Gavop shows you how to buy homeowners insurance in Sheridan, WY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $46,000 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $94,500 | $80,000 | $100,000-$125,000 |
| 3 Bedroom | $159,500 | $130,000 | $125,000-$150,000 |
| 4 Bedroom | $239,500 | $210,000 | $250,000-$300,000 |
| 5 Bedroom | $268,000 | $220,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$134 | $654 |
| Superior Protection Discount | -$79 | $710 |
| Fire & Security Discount | -$87 | $702 |
| Hail Resistant Roof Discount | -$16 | $773 |
| Newly Constructed Home Discount | -$205 | $583 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,337 |
| Physical Damage | $2,319 |
| Hail Damage | $4,853 |
| Wind Damage | $6,051 |
| Expensive Claims | |
| Fire | $45,570 |
| Smoke | $16,887 |
| Home Insurance Company Sheridan, WY | Homeowners Insurance Agency Sheridan, WY | Address | Popularity Score | Distance from Sheridan (miles) |
|---|---|---|---|---|
| Travelers | North Wyoming Insurance | 334 N Main St, Buffalo, WY, 82834 | 32.1 | |
| State Farm | Bill Phillips | 123 Coffeen Avenue, Sheridan, WY, 82801-4804 | 23.3 | |
| State Farm | Alecia Kozisek | 60 E Hart St, Buffalo, WY, 82834-1703 | 31.9 | |
| Allstate | Jeffrey Rickett | 237 N Main St, Sheridan, WY, 82801 | 23.4 | |
| Travelers | North Wyoming Insurance | 334 N Main St, Buffalo, WY, 82834 | 32.1 | |
| Travelers | North Wyoming Insurance | 98 S Main Po Box 670, Buffalo, WY, 82834 | 32.3 | |
| Farmers | Gary Mccoy | 130 S Brooks St, Sheridan, WY, 82801 | 23.5 | |
| State Farm | Renate Smith | 211 N Main St, Sheridan, WY, 82801-3907 | 23.4 | |
| State Farm | Ann Gardner | 2240 Coffeen Ave Ste C, Sheridan, WY, 82801-6288 | 22.8 | |
| Farmers | Mark Wilson | 509 Fort St, Buffalo, WY, 82834 | 32.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Wyoming | $204,900 | $1,085 | $740 | $1,490 | $750 |
| Sheridan County, WY | $240,900 | $812 | $580 | $1,130 | $550 |
| Sheridan, WY | $219,400 | $788 | $540 | $1,120 | $580 |
| Sheridan County, WY | $240,900 | $812 | $540 | $1,120 | $580 |
| Story, WY | $275,800 | $1,195 | $860 | $1,700 | $840 |
| Buffalo, WY | $259,000 | $831 | $610 | $1,180 | $570 |
| Ranchester, WY | $215,100 | $1,102 | $760 | $1,580 | $820 |
| Dayton, WY | $196,700 | $1,070 | $740 | $1,490 | $750 |
| Sheridan West, WY | $243,400 | $1,146 | $840 | $1,620 | $780 |
| Otter, MT | $90,000 | $711 | $540 | $930 | $390 |