Gavop tells you how to get the best homeowners insurance in Lafayette, CA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $272,000 | $240,000 | $250,000-$300,000 |
| 2 Bedroom | $382,500 | $310,000 | $300,000-$350,000 |
| 3 Bedroom | $935,000 | $890,000 | More than 10,000,000 |
| 4 Bedroom | $1,067,000 | $970,000 | More than 10,000,000 |
| 5 Bedroom | $2,082,500 | $1,970,000 | More than 10,000,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$85 | $856 |
| Home and Two Car | -$151 | $790 |
| Home and Three Car | -$216 | $724 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Contra Costa County | $1,500 | $1,385 | $2,885 | $1,007 | $2,507 | $379 |
| Lafayette, CA | $1,500 | $930 | $2,430 | $676 | $2,176 | $254 |
| Clayton, CA | $100 | $1,019 | $1,119 | $741 | $841 | $279 |
| East Richmond Heights, CA | $2,000 | $1,311 | $3,311 | $953 | $2,953 | $358 |
| Norris Canyon, CA | $300 | $815 | $1,115 | $592 | $892 | $223 |
| Alameda, CA | $2,000 | $1,351 | $3,351 | $982 | $2,982 | $369 |
| Daly City, CA | $500 | $1,000 | $1,500 | $727 | $1,227 | $273 |
| Highlands-Baywood Park, CA | $1,500 | $727 | $2,227 | $528 | $2,028 | $199 |
| Discovery Bay, CA | $200 | $985 | $1,185 | $716 | $916 | $269 |
| East Palo Alto, CA | $2,000 | $981 | $2,981 | $713 | $2,713 | $268 |
| San Mateo County, CA | $100 | $1,212 | $1,312 | $881 | $981 | $331 |
| Eldridge, CA | $1,500 | $1,807 | $3,307 | $1,313 | $2,813 | $494 |
| Home Insurance Company Lafayette, CA | Homeowners Insurance Agency Lafayette, CA | Address | Popularity Score | Distance from Lafayette (miles) |
|---|---|---|---|---|
| State Farm | Matthew Rinn | 140 Gregory Ln Ste 245, Pleasant Hill, CA, 94523-3357 | 4.9 | |
| State Farm | Bal Claire | 25 Mitchell Blvd Ste 4, San Rafael, CA, 94903-2013 | 24.5 | |
| State Farm | Marilyn Wong | 763 Polhemus Rd Fl 2, San Mateo, CA, 94402-3965 | 28.2 | |
| State Farm | Mat Dahms | 4400 Keller Ave Ste 260, Oakland, CA, 94605-4232 | 8.3 | |
| State Farm | Joe Trapasso | 1901 Harrison St Ste 100, Oakland, CA, 94612-3501 | 9.9 | |
| State Farm | John De Leuze | 3730 Mt Diablo Blvd Ste 310, Lafayette, CA, 94549-3636 | 0.7 | |
| Liberty Mutual Independent | Cavalry Insurance Services | 1660 S Amphlett Blvd Ste 208, San Mateo, CA, 94402 | 25.0 | |
| Travelers | Brady-Harbord-Payne | 3608 Grand Ave Ste 2, Oakland, CA, 94610 | 8.7 | |
| Liberty Mutual Independent | Argo Insurance Brokers | 2300 Contra Costa Blvd Ste 375 , Pleasant Hill, CA, 94523 | 4.9 | |
| Allstate | Gregory Edwards | 1311 Pine St Ste H, Martinez, CA, 94553 | 8.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Contra Costa County, CA | $522,300 | $1,402 | $1,040 | $1,910 | $870 |
| Lafayette, CA | $1,214,200 | $941 | $700 | $1,280 | $580 |
| Clayton, CA | $667,400 | $1,032 | $760 | $1,400 | $640 |
| East Richmond Heights, CA | $450,000 | $1,327 | $980 | $1,800 | $820 |
| Norris Canyon, CA | $1,851,000 | $824 | $610 | $1,120 | $510 |
| Alameda, CA | $729,100 | $1,368 | $1,010 | $1,860 | $850 |
| Daly City, CA | $651,600 | $1,013 | $750 | $1,380 | $630 |
| Highlands-Baywood Park, CA | $1,321,600 | $736 | $540 | $1,000 | $460 |
| Discovery Bay, CA | $536,700 | $997 | $740 | $1,360 | $620 |
| East Palo Alto, CA | $600,200 | $993 | $730 | $1,350 | $620 |
| San Mateo County, CA | $917,700 | $1,227 | $910 | $1,670 | $760 |
| Eldridge, CA | $638,900 | $1,829 | $1,350 | $2,490 | $1,140 |