | $720 | $1,430 | $710 |
| Narragansett, RI | $393,400 | $1,002 | $730 | $1,370 | $640 |
| Warwick, RI | $199,000 | $1,080 | $720 | $1,500 | $780 |
| Mystic, CT | $416,100 | $1,695 | $1,200 | $2,320 | $1,120 |
| Quinebaug, CT | $195,400 | $1,037 | $740 | $1,460 | $720 |
| Webster, MA | $211,800 | $822 | $600 | $1,170 | $570 |
| Hopedale, MA | $322,500 | $920 | $620 | $1,300 | $680 |
| Foxborough, MA | $392,800 | $997 | $690 | $1,390 | $700 |
| Middleborough, MA | $292,700 | $849 | $620 | $1,200 | $580 |
| Westbrook, CT | $378,900 | $978 | $710 | $1,360 | $650 |
| Brimfield, MA | $270,100 | $1,127 | $760 | $1,540 | $780 |