Gavop shows you how to buy homeowners insurance in Booneville, MS by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $44,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $125,500 | $110,000 | $125,000-$150,000 |
| 3 Bedroom | $160,000 | $140,000 | $175,000-$200,000 |
| 4 Bedroom | $202,000 | $190,000 | $200,000-$250,000 |
| 5 Bedroom | $157,500 | $130,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$128 | $672 |
| Superior Protection Discount | -$72 | $729 |
| Fire & Security Discount | -$72 | $729 |
| Hail Resistant Roof Discount | -$24 | $777 |
| Newly Constructed Home Discount | -$208 | $592 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Prentiss County | $1,500 | $859 | $2,359 | $624 | $2,124 | $235 |
| Booneville, MS | $1,000 | $791 | $1,791 | $575 | $1,575 | $216 |
| Kossuth, MS | $500 | $1,125 | $1,625 | $818 | $1,318 | $308 |
| Iuka, MS | $700 | $1,089 | $1,789 | $791 | $1,491 | $298 |
| Hickory Flat, MS | $200 | $914 | $1,114 | $664 | $864 | $250 |
| Adamsville, TN | $2,500 | $787 | $3,287 | $572 | $3,072 | $215 |
| Hardeman County, TN | $300 | $671 | $971 | $488 | $788 | $183 |
| Amory, MS | $2,500 | $838 | $3,338 | $609 | $3,109 | $229 |
| Hackleburg, AL | $500 | $872 | $1,372 | $634 | $1,134 | $238 |
| Silerton, TN | $2,500 | $751 | $3,251 | $546 | $3,046 | $205 |
| Hamilton, AL | $400 | $786 | $1,186 | $571 | $971 | $215 |
| Detroit, AL | $1,500 | $787 | $2,287 | $572 | $2,072 | $215 |
| Home Insurance Company Booneville, MS | Homeowners Insurance Agency Booneville, MS | Address | Popularity Score | Distance from Booneville (miles) |
|---|---|---|---|---|
| Allstate | Oquien Bradley | 960 Barnes Crossing Rd, Tupelo, MS, 38804 | 25.3 | |
| Nationwide | Van A Wallace | 503 W College St, Booneville, MS, 38829 | 0.7 | |
| Travelers | Smith & Riles Agency Llc | 1600 West Main St Ste C, Tupelo, MS, 38801 | 29.7 | |
| Allstate | Tri-State Insurance | 28 Front St, Belmont, MS, 38827 | 23.1 | |
| State Farm | Lonnie Harris | 101 Access Rd, Fulton, MS, 38843-8419 | 30.4 | |
| State Farm | Scott Sawyer | 102 N Cass St Ste 1, Corinth, MS, 38834-5727 | 18.6 | |
| State Farm | Harold Lomenick | 101 N Wilmuth St, Iuka, MS, 38852-1540 | 23.5 | |
| State Farm | Rich Potter | 71 S Thomas St, Tupelo, MS, 38801-4352 | 30.0 | |
| Travelers | Ridgecrest Insurance | 274 West Oxford Street, Pontotoc, MS, 38863 | 38.1 | |
| Allstate | Justin Roberts | 115 State Highway 15 S, New Albany, MS, 38652 | 27.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Mississippi | $109,300 | $1,158 | $820 | $1,610 | $790 |
| Prentiss County, MS | $90,500 | $869 | $590 | $1,210 | $620 |
| Booneville, MS | $104,300 | $801 | $580 | $1,110 | $530 |
| Kossuth, MS | $106,300 | $1,139 | $820 | $1,560 | $740 |
| Iuka, MS | $100,500 | $1,102 | $760 | $1,520 | $760 |
| Hickory Flat, MS | $74,700 | $925 | $630 | $1,280 | $650 |
| Adamsville, TN | $82,800 | $797 | $530 | $1,100 | $570 |
| Hardeman County, TN | $85,400 | $680 | $490 | $930 | $440 |
| Amory, MS | $114,900 | $848 | $620 | $1,180 | $560 |
| Hackleburg, AL | $83,600 | $883 | $600 | $1,250 | $650 |
| Silerton, TN | $74,900 | $760 | $540 | $1,050 | $510 |
| Hamilton, AL | $93,300 | $795 | $560 | $1,140 | $580 |
| Detroit, AL | $71,400 | $797 | $550 | $1,130 | $580 |