Gavop tells you how to get the best homeowners insurance in Darnestown, MD by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $186,000 | $170,000 | $175,000-$200,000 |
| 2 Bedroom | $582,500 | $540,000 | $500,000-$600,000 |
| 3 Bedroom | $839,000 | $710,000 | $800,000-$900,000 |
| 4 Bedroom | $639,000 | $560,000 | $600,000-$700,000 |
| 5 Bedroom | $1,586,500 | $1,290,000 | More than 10,000,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$106 | $1,070 |
| Home and Two Car | -$188 | $987 |
| Home and Three Car | -$282 | $893 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Montgomery County | $1,500 | $1,457 | $2,957 | $1,059 | $2,559 | $398 |
| Darnestown, MD | $700 | $1,161 | $1,861 | $844 | $1,544 | $317 |
| Bethesda, MD | $400 | $983 | $1,383 | $714 | $1,114 | $269 |
| Somerset, MD | $2,500 | $767 | $3,267 | $557 | $3,057 | $210 |
| Silver Spring, MD | $500 | $1,507 | $2,007 | $1,095 | $1,595 | $412 |
| Fairfax, VA | $2,000 | $921 | $2,921 | $670 | $2,670 | $252 |
| Takoma Park, MD | $100 | $988 | $1,088 | $718 | $818 | $270 |
| Chillum, MD | $2,000 | $855 | $2,855 | $621 | $2,621 | $234 |
| Beltsville, MD | $200 | $799 | $999 | $581 | $781 | $218 |
| Greenbelt, MD | $2,000 | $675 | $2,675 | $490 | $2,490 | $184 |
| Largo, MD | $300 | $755 | $1,055 | $549 | $849 | $206 |
| Gambrills, MD | $2,500 | $1,528 | $4,028 | $1,111 | $3,611 | $418 |
| Home Insurance Company Darnestown, MD | Homeowners Insurance Agency Darnestown, MD | Address | Popularity Score | Distance from Darnestown (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Capitol Benefits Llc | 220 Main St 2nd Fl, Gaithersburg, MD, 20878 | 3.9 | |
| Travelers | Kirby Insurance Agency Inc | 332-140 Village Road Ste 6, Westminster, MD, 21157 | 36.5 | |
| State Farm | Ryan Moorhart | 15805 Crabbs Branch Way, Rockville, MD, 20855-2635 | 7.9 | |
| State Farm | Jessica Cortes | 966 Hungerford Dr Ste 10b, Rockville, MD, 20850-1743 | 8.0 | |
| Liberty Mutual Independent | Hms Insurance Associates | 20 Wight Ave Ste 300, Hunt Valley, MD, 21030 | 44.3 | |
| State Farm | Jimmy Reid | 131 Rollins Ave Ste 2a, Rockville, MD, 20852-4039 | 10.0 | |
| Allstate | Ryan Hamill | 9618 Deereco Rd, Timonium, MD, 21093 | 43.2 | |
| State Farm | Zach Armiger | 843 Quince Orchard Blvd Suite H, Gaithersburg, MD, 20878-1626 | 5.0 | |
| Travelers | A F Szabo Insurance Agency Inc | 11705 Berry Road Suite 101, Waldorf, MD, 20603 | 38.6 | |
| State Farm | Will Wingo | 12116 Darnestown Road Suite L2, Gaithersburg, MD, 20878-2227 | 3.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Maryland | $296,500 | $1,008 | $800 | $1,270 | $470 |
| Montgomery County, MD | $467,500 | $1,475 | $1,170 | $1,860 | $690 |
| Darnestown, MD | $734,200 | $1,175 | $930 | $1,480 | $550 |
| Bethesda, MD | $877,300 | $995 | $790 | $1,250 | $460 |
| Somerset, MD | $1,209,600 | $776 | $610 | $980 | $370 |
| Silver Spring, MD | $477,800 | $1,526 | $1,210 | $1,920 | $710 |
| Fairfax, VA | $501,900 | $932 | $620 | $1,330 | $710 |
| Takoma Park, MD | $544,200 | $1,000 | $790 | $1,260 | $470 |
| Chillum, MD | $247,800 | $865 | $680 | $1,090 | $410 |
| Beltsville, MD | $276,900 | $809 | $640 | $1,020 | $380 |
| Greenbelt, MD | $201,000 | $683 | $540 | $860 | $320 |
| Largo, MD | $252,500 | $764 | $600 | $960 | $360 |
| Gambrills, MD | $449,600 | $1,547 | $1,220 | $1,950 | $730 |