Gavop's guide to buying homeowners insurance in Limestone, IL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Limestone, IL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| N Rainbow Dr, S Mahark Ln, Everett M Dirksen Pkwy, Cedarwilde Ct, W Redwing Dr, Yorkshire, W Bonnaire Ct, W Krause Ct, N Tanager Dr, Basket Oak Dr | $96,000 | $90,000 | $75,000-$100,000 | $108,000 | $90,000 | $75,000-$100,000 |
| W Behrends Rd, S Sanderson Ave, S Trivoli Rd, Texas Rd, W Havenhurst Ct, E Whipp Ave, Weiman Ave, Doubet Rd, Park Ave, Fairview Dr | $121,500 | $100,000 | $125,000-$150,000 | $129,000 | $110,000 | $125,000-$150,000 |
| W Lake Camelot Dr, N Voorhees Rd, W Conley Rd, W Fairview Rd, W Hi Way Ct, Blender Rd, N Eden Rd, Wheatfield Rd, S Delmar Ct, Fairview Ave | $121,000 | $110,000 | $100,000-$125,000 | $86,500 | $70,000 | $75,000-$100,000 |
| Franklin St, S Dietrich Ln, Mesa Dr, W Colt Dr, Co Hwy 8, S Trails End Ln, James Cir, W Elwood Dr, N Melcosta Dr, W Airways Rd | $114,500 | $90,000 | $100,000-$125,000 | $142,500 | $130,000 | $125,000-$150,000 |
| S Eastland Ave, Ellroy Ave, Scott Pl, Deer Run, Lawndale Ave, N Heather Oak Dr, N Lavalle Ct, Stonebrook Dr, W Prairie Ln, S Clarence Pl | $124,000 | $110,000 | $125,000-$150,000 | $114,500 | $100,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$100 | $568 |
| Superior Protection Discount | -$67 | $602 |
| Fire & Security Discount | -$53 | $615 |
| Hail Resistant Roof Discount | -$20 | $649 |
| Newly Constructed Home Discount | -$167 | $502 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Peoria County | $1,000 | $703 | $1,703 | $511 | $1,511 | $192 |
| Limestone, IL | $1,500 | $661 | $2,161 | $480 | $1,980 | $181 |
| Bellevue, IL | $500 | $585 | $1,085 | $425 | $925 | $160 |
| West Peoria, IL | $1,000 | $600 | $1,600 | $436 | $1,436 | $164 |
| Dunfermline, IL | $500 | $517 | $1,017 | $376 | $876 | $141 |
| Hopewell, IL | $100 | $800 | $900 | $582 | $682 | $219 |
| Penn, IL | $700 | $689 | $1,389 | $500 | $1,200 | $188 |
| Toluca, IL | $500 | $555 | $1,055 | $404 | $904 | $152 |
| Panola, IL | $1,500 | $859 | $2,359 | $624 | $2,124 | $235 |
| Sugar Grove No. 5, IL | $500 | $760 | $1,260 | $552 | $1,052 | $208 |
| Lexington, IL | $1,500 | $779 | $2,279 | $566 | $2,066 | $213 |
| Home Insurance Company Limestone, IL | Homeowners Insurance Agency Limestone, IL | Address | Popularity Score | Distance from Limestone (miles) |
|---|---|---|---|---|
| Farmers | Shawn Bryan | 6106 S Adams St, Bartonville, IL, 61607 | 2.9 | |
| Erie | Bell Insurance Agency | 6907 N Knoxville Avenue Suite 204, Peoria, IL, 61614 | 8.8 | |
| Farmers | Loren Zimmerman | 2600 N Knoxville Ave, Peoria, IL, 61604 | 6.6 | |
| State Farm | Adam Osborn | 914 W Glen, Peoria, IL, 61614-5918 | 7.3 | |
| Travelers | Seibel Insurance Agency | 911 W Garfield Ave, Bartonville, IL, 61607 | 2.4 | |
| Liberty Mutual Independent | Traders Insurance Agency Corp | 721 W Lake Ave, Peoria, IL, 61614 | 7.1 | |
| Allstate | Chuck Hubert | 3701 N Sheridan Rd, Peoria, IL, 61614 | 6.8 | |
| Allstate | Brian Patrick Burwell | 8416 N Knoxville Ave, Peoria, IL, 61615 | 9.9 | |
| Travelers | Charles J Lavin | 4810 N Prospect Rd Prospect Road @ Glen Avenue, Peoria Heights, IL, 61616 | 8.6 | |
| State Farm | Sherrill Campbell | 1225 W Pioneer Pkwy, Peoria, IL, 61615-1936 | 9.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $620 | $1,180 | $560 |
| Peoria County, IL | $128,000 | $712 | $510 | $990 | $480 |
| Limestone, IL | $122,500 | $669 | $450 | $940 | $490 |
| Bellevue, IL | $83,700 | $592 | $420 | $850 | $430 |
| West Peoria, IL | $87,700 | $607 | $420 | $860 | $440 |
| Dunfermline, IL | $66,700 | $523 | $360 | $740 | $380 |
| Hopewell, IL | $159,700 | $810 | $590 | $1,150 | $560 |
| Penn, IL | $115,100 | $697 | $480 | $1,000 | $520 |
| Toluca, IL | $76,200 | $562 | $380 | $800 | $420 |
| Panola, IL | $190,400 | $869 | $630 | $1,230 | $600 |
| Sugar Grove No. 5, IL | $141,800 | $769 | $550 | $1,090 | $540 |
| Lexington, IL | $149,600 | $788 | $570 | $1,120 | $550 |