Gavop's guide to buying homeowners insurance in Durant, OK covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $44,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $83,000 | $70,000 | $75,000-$100,000 |
| 3 Bedroom | $102,000 | $90,000 | $75,000-$100,000 |
| 4 Bedroom | $204,000 | $180,000 | $175,000-$200,000 |
| 5 Bedroom | $264,500 | $220,000 | $200,000-$250,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$78 | $896 |
| Home and Two Car | -$156 | $818 |
| Home and Three Car | -$234 | $740 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Bryan County | $700 | $1,172 | $1,872 | $851 | $1,551 | $320 |
| Durant, OK | $2,500 | $962 | $3,462 | $699 | $3,199 | $263 |
| Blue, OK | $300 | $1,345 | $1,645 | $977 | $1,277 | $367 |
| Achille, OK | $2,500 | $935 | $3,435 | $679 | $3,179 | $255 |
| East Johnston, OK | $500 | $1,162 | $1,662 | $844 | $1,344 | $318 |
| South Marshall, OK | $1,500 | $1,198 | $2,698 | $871 | $2,371 | $328 |
| Knollwood, TX | $300 | $971 | $1,271 | $706 | $1,006 | $265 |
| Tupelo, OK | $400 | $740 | $1,140 | $538 | $938 | $202 |
| Tioga, TX | $400 | $1,557 | $1,957 | $1,132 | $1,532 | $426 |
| Wolfe City, TX | $700 | $1,428 | $2,128 | $1,038 | $1,738 | $390 |
| Home Insurance Company Durant, OK | Homeowners Insurance Agency Durant, OK | Address | Popularity Score | Distance from Durant (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Sullivan Insurance Agency | 321 W Broadway St, Ardmore, OK, 73401 | 43.1 | |
| Farmers | Brittnee House | 614 N Washington Ave Ste C, Durant, OK, 74701 | 1.2 | |
| Liberty Mutual Independent | Sullivan Insurance Agency | 321 West Broadway, Ardmore, OK, 73401 | 43.1 | |
| State Farm | Emily Bush | 700 W Main St, Marietta, OK, 73448-2844 | 41.2 | |
| State Farm | Wendall Ritchey | 1122 W Broadway St, Ardmore, OK, 73401-2834 | 43.7 | |
| Farmers | Joe Howell | 114 N Main St, Coalgate, OK, 74538 | 38.9 | |
| Travelers | The Bramlett Agency | 1505 N Commerce Ste 104, Ardmore, OK, 73401 | 44.6 | |
| Travelers | Jordan Insurance Group | 619 Grand Ave, Ardmore, OK, 73401 | 43.4 | |
| Liberty Mutual Independent | Butler Insurance Agency Inc | 121 S First St, Madill, OK, 73446 | 21.6 | |
| Allstate | Barry L. Bowker | 150 S Commerce St, Ardmore, OK, 73401 | 43.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Oklahoma | $125,800 | $1,489 | $1,060 | $2,110 | $1,050 |
| Bryan County, OK | $98,900 | $1,186 | $840 | $1,650 | $810 |
| Durant, OK | $110,500 | $974 | $660 | $1,370 | $710 |
| Blue, OK | $109,400 | $1,361 | $910 | $1,920 | $1,010 |
| Achille, OK | $61,300 | $946 | $630 | $1,330 | $700 |
| East Johnston, OK | $87,100 | $1,176 | $810 | $1,670 | $860 |
| South Marshall, OK | $91,400 | $1,213 | $890 | $1,710 | $820 |
| Knollwood, TX | $17,200 | $983 | $650 | $1,510 | $860 |
| Tupelo, OK | $40,700 | $749 | $530 | $1,030 | $500 |
| Tioga, TX | $113,200 | $1,576 | $1,040 | $2,430 | $1,390 |
| Wolfe City, TX | $84,700 | $1,445 | $950 | $2,230 | $1,280 |