Gavop shows you how to buy homeowners insurance in Upper Deerfield, NJ by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $60,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $103,500 | $90,000 | $100,000-$125,000 |
| 3 Bedroom | $221,000 | $200,000 | $200,000-$250,000 |
| 4 Bedroom | $307,000 | $270,000 | $300,000-$350,000 |
| 5 Bedroom | $394,500 | $320,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$126 | $575 |
| Superior Protection Discount | -$70 | $631 |
| Fire & Security Discount | -$77 | $624 |
| Hail Resistant Roof Discount | -$14 | $687 |
| Newly Constructed Home Discount | -$182 | $519 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Cumberland County | $2,000 | $738 | $2,738 | $536 | $2,536 | $202 |
| Upper Deerfield, NJ | $1,000 | $693 | $1,693 | $504 | $1,504 | $189 |
| Downe, NJ | $100 | $736 | $836 | $535 | $635 | $201 |
| Maurice River, NJ | $700 | $655 | $1,355 | $476 | $1,176 | $179 |
| Blackwood, NJ | $300 | $796 | $1,096 | $579 | $879 | $218 |
| Pine Hill, NJ | $1,000 | $655 | $1,655 | $476 | $1,476 | $179 |
| Marcus Hook, PA | $100 | $531 | $631 | $386 | $486 | $145 |
| Collingdale, PA | $1,000 | $614 | $1,614 | $446 | $1,446 | $168 |
| Chesapeake City, MD | $200 | $940 | $1,140 | $683 | $883 | $257 |
| West Wildwood, NJ | $1,000 | $987 | $1,987 | $717 | $1,717 | $270 |
| Beverly, NJ | $500 | $726 | $1,226 | $528 | $1,028 | $198 |
| Trevose, PA | $1,000 | $901 | $1,901 | $655 | $1,655 | $246 |
| Home Insurance Company Upper Deerfield, NJ | Homeowners Insurance Agency Upper Deerfield, NJ | Address | Popularity Score | Distance from Upper Deerfield (miles) |
|---|---|---|---|---|
| Travelers | Henry D Young Inc | 216 E Broadway, Salem, NJ, 8079 | 14.3 | |
| Travelers | Sungenis Insurance Agency | 560 Shiloh Pike, Bridgeton, NJ, 8302 | 4.6 | |
| Travelers | Sungenis Insurance Agency | 560 Shiloh Pike , Bridgeton, NJ, 8302 | 4.6 | |
| Liberty Mutual Independent | Biondi Insurance Agency | 525 E Elmer St, Vineland, NJ, 8360 | 10.3 | |
| Farmers | Debra Tucker | 225 Berlin Rd Ste 2, Cherry Hill, NJ, 8034 | 29.3 | |
| Liberty Mutual Independent | Glenn Insurance Inc | 500 E Boulevard, Absecon, NJ, 8201 | 39.2 | |
| Farmers | Charles Schwartz | 951 Haddonfield Rd Fl 2, Cherry Hill, NJ, 8002 | 31.3 | |
| Travelers | J S Braddock Agency | 22 N Main St, Medford, NJ, 8055 | 35.0 | |
| State Farm | Thomas Mclaughlin | 285 S Church St Ste 3, Moorestown, NJ, 08057-2773 | 35.1 | |
| State Farm | Karen Hartford | 201 S Blck Horse Pike, Blackwood, NJ, 08012-2802 | 22.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $720 | $1,540 | $820 |
| Cumberland County, NJ | $160,500 | $747 | $520 | $1,020 | $500 |
| Upper Deerfield, NJ | $189,500 | $701 | $500 | $990 | $490 |
| Downe, NJ | $150,600 | $745 | $540 | $1,050 | $510 |
| Maurice River, NJ | $168,400 | $663 | $480 | $910 | $430 |
| Blackwood, NJ | $176,300 | $806 | $580 | $1,110 | $530 |
| Pine Hill, NJ | $138,300 | $663 | $440 | $910 | $470 |
| Marcus Hook, PA | $78,300 | $537 | $360 | $760 | $400 |
| Collingdale, PA | $110,900 | $621 | $440 | $860 | $420 |
| Chesapeake City, MD | $271,700 | $951 | $750 | $1,200 | $450 |
| West Wildwood, NJ | $278,800 | $999 | $720 | $1,430 | $710 |
| Beverly, NJ | $146,600 | $735 | $500 | $1,020 | $520 |
| Trevose, PA | $259,900 | $912 | $610 | $1,270 | $660 |