Gavop shows you how to buy homeowners insurance in Vermillion, SD by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Vermillion, SD - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| State Hwy 50, Prentis St, Chestnut St, E Clark St, Linden Ave, S Plum St, West St, W Dartmouth St, Lincoln St, Westgate Dr | $117,000 | $100,000 | $100,000-$125,000 | $130,500 | $110,000 | $100,000-$125,000 |
| Vonnie Ct, N Crawford Rd, W Chestnut St, Dawson Rd, Oakwood Dr, Madison St, State Hwy 50L, Bulow St, Creighton Ave, N Harvard St | $91,500 | $80,000 | $75,000-$100,000 | $137,000 | $120,000 | $125,000-$150,000 |
| South Dakota St, Ratingen Strasse, E 320th St, S Railroad St, 320th St, Elm St, Greenfield Rd, W Bloomingdale St, Luxemburg St, S University St | $111,000 | $90,000 | $100,000-$125,000 | $169,500 | $150,000 | $150,000-$175,000 |
| E Broadway St, E Kidder St, Rose St, North Dakota St, St Andrews St, Luxemburg St, Valley View Dr, S Market Smarket St, Market St, N Willow St | $80,500 | $70,000 | $50,000-$75,000 | $142,000 | $120,000 | $150,000-$175,000 |
| 12th St, Rice Dr, Burbank Rd, Roosevelt St, W Cherry St, Anderson St, Westend Dr, W 8th St, Ratingen Strasse, St Andrews Ct | $134,500 | $110,000 | $100,000-$125,000 | $175,000 | $150,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$117 | $665 |
| Superior Protection Discount | -$70 | $712 |
| Fire & Security Discount | -$63 | $719 |
| Hail Resistant Roof Discount | -$23 | $759 |
| Newly Constructed Home Discount | -$188 | $594 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Clay County | $700 | $800 | $1,500 | $581 | $1,281 | $219 |
| Vermillion, SD | $1,000 | $773 | $1,773 | $562 | $1,562 | $211 |
| Fairview, SD | $300 | $1,250 | $1,550 | $908 | $1,208 | $342 |
| Daily, NE | $1,000 | $1,010 | $2,010 | $734 | $1,734 | $276 |
| Crofton, NE | $100 | $927 | $1,027 | $673 | $773 | $253 |
| Turner, SD | $2,500 | $1,061 | $3,561 | $771 | $3,271 | $290 |
| Swan Lake, SD | $200 | $988 | $1,188 | $718 | $918 | $270 |
| Lincoln County, SD | $200 | $1,067 | $1,267 | $775 | $975 | $292 |
| Chapin, NE | $1,500 | $902 | $2,402 | $656 | $2,156 | $247 |
| West Branch, IA | $500 | $803 | $1,303 | $584 | $1,084 | $220 |
| Bryan, NE | $2,000 | $1,249 | $3,249 | $908 | $2,908 | $341 |
| Home Insurance Company Vermillion, SD | Homeowners Insurance Agency Vermillion, SD | Address | Popularity Score | Distance from Vermillion (miles) |
|---|---|---|---|---|
| Farmers | Sara Bye | 5 Market St, Vermillion, SD, 57069 | 0.5 | |
| State Farm | Richard Sunde | 16 E Main St, Vermillion, SD, 57069-2103 | 0.4 | |
| State Farm | Rhonda Wesseln | 1023 W 9th St, Yankton, SD, 57078-3390 | 25.5 | |
| State Farm | Brad Fowler | 113 W Main St, Elk Point, SD, 57025 | 13.9 | |
| State Farm | Mark Kasten | 180 N Main St, Parker, SD, 57053 | 43.8 | |
| Allstate | Pete Russell | 6116 S Lyncrest Ave Ste 102, Sioux Falls, SD, 57108 | 49.8 | |
| State Farm | Keith Gates | 1321 River Dr, N Sioux City, SD, 57049-3067 | 28.0 | |
| Liberty Mutual Independent | Bill Markve & Associates | 625 Sioux Point Rd , Dakota Dunes, SD, 57049 | 28.6 | |
| Liberty Mutual Independent | M T & R C Smith Insurance | 204 W 4th St, Yankton, SD, 57078 | 24.7 | |
| State Farm | Evan Green | 370 W Anchor Dr Ste 215, N Sioux City, SD, 57049-5153 | 28.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| South Dakota | $152,700 | $984 | $700 | $1,360 | $660 |
| Clay County, SD | $146,400 | $810 | $590 | $1,160 | $570 |
| Vermillion, SD | $136,100 | $782 | $570 | $1,090 | $520 |
| Fairview, SD | $244,000 | $1,265 | $910 | $1,730 | $820 |
| Daily, NE | $106,300 | $1,022 | $730 | $1,410 | $680 |
| Crofton, NE | $92,200 | $938 | $670 | $1,290 | $620 |
| Turner, SD | $181,300 | $1,074 | $720 | $1,540 | $820 |
| Swan Lake, SD | $157,900 | $1,000 | $710 | $1,380 | $670 |
| Lincoln County, SD | $209,700 | $1,080 | $730 | $1,540 | $810 |
| Chapin, NE | $88,000 | $913 | $610 | $1,300 | $690 |
| West Branch, IA | $193,700 | $813 | $590 | $1,150 | $560 |
| Bryan, NE | $151,400 | $1,264 | $860 | $1,760 | $900 |