Gavop shows you how to buy homeowners insurance in West Deptford, NJ by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $63,500 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $162,000 | $150,000 | $125,000-$150,000 |
| 3 Bedroom | $244,000 | $220,000 | $175,000-$200,000 |
| 4 Bedroom | $222,000 | $190,000 | $200,000-$250,000 |
| 5 Bedroom | $352,000 | $320,000 | $300,000-$350,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$67 | $673 |
| Home and Two Car | -$126 | $614 |
| Home and Three Car | -$170 | $570 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Gloucester County | $2,500 | $846 | $3,346 | $615 | $3,115 | $231 |
| West Deptford, NJ | $1,000 | $731 | $1,731 | $531 | $1,531 | $200 |
| Tinicum, PA | $400 | $679 | $1,079 | $493 | $893 | $185 |
| Audubon Park, NJ | $2,500 | $400 | $2,900 | $291 | $2,791 | $109 |
| East Norriton, PA | $500 | $766 | $1,266 | $557 | $1,057 | $209 |
| Mount Holly, NJ | $1,500 | $694 | $2,194 | $504 | $2,004 | $190 |
| New Castle, DE | $200 | $629 | $829 | $457 | $657 | $172 |
| Toughkenamon, PA | $2,000 | $1,002 | $3,002 | $728 | $2,728 | $274 |
| East Fallowfield, PA | $400 | $737 | $1,137 | $536 | $936 | $201 |
| West Windsor, NJ | $700 | $1,048 | $1,748 | $762 | $1,462 | $286 |
| Delaware, NJ | $400 | $1,493 | $1,893 | $1,085 | $1,485 | $408 |
| Millstone, NJ | $1,000 | $1,015 | $2,015 | $738 | $1,738 | $278 |
| Home Insurance Company West Deptford, NJ | Homeowners Insurance Agency West Deptford, NJ | Address | Popularity Score | Distance from West Deptford (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Rue Insurance | 3812 Quakerbridge Rd, Hamilton, NJ, 8619 | 39.8 | |
| Liberty Mutual Independent | Nottingham Insurance | 2277 Highway 33 Ste 404, Hamilton Square, NJ, 8690 | 39.1 | |
| Farmers | Debra Tucker | 225 Berlin Rd Ste 2, Cherry Hill, NJ, 8034 | 9.4 | |
| Travelers | Mcpherson & Newland Insurance | 20 Bloomfield Ave, Flemington, NJ, 8822 | 49.3 | |
| Liberty Mutual Independent | Widerman & Company | 70 Tanner St, Haddonfield, NJ, 8033 | 8.9 | |
| Travelers | Mcpherson & Newland Insurance | 20 Bloomfield Ave, Flemington, NJ, 8822 | 49.3 | |
| Travelers | Stanton Chapel Insurance Associates | 60 Berlin Rd, Cherry Hill, NJ, 8034 | 9.3 | |
| Allstate | Larry Lerman | 47 E Kings Hwy, Audubon, NJ, 8106 | 7.4 | |
| Travelers | Sturhahn Dickenson & Bernard Inc | 100 Overlook Center Ste 200, Princeton, NJ, 8540 | 43.6 | |
| Travelers | Howe Insurance Group | 84 Park Ave, Flemington, NJ, 8822 | 49.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $790 | $1,520 | $730 |
| Gloucester County, NJ | $213,800 | $857 | $570 | $1,220 | $650 |
| West Deptford, NJ | $212,900 | $740 | $540 | $1,030 | $490 |
| Tinicum, PA | $140,900 | $687 | $490 | $950 | $460 |
| Audubon Park, NJ | $54,600 | $405 | $280 | $550 | $270 |
| East Norriton, PA | $265,300 | $775 | $530 | $1,080 | $550 |
| Mount Holly, NJ | $190,200 | $702 | $480 | $1,000 | $520 |
| New Castle, DE | $184,500 | $636 | $500 | $850 | $350 |
| Toughkenamon, PA | $305,100 | $1,014 | $720 | $1,450 | $730 |
| East Fallowfield, PA | $247,700 | $746 | $540 | $1,070 | $530 |
| West Windsor, NJ | $602,400 | $1,061 | $750 | $1,510 | $760 |
| Delaware, NJ | $454,000 | $1,511 | $1,100 | $2,130 | $1,030 |
| Millstone, NJ | $576,600 | $1,028 | $750 | $1,470 | $720 |