Gavop's guide to buying homeowners insurance in Weirton, WV covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $42,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $108,000 | $90,000 | $75,000-$100,000 |
| 3 Bedroom | $78,000 | $70,000 | $50,000-$75,000 |
| 4 Bedroom | $172,000 | $160,000 | $175,000-$200,000 |
| 5 Bedroom | $244,000 | $200,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$116 | $493 |
| Superior Protection Discount | -$55 | $553 |
| Fire & Security Discount | -$67 | $541 |
| Hail Resistant Roof Discount | -$12 | $596 |
| Newly Constructed Home Discount | -$152 | $456 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Hancock County | $2,500 | $621 | $3,121 | $451 | $2,951 | $170 |
| Weirton, WV | $2,500 | $601 | $3,101 | $437 | $2,937 | $164 |
| Empire, OH | $300 | $508 | $808 | $369 | $669 | $139 |
| Rayland, OH | $1,500 | $534 | $2,034 | $388 | $1,888 | $146 |
| Rumley, OH | $500 | $566 | $1,066 | $411 | $911 | $155 |
| Green Hills, PA | $2,000 | $843 | $2,843 | $612 | $2,612 | $230 |
| St. Clairsville, OH | $100 | $680 | $780 | $494 | $594 | $186 |
| Mars, PA | $1,500 | $739 | $2,239 | $537 | $2,037 | $202 |
| Whitaker, PA | $200 | $484 | $684 | $352 | $552 | $132 |
| Forward, PA | $700 | $590 | $1,290 | $429 | $1,129 | $161 |
| Coitsville, OH | $500 | $620 | $1,120 | $451 | $951 | $170 |
| East Butler, PA | $2,500 | $620 | $3,120 | $451 | $2,951 | $170 |
| Home Insurance Company Weirton, WV | Homeowners Insurance Agency Weirton, WV | Address | Popularity Score | Distance from Weirton (miles) |
|---|---|---|---|---|
| Allstate | Joyia Lytle | 3612 Pennsylvania Ave, Weirton, WV, 26062 | 2.1 | |
| State Farm | Mike Mccoy | 900 Lafayette Ave, Moundsville, WV, 26041-2226 | 35.1 | |
| Nationwide | Mark D. Crow | 801 7th St, Moundsville, WV, 26041-2103 | 35.0 | |
| State Farm | Rosalyn Rhodes | 300 Jefferson Ave, Moundsville, WV, 26041-1640 | 34.7 | |
| State Farm | Milton Zinaich | 3726 Penna Ave, Weirton, WV, 26062-4112 | 2.3 | |
| State Farm | Bill Garvey | 700 Charles Street, Wellsburg, WV, 26070-1616 | 9.7 | |
| Erie | Paree Insurance Centers | 1213 Lafayette Avenue, Moundsville, WV, 26041 | 35.4 | |
| State Farm | Jack Fowler | 3034 Penna Ave, Weirton, WV, 26062-3721 | 1.9 | |
| State Farm | Cindy Nickerson | 1028 Main St, Follansbee, WV, 26037-1345 | 5.5 | |
| State Farm | Chad Broadwater | 1601 Warwood Ave, Wheeling, WV, 26003-7110 | 21.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| West Virginia | $111,600 | $721 | $530 | $1,030 | $500 |
| Hancock County, WV | $89,800 | $629 | $460 | $870 | $410 |
| Weirton, WV | $91,500 | $608 | $410 | $830 | $420 |
| Empire, OH | $65,000 | $514 | $380 | $710 | $330 |
| Rayland, OH | $72,500 | $540 | $380 | $770 | $390 |
| Rumley, OH | $82,700 | $573 | $410 | $800 | $390 |
| Green Hills, PA | $229,200 | $853 | $590 | $1,170 | $580 |
| St. Clairsville, OH | $148,500 | $688 | $470 | $960 | $490 |
| Mars, PA | $172,300 | $748 | $520 | $1,060 | $540 |
| Whitaker, PA | $62,600 | $490 | $340 | $700 | $360 |
| Forward, PA | $101,100 | $597 | $420 | $820 | $400 |
| Coitsville, OH | $101,400 | $628 | $430 | $890 | $460 |
| East Butler, PA | $113,800 | $628 | $460 | $890 | $430 |