Gavop shows you how to buy homeowners insurance in New Light, NC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $145,000 | $130,000 | $100,000-$125,000 |
| 2 Bedroom | $358,000 | $330,000 | $350,000-$400,000 |
| 3 Bedroom | $287,500 | $240,000 | $250,000-$300,000 |
| 4 Bedroom | $693,500 | $610,000 | $600,000-$700,000 |
| 5 Bedroom | $1,002,000 | $890,000 | More than 10,000,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$140 | $859 |
| Superior Protection Discount | -$100 | $899 |
| Fire & Security Discount | -$100 | $899 |
| Hail Resistant Roof Discount | -$30 | $969 |
| Newly Constructed Home Discount | -$290 | $709 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Wake County | $1,500 | $1,081 | $2,581 | $786 | $2,286 | $296 |
| New Light, NC | $2,500 | $987 | $3,487 | $717 | $3,217 | $270 |
| Dutchville, NC | $400 | $668 | $1,068 | $486 | $886 | $183 |
| Youngsville, NC | $700 | $750 | $1,450 | $545 | $1,245 | $205 |
| Cypress Creek, NC | $400 | $786 | $1,186 | $572 | $972 | $215 |
| Lake Royale, NC | $1,000 | $942 | $1,942 | $684 | $1,684 | $257 |
| Stovall, NC | $400 | $604 | $1,004 | $439 | $839 | $165 |
| Wilson's Mills, NC | $700 | $674 | $1,374 | $490 | $1,190 | $184 |
| Nash County, NC | $400 | $706 | $1,106 | $513 | $913 | $193 |
| Hollister, NC | $1,000 | $518 | $1,518 | $376 | $1,376 | $141 |
| Sharpsburg, NC | $500 | $492 | $992 | $358 | $858 | $134 |
| Ossipee, NC | $1,000 | $614 | $1,614 | $446 | $1,446 | $168 |
| Home Insurance Company New Light, NC | Homeowners Insurance Agency New Light, NC | Address | Popularity Score | Distance from New Light (miles) |
|---|---|---|---|---|
| State Farm | Antonio Vela | 121 Sherron Rd Ste 106, Durham, NC, 27703-9515 | 8.5 | |
| Travelers | Frederick Insurance & Benefits | 8317 Six Forks Rd Ste 103, Raleigh, NC, 27615 | 8.5 | |
| Allstate | Michael D. Maffeo | 2705 N Duke St Ste 203, Durham, NC, 27704 | 14.3 | |
| Allstate | A. P. Baker | 13200 Falls Of Neuse Rd Ste 107, Raleigh, NC, 27614 | 7.2 | |
| Nationwide | Larry H. Mitchell | 1598 Hwy 56 Suite 6, Creedmoor, NC, 27522-0748 | 9.4 | |
| State Farm | Christi Spencer | 3625 Rogers Rd Ste 103, Wake Forest, NC, 27587-7634 | 9.6 | |
| Erie | Matt Roberts Agency Inc. | 1151 Falls River Avenue Suite 105a, Raleigh, NC, 27614 | 8.3 | |
| State Farm | Leslie Miller | 105 W Nc Highway 54 Ste 255, Durham, NC, 27713-6648 | 17.6 | |
| State Farm | John Hill | 7320 Six Forks Rd Ste 200, Raleigh, NC, 27615-7809 | 9.4 | |
| Allstate | Tony Lee | 10320 Durant Rd Ste 109, Raleigh, NC, 27614 | 8.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $600 | $1,270 | $670 |
| Wake County, NC | $250,700 | $1,095 | $760 | $1,550 | $790 |
| New Light, NC | $380,000 | $999 | $670 | $1,420 | $750 |
| Dutchville, NC | $138,700 | $676 | $460 | $940 | $480 |
| Youngsville, NC | $163,900 | $759 | $510 | $1,050 | $540 |
| Cypress Creek, NC | $136,500 | $796 | $550 | $1,120 | $570 |
| Lake Royale, NC | $177,400 | $953 | $690 | $1,320 | $630 |
| Stovall, NC | $97,700 | $611 | $420 | $870 | $450 |
| Wilson's Mills, NC | $111,600 | $682 | $460 | $970 | $510 |
| Nash County, NC | $123,100 | $715 | $510 | $1,010 | $500 |
| Hollister, NC | $82,000 | $524 | $360 | $720 | $360 |
| Sharpsburg, NC | $77,500 | $498 | $350 | $680 | $330 |
| Ossipee, NC | $99,500 | $621 | $430 | $850 | $420 |