Gavop shows you how to buy homeowners insurance in Kettering, MD by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
---|---|---|---|
1 Bedroom | $116,500 | $100,000 | $125,000-$150,000 |
2 Bedroom | $282,000 | $270,000 | $200,000-$250,000 |
3 Bedroom | $331,000 | $280,000 | $250,000-$300,000 |
4 Bedroom | $360,500 | $300,000 | $350,000-$400,000 |
5 Bedroom | $564,000 | $450,000 | $600,000-$700,000 |
Bundling Type | Discount ($) | Premium After Discount ($) |
---|---|---|
Home and One Car | -$63 | $726 |
Home and Two Car | -$134 | $655 |
Home and Three Car | -$189 | $599 |
Low Deductible ($500) | High Deductible ($2500) | |||||
---|---|---|---|---|---|---|
Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
Prince George's County | $2,500 | $905 | $3,405 | $658 | $3,158 | $247 |
Kettering, MD | $1,500 | $779 | $2,279 | $566 | $2,066 | $213 |
Woodmore, MD | $400 | $1,387 | $1,787 | $1,008 | $1,408 | $379 |
Langley Park, MD | $1,000 | $731 | $1,731 | $531 | $1,531 | $200 |
Laurel, MD | $200 | $734 | $934 | $534 | $734 | $201 |
Layhill, MD | $300 | $969 | $1,269 | $704 | $1,004 | $265 |
Aquasco, MD | $2,500 | $1,023 | $3,523 | $743 | $3,243 | $279 |
Highland, MD | $100 | $2,050 | $2,150 | $1,490 | $1,590 | $560 |
Linthicum, MD | $700 | $833 | $1,533 | $606 | $1,306 | $228 |
Mount Airy, MD | $100 | $837 | $937 | $608 | $708 | $229 |
Hillsboro, MD | $1,000 | $771 | $1,771 | $560 | $1,560 | $211 |
Home Insurance Company Kettering, MD | Homeowners Insurance Agency Kettering, MD | Address | Popularity Score | Distance from Kettering (miles) |
---|---|---|---|---|
Allstate | Shanda Hayden | 7200 Eastern Ave Ste A, Baltimore, MD, 21224 | 31.0 | |
Allstate | Keith Moss | 1641 Route 3 N # 201, Crofton, MD, 21114 | 8.6 | |
State Farm | Adrian Wilcox | 1101 Mercantile Ln Ste 290, Largo, MD, 20774-5363 | 2.8 | |
State Farm | Ron Blount | 4361 Northview Dr, Bowie, MD, 20716-2603 | 5.1 | |
State Farm | Ryan Moorhart | 15805 Crabbs Branch Way, Rockville, MD, 20855-2635 | 25.0 | |
Liberty Mutual Independent | John L Lynch Agency Llc | 11832 Belair Rd, Kingsville, MD, 21087 | 43.4 | |
Allstate | Phillip Grossmiller | 1053 Maryland Route 3 N Ste E, Gambrills, MD, 21054 | 10.9 | |
Travelers | Dmv Insurance Agency Inc | 8855 Annapolis Rd Ste 200, Lanham, MD, 20706 | 6.3 | |
Liberty Mutual Independent | The Pennoyer Group | 2135 Defense Hwy, Crofton, MD, 21114 | 8.7 | |
Farmers | Brian Isemann | 120 W Church St Ste D, Frederick, MD, 21701 | 49.4 |
Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
---|---|---|---|---|---|
Maryland | $296,500 | $1,008 | $800 | $1,270 | $470 |
Prince George's County, MD | $272,900 | $916 | $720 | $1,150 | $430 |
Kettering, MD | $266,300 | $789 | $620 | $990 | $370 |
Woodmore, MD | $418,400 | $1,404 | $1,110 | $1,770 | $660 |
Langley Park, MD | $237,600 | $740 | $580 | $930 | $350 |
Laurel, MD | $239,700 | $743 | $590 | $940 | $350 |
Layhill, MD | $412,400 | $980 | $770 | $1,240 | $470 |
Aquasco, MD | $307,100 | $1,035 | $820 | $1,300 | $480 |
Highland, MD | $641,500 | $2,075 | $1,640 | $2,610 | $970 |
Linthicum, MD | $294,600 | $843 | $670 | $1,060 | $390 |
Mount Airy, MD | $361,500 | $847 | $670 | $1,070 | $400 |
Hillsboro, MD | $182,500 | $780 | $620 | $980 | $360 |