Gavop's guide to buying homeowners insurance in Anna, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $48,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $113,000 | $100,000 | $100,000-$125,000 |
| 3 Bedroom | $216,500 | $180,000 | $200,000-$250,000 |
| 4 Bedroom | $219,500 | $180,000 | $175,000-$200,000 |
| 5 Bedroom | $257,500 | $210,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$182 | $829 |
| Superior Protection Discount | -$91 | $919 |
| Fire & Security Discount | -$111 | $899 |
| Hail Resistant Roof Discount | -$30 | $980 |
| Newly Constructed Home Discount | -$212 | $798 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $7,610 |
| Hail Damage | $5,641 |
| Wind Damage | $9,716 |
| Expensive Claims | |
| Fire | $36,771 |
| Accidental Discharge/Leakage | $8,280 |
| Optional Coverage Losses | $8,320 |
| Home Insurance Company Anna, TX | Homeowners Insurance Agency Anna, TX | Address | Popularity Score | Distance from Anna (miles) |
|---|---|---|---|---|
| Farmers | Brian Kimberlin | 121 W Lamberth Rd Ste B, Sherman, TX, 75092 | 23.2 | |
| Farmers | Payton Brooks | 106 S Church St Ste 1, Mckinney, TX, 75069 | 9.2 | |
| Farmers | David Worley | 201 1/2 E Virginia St Ste 3, Mckinney, TX, 75069 | 9.1 | |
| Nationwide | Sherron Pyle | 8950 Gary Burns Dr Ste B, Frisco, TX, 75034 | 17.8 | |
| Allstate | Andrew Harpole | 321 N Central Expy Ste 341, Mckinney, TX, 75070 | 9.4 | |
| State Farm | Mike Hinegardner | 2300 W White Ave Ste 108, Mckinney, TX, 75071-3133 | 8.8 | |
| Liberty Mutual Independent | Gant Insurance Agency Inc | 2411 W Virginia Ste 5 Mckinney, Mckinney, TX, 75071 | 9.6 | |
| Farmers | Rachel Walter | 215 Swisher Rd, Lake Dallas, TX, 75065 | 29.6 | |
| State Farm | Pete Knight | 2414 W University Drive Suite 125a, Mckinney, TX, 75071-2853 | 8.5 | |
| State Farm | Walt Oyler | 2055 W Louisiana St, Mckinney, TX, 75069-7861 | 9.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Collin County, TX | $265,300 | $1,338 | $880 | $2,060 | $1,180 |
| Anna, TX | $209,100 | $1,010 | $670 | $1,560 | $890 |
| Celina, TX | $354,300 | $1,176 | $780 | $1,810 | $1,030 |
| Tom Bean, TX | $103,000 | $1,533 | $1,010 | $2,360 | $1,350 |
| Parker, TX | $492,900 | $855 | $560 | $1,320 | $760 |
| Murphy, TX | $324,700 | $1,111 | $730 | $1,710 | $980 |
| Farmers Branch, TX | $160,600 | $990 | $650 | $1,520 | $870 |
| Lantana, TX | $359,600 | $1,190 | $790 | $1,830 | $1,040 |
| Cooke County, TX | $144,700 | $1,520 | $1,000 | $2,340 | $1,340 |
| Durant, OK | $110,500 | $974 | $670 | $1,350 | $680 |
| Elmo, TX | $80,900 | $1,425 | $940 | $2,190 | $1,250 |