Gavop's guide to buying homeowners insurance in Wendell, NC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $56,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $163,000 | $140,000 | $125,000-$150,000 |
| 3 Bedroom | $195,000 | $170,000 | $150,000-$175,000 |
| 4 Bedroom | $196,000 | $170,000 | $150,000-$175,000 |
| 5 Bedroom | $395,000 | $340,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$112 | $589 |
| Superior Protection Discount | -$63 | $638 |
| Fire & Security Discount | -$56 | $645 |
| Hail Resistant Roof Discount | -$14 | $687 |
| Newly Constructed Home Discount | -$182 | $519 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Wake County | $1,500 | $1,081 | $2,581 | $786 | $2,286 | $296 |
| Wendell, NC | $2,000 | $693 | $2,693 | $504 | $2,504 | $189 |
| Archer Lodge, NC | $100 | $845 | $945 | $614 | $714 | $231 |
| Taylors, NC | $1,500 | $810 | $2,310 | $589 | $2,089 | $221 |
| Buckhorn, NC | $400 | $1,594 | $1,994 | $1,158 | $1,558 | $436 |
| Fork, NC | $1,000 | $651 | $1,651 | $473 | $1,473 | $178 |
| Meadow, NC | $500 | $648 | $1,148 | $471 | $971 | $177 |
| Centerville, NC | $1,000 | $841 | $1,841 | $611 | $1,611 | $230 |
| Bull Head, NC | $100 | $569 | $669 | $414 | $514 | $156 |
| New Hope, NC | $2,000 | $636 | $2,636 | $462 | $2,462 | $174 |
| Middleburg, NC | $100 | $785 | $885 | $571 | $671 | $215 |
| Judkins, NC | $1,500 | $544 | $2,044 | $396 | $1,896 | $149 |
| Home Insurance Company Wendell, NC | Homeowners Insurance Agency Wendell, NC | Address | Popularity Score | Distance from Wendell (miles) |
|---|---|---|---|---|
| State Farm | Brian Rothert | 2001 Widewaters Pkwy Ste O, Knightdale, NC, 27545-7324 | 5.4 | |
| Travelers | Capital Insurance & Financial Services Inc | 3701 Lake Boone Trail Suite 200, Raleigh, NC, 27607 | 15.9 | |
| Nationwide | Christopher D Edwards Agency | 6330 Falls Of Neuse Rd Ste 121, Raleigh, NC, 27615 | 13.4 | |
| State Farm | Leslie Miller | 105 W Nc Highway 54 Ste 255, Durham, NC, 27713-6648 | 30.8 | |
| Allstate | Donald Rains | 5638 Hwy 42 W Ste 206, Garner, NC, 27529 | 14.4 | |
| Allstate | Thomas Bradshaw | 745 W Johnson St Ste C, Raleigh, NC, 27603 | 13.2 | |
| Nationwide | W. Mack Sykes | 401 West St James Street, Tarboro, NC, 27886 | 50.0 | |
| Allstate | Gregory Ealy | 5611 Highway 55 Ste 202, Durham, NC, 27713 | 27.9 | |
| State Farm | Mike Sollie | 6531 Creedmoor Rd Ste 103, Raleigh, NC, 27613-3670 | 16.5 | |
| Travelers | Todd & Scarboro Inc | 2499 Wendell Blvd, Wendell, NC, 27591 | 2.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $650 | $1,240 | $590 |
| Wake County, NC | $250,700 | $1,095 | $780 | $1,540 | $760 |
| Wendell, NC | $145,900 | $701 | $510 | $970 | $460 |
| Archer Lodge, NC | $151,000 | $855 | $590 | $1,190 | $600 |
| Taylors, NC | $184,300 | $820 | $560 | $1,120 | $560 |
| Buckhorn, NC | $384,200 | $1,613 | $1,160 | $2,290 | $1,130 |
| Fork, NC | $134,000 | $659 | $480 | $900 | $420 |
| Meadow, NC | $106,400 | $656 | $480 | $940 | $460 |
| Centerville, NC | $150,000 | $851 | $570 | $1,200 | $630 |
| Bull Head, NC | $91,200 | $576 | $410 | $820 | $410 |
| New Hope, NC | $129,500 | $643 | $460 | $910 | $450 |
| Middleburg, NC | $136,300 | $795 | $560 | $1,140 | $580 |
| Judkins, NC | $86,600 | $551 | $390 | $750 | $360 |