Gavop tells you how to get the best homeowners insurance in Van Zandt County, TX by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $50,500 | $50,000 | $25,000-$50,000 |
| 2 Bedroom | $125,000 | $110,000 | $125,000-$150,000 |
| 3 Bedroom | $173,000 | $160,000 | $150,000-$175,000 |
| 4 Bedroom | $150,500 | $130,000 | $125,000-$150,000 |
| 5 Bedroom | $376,500 | $320,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$255 | $1,161 |
| Superior Protection Discount | -$127 | $1,288 |
| Fire & Security Discount | -$99 | $1,317 |
| Hail Resistant Roof Discount | -$42 | $1,373 |
| Newly Constructed Home Discount | -$283 | $1,133 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Van Zandt County | $2,500 | $1,399 | $3,899 | $1,016 | $3,516 | $382 |
| Van Zandt County, TX | $1,500 | $1,399 | $2,899 | $1,016 | $2,516 | $382 |
| Henderson County, TX | $300 | $1,347 | $1,647 | $979 | $1,279 | $368 |
| Log Cabin, TX | $1,500 | $1,089 | $2,589 | $791 | $2,291 | $298 |
| West Tawakoni, TX | $300 | $1,259 | $1,559 | $915 | $1,215 | $344 |
| Quitman, TX | $1,500 | $987 | $2,487 | $717 | $2,217 | $270 |
| Grays Prairie, TX | $200 | $1,597 | $1,797 | $1,160 | $1,360 | $436 |
| Bullard, TX | $700 | $976 | $1,676 | $709 | $1,409 | $267 |
| Kerens, TX | $400 | $1,430 | $1,830 | $1,039 | $1,439 | $391 |
| Shadybrook, TX | $1,000 | $1,493 | $2,493 | $1,085 | $2,085 | $408 |
| Rockwall, TX | $300 | $1,261 | $1,561 | $916 | $1,216 | $345 |
| Sulphur Springs, TX | $700 | $1,044 | $1,744 | $759 | $1,459 | $285 |
| Home Insurance Company Van Zandt County, TX | Homeowners Insurance Agency Van Zandt County, TX | Address | Popularity Score | Distance from Van Zandt County (miles) |
|---|---|---|---|---|
| State Farm | Kari Hargrave | 109 W Main St Ste A, Royse City, TX, 75189-3740 | 40.7 | |
| Travelers | Mullen Insurance Agency Inc | 337 Oaks Trail 200, Garland, TX, 75043 | 47.3 | |
| Farmers | Sabrina Hosein | 309 N Galloway Ave Ste 102, Mesquite, TX, 75149 | 46.8 | |
| State Farm | Brian Llewellyn | 6537 Horizon Rd Ste A, Rockwall, TX, 75032-7702 | 41.1 | |
| State Farm | Sarah Clayton | 405 Live Oak St, Canton, TX, 75103-3341 | 1.5 | |
| Farmers | Lynn Wier | 190 S Collins Rd Ste 104, Sunnyvale, TX, 75182 | 45.1 | |
| Travelers | The Ryan Insurance | 5105 Martin Dr, Rowlett, TX, 75088 | 48.7 | |
| Travelers | East Texas Insurance Agency | 149 E Tyler St, Canton, TX, 75103 | 1.6 | |
| Travelers | The Duncan Insurance Agency | 1119 Main St, Commerce, TX, 75428 | 47.8 | |
| State Farm | Rusty Mcrae | 1200 E Davis St Ste 101, Mesquite, TX, 75149-8711 | 45.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Van Zandt County, TX | $112,600 | $1,416 | $930 | $2,180 | $1,250 |
| Van Zandt County, TX | $112,600 | $1,416 | $930 | $2,180 | $1,250 |
| Henderson County, TX | $99,000 | $1,364 | $900 | $2,100 | $1,200 |
| Log Cabin, TX | $31,500 | $1,102 | $730 | $1,700 | $970 |
| West Tawakoni, TX | $55,300 | $1,274 | $840 | $1,960 | $1,120 |
| Quitman, TX | $118,300 | $999 | $660 | $1,540 | $880 |
| Grays Prairie, TX | $123,400 | $1,616 | $1,070 | $2,490 | $1,420 |
| Bullard, TX | $190,900 | $988 | $650 | $1,520 | $870 |
| Kerens, TX | $85,000 | $1,447 | $960 | $2,230 | $1,270 |
| Shadybrook, TX | $98,300 | $1,511 | $1,000 | $2,330 | $1,330 |
| Rockwall, TX | $225,500 | $1,276 | $840 | $1,970 | $1,130 |
| Sulphur Springs, TX | $92,900 | $1,057 | $700 | $1,630 | $930 |