Gavop's guide to buying homeowners insurance in Plattsburgh, NY covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Plattsburgh, NY - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Montcalm Ave, Power Dam Way, Skyway, Protection Ave, Clifford Dr, Alpert Ln, Durkee St, Dogwood Dr, McKinley Ave, Trafalgar Dr | $50,000 | $50,000 | $50,000-$75,000 | $69,000 | $60,000 | $75,000-$100,000 |
| Maine Rd, Fort Brown Dr, Tyrell Ave, Wells St, Edgewater Est, Lynde St, Sheridan Ave, Hamilton St, Leblanc Ln, Ohio Ave | $97,000 | $90,000 | $100,000-$125,000 | $105,500 | $90,000 | $75,000-$100,000 |
| Oak St, New Hampshire Rd, Glen Dr, Stonegate Way, Dock St, C V Way, Renaissance Village Way, Jennifer Dr, Pike St, Canfield Way | $80,000 | $70,000 | $50,000-$75,000 | $125,500 | $120,000 | $125,000-$150,000 |
| Alana Way, Rugar St, Tennessee, Caitlin Way, Court St, US Ave, City Hall Pl, Kentucky St, Abby Way, Grant St | $138,000 | $120,000 | $150,000-$175,000 | $152,500 | $130,000 | $150,000-$175,000 |
| Stetson Ave, Beas Way, Battery St, Deland Way, Elizabeth St, Kim Ct, Collins Way, Bernard Way, Erin Ave, Dorchester Dr | $167,000 | $160,000 | $150,000-$175,000 | $215,000 | $190,000 | $200,000-$250,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$54 | $542 |
| Home and Two Car | -$101 | $495 |
| Home and Three Car | -$143 | $453 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,156 |
| Physical Damage | $2,295 |
| Hail Damage | $4,476 |
| Wind Damage | $6,433 |
| Expensive Claims | |
| Fire | $46,910 |
| Smoke | $16,553 |
| Home Insurance Company Plattsburgh, NY | Homeowners Insurance Agency Plattsburgh, NY | Address | Popularity Score | Distance from Plattsburgh (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Northern Insuring Agency Inc | 171 Margaret St, Plattsburgh, NY, 12901 | 0.4 | |
| Allstate | Timothy Ruscio | 25 Plattsburgh Plz, Plattsburgh, NY, 12901 | 1.0 | |
| Liberty Mutual Independent | The Chauvin Agency Inc | 6064 State Route 22 Ste 6, Plattsburgh, NY, 12901 | 1.9 | |
| Travelers | Brooke & Irwin Insurance Agency Inc | 14 Healey Ave, Plattsburgh, NY, 12901 | 1.3 | |
| Travelers | Riverside Insurance Agency | 9665 State Route 9, Chazy, NY, 12921 | 13.4 | |
| Erie | Shumway Insurance Agency Inc. | 2 Cogan Avenue Suite 103, Plattsburgh, NY, 12901 | 1.2 | |
| Travelers | Riverside Insurance Agency | 9665 Route 9, Chazy, NY, 12921 | 13.4 | |
| Travelers | Rose & Kiernan Inc | 498 Route 3, Plattsburgh, NY, 12901 | 2.0 | |
| Allstate | Clark Forster | 85 Kent St, Keeseville, NY, 12944 | 13.2 | |
| State Farm | Chester Mazzone | 61 Smithfield Blvd, Plattsburgh, NY, 12901-2111 | 1.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $800 | $1,660 | $860 |
| Clinton County, NY | $129,000 | $1,226 | $850 | $1,740 | $890 |
| Plattsburgh, NY | $148,400 | $596 | $400 | $850 | $450 |
| Morrisonville, NY | $120,100 | $603 | $440 | $830 | $390 |
| South Hero, VT | $354,500 | $1,010 | $740 | $1,390 | $650 |
| North Hero, VT | $297,200 | $895 | $610 | $1,240 | $630 |
| Mooers, NY | $97,400 | $591 | $430 | $830 | $400 |
| Swanton, VT | $207,600 | $641 | $460 | $920 | $460 |
| Burke, NY | $105,600 | $593 | $400 | $850 | $450 |
| Stowe, VT | $392,100 | $1,119 | $750 | $1,560 | $810 |
| Witherbee, NY | $55,700 | $612 | $440 | $870 | $430 |
| New Haven, VT | $247,300 | $821 | $590 | $1,120 | $530 |
| North Elba, NY | $194,200 | $698 | $500 | $980 | $480 |