Gavop's guide to buying homeowners insurance in Miller County, AR covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $38,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $92,000 | $80,000 | $50,000-$75,000 |
| 3 Bedroom | $94,000 | $80,000 | $75,000-$100,000 |
| 4 Bedroom | $128,500 | $110,000 | $125,000-$150,000 |
| 5 Bedroom | $130,500 | $120,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$140 | $859 |
| Superior Protection Discount | -$100 | $899 |
| Fire & Security Discount | -$70 | $929 |
| Hail Resistant Roof Discount | -$20 | $979 |
| Newly Constructed Home Discount | -$280 | $720 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Miller County | $2,000 | $987 | $2,987 | $718 | $2,718 | $270 |
| Miller County, AR | $700 | $987 | $1,687 | $718 | $1,418 | $270 |
| Beech, AR | $300 | $1,064 | $1,364 | $773 | $1,073 | $291 |
| Domino, TX | $1,500 | $1,257 | $2,757 | $913 | $2,413 | $343 |
| Steel, AR | $200 | $759 | $959 | $551 | $751 | $207 |
| Hooks, TX | $700 | $995 | $1,695 | $723 | $1,423 | $272 |
| Hosston, LA | $500 | $1,089 | $1,589 | $791 | $1,291 | $298 |
| Yarborough Landing, AR | $2,000 | $829 | $2,829 | $602 | $2,602 | $227 |
| Bowie County, TX | $300 | $1,387 | $1,687 | $1,008 | $1,308 | $379 |
| Parker, AR | $1,000 | $667 | $1,667 | $485 | $1,485 | $182 |
| Jefferson, TX | $2,000 | $1,511 | $3,511 | $1,098 | $3,098 | $413 |
| Home Insurance Company Miller County, AR | Homeowners Insurance Agency Miller County, AR | Address | Popularity Score | Distance from Miller County (miles) |
|---|---|---|---|---|
| State Farm | Heather H Doucet | 500 W Avenue D St, Hope, AR, 71801-3329 | 30.7 | |
| State Farm | Mark Oubre | 4207 Jefferson Ave, Texarkana, AR, 71854-1513 | 13.2 | |
| State Farm | Jake Hambleton | 302 Arkansas Blvd, Texarkana, AR, 71854-1905 | 13.3 | |
| Farmers | Maria Delgado | 222 N Hervey St Ste C, Hope, AR, 71801 | 30.6 | |
| State Farm | Rusty Hagler | 400 N Main St, Nashville, AR, 71852-2006 | 44.3 | |
| State Farm | Kenny Spence | 107 Hwy 79 North, Magnolia, AR, 71753-3271 | 39.8 | |
| Allstate | Richard Sexton | 1103 Arkansas Blvd # 1, Texarkana, AR, 71854 | 13.0 | |
| State Farm | David Parker | 807 E 3rd St, Hope, AR, 71801-5504 | 31.1 | |
| State Farm | Jim Bob Hambleton | 1320 S Constitution Ave, Ashdown, AR, 71822-8652 | 27.3 | |
| State Farm | Charles Trexler | 1909 N Jackson, Magnolia, AR, 71753-2053 | 38.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Arkansas | $118,500 | $1,088 | $740 | $1,510 | $770 |
| Miller County, AR | $108,500 | $999 | $720 | $1,390 | $670 |
| Miller County, AR | $108,500 | $999 | $680 | $1,390 | $710 |
| Beech, AR | $116,100 | $1,077 | $760 | $1,530 | $770 |
| Domino, TX | $55,000 | $1,272 | $840 | $1,960 | $1,120 |
| Steel, AR | $54,800 | $768 | $560 | $1,060 | $500 |
| Hooks, TX | $79,300 | $1,007 | $660 | $1,550 | $890 |
| Hosston, LA | $88,700 | $1,102 | $770 | $1,590 | $820 |
| Yarborough Landing, AR | $68,000 | $839 | $600 | $1,190 | $590 |
| Bowie County, TX | $109,400 | $1,404 | $930 | $2,160 | $1,230 |
| Parker, AR | $38,200 | $675 | $460 | $930 | $470 |
| Jefferson, TX | $102,200 | $1,529 | $1,010 | $2,350 | $1,340 |