Gavop's guide to buying homeowners insurance in Gibson County, TN covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Newly Constructed Home | -$206 | $618 |
| 30 year old | +$12 | $836 |
| 40 year old | +$21 | $845 |
| 50 year old | +$31 | $855 |
| Above 50 year old | +$40 | $863 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$148 | $675 |
| Superior Protection Discount | -$74 | $749 |
| Fire & Security Discount | -$74 | $749 |
| Hail Resistant Roof Discount | -$16 | $807 |
| Newly Constructed Home Discount | -$189 | $634 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Gibson County | $2,000 | $814 | $2,814 | $591 | $2,591 | $222 |
| Gibson County, TN | $1,000 | $814 | $1,814 | $591 | $1,591 | $222 |
| Bradford, TN | $200 | $712 | $912 | $518 | $718 | $195 |
| Hornbeak, TN | $2,000 | $672 | $2,672 | $488 | $2,488 | $184 |
| Clarksburg, TN | $200 | $783 | $983 | $569 | $769 | $214 |
| Cottage Grove, TN | $1,500 | $590 | $2,090 | $429 | $1,929 | $161 |
| Fulton, KY | $100 | $702 | $802 | $510 | $610 | $192 |
| Lake County, TN | $2,000 | $632 | $2,632 | $459 | $2,459 | $173 |
| Tiptonville, TN | $200 | $741 | $941 | $539 | $739 | $203 |
| Henning, TN | $2,000 | $689 | $2,689 | $500 | $2,500 | $188 |
| Little Prairie, MO | $300 | $725 | $1,025 | $527 | $827 | $198 |
| Hayti Heights, MO | $2,000 | $616 | $2,616 | $447 | $2,447 | $168 |
| Home Insurance Company Gibson County, TN | Homeowners Insurance Agency Gibson County, TN | Address | Popularity Score | Distance from Gibson County (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Siler Thornton Agency | 334 S Main St, Dyer, TN, 38330 | 6.0 | |
| State Farm | Chris Williams | 602 S 1st St, Union City, TN, 38261-4829 | 30.4 | |
| State Farm | Ken Davis | 58 West Main Street, Alamo, TN, 38001-0159 | 17.6 | |
| Travelers | Hinson Insurance | 470 Mall Blvd Suite B, Dyersburg, TN, 38024 | 25.8 | |
| Liberty Mutual Independent | Phelan-Estes Insurance Agency Inc | 118 E Eaton St, Trenton, TN, 38382 | 0.9 | |
| State Farm | Jane Cozart Reid | 1314 E Wood St, Paris, TN, 38242-4422 | 41.7 | |
| Farmers | James Byrd | 202 S Maple St Ste C, Covington, TN, 38019 | 49.7 | |
| Travelers | Ama Insurance Group Llc | 210 Main St, Gleason, TN, 38229 | 23.6 | |
| Liberty Mutual Independent | S N Anthony Inc | 110 S Church Street, Halls, TN, 38040 | 27.1 | |
| Erie | American Insurance Management Inc. | 2817 B N Highland Ste B, Jackson, TN, 38305 | 21.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Tennessee | $151,700 | $1,044 | $760 | $1,430 | $670 |
| Gibson County, TN | $94,800 | $824 | $550 | $1,160 | $610 |
| Gibson County, TN | $94,800 | $824 | $560 | $1,130 | $570 |
| Bradford, TN | $67,200 | $721 | $510 | $990 | $480 |
| Hornbeak, TN | $59,400 | $680 | $460 | $930 | $470 |
| Clarksburg, TN | $81,900 | $793 | $560 | $1,120 | $560 |
| Cottage Grove, TN | $45,000 | $597 | $420 | $820 | $400 |
| Fulton, KY | $82,700 | $711 | $480 | $980 | $500 |
| Lake County, TN | $75,100 | $639 | $450 | $900 | $450 |
| Tiptonville, TN | $73,000 | $750 | $550 | $1,070 | $520 |
| Henning, TN | $62,600 | $697 | $470 | $990 | $520 |
| Little Prairie, MO | $80,200 | $733 | $510 | $1,020 | $510 |
| Hayti Heights, MO | $27,300 | $623 | $430 | $870 | $440 |