Gavop's guide to buying homeowners insurance in Stratmoor, CO covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $59,500 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $114,000 | $100,000 | $75,000-$100,000 |
| 3 Bedroom | $127,500 | $110,000 | $100,000-$125,000 |
| 4 Bedroom | $298,000 | $240,000 | $250,000-$300,000 |
| 5 Bedroom | $360,500 | $310,000 | $250,000-$300,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$64 | $738 |
| Home and Two Car | -$128 | $674 |
| Home and Three Car | -$193 | $610 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| El Paso County | $700 | $1,214 | $1,914 | $882 | $1,582 | $332 |
| Stratmoor, CO | $2,000 | $793 | $2,793 | $576 | $2,576 | $217 |
| Security-Widefield, CO | $500 | $832 | $1,332 | $604 | $1,104 | $227 |
| El Paso County, CO | $1,000 | $1,214 | $2,214 | $882 | $1,882 | $332 |
| Green Mountain Falls, CO | $200 | $1,297 | $1,497 | $943 | $1,143 | $355 |
| Victor, CO | $2,500 | $916 | $3,416 | $666 | $3,166 | $250 |
| Teller County, CO | $300 | $966 | $1,266 | $702 | $1,002 | $264 |
| Westcreek, CO | $700 | $1,351 | $2,051 | $982 | $1,682 | $369 |
| Brookside, CO | $200 | $1,065 | $1,265 | $774 | $974 | $291 |
| Castle Pines, CO | $100 | $1,041 | $1,141 | $757 | $857 | $284 |
| Simla, CO | $1,500 | $1,208 | $2,708 | $878 | $2,378 | $330 |
| Home Insurance Company Stratmoor, CO | Homeowners Insurance Agency Stratmoor, CO | Address | Popularity Score | Distance from Stratmoor (miles) |
|---|---|---|---|---|
| State Farm | Matthew Fry | 4765 Front St Ste C, Castle Rock, CO, 80104-7938 | 44.2 | |
| Farmers | Art Ruiz | 4425 Austin Bluffs Pkwy, Colorado Springs, CO, 80918 | 8.7 | |
| State Farm | Jeff Klingensmith | 482 W Happy Canyon Rd, Castle Pines, CO, 80108-3431 | 45.9 | |
| Travelers | High Desert Agencies Llc | 102 S Victoria Ste 150, Pueblo, CO, 81003 | 36.0 | |
| Farmers | David Alvarado | 5484 Tomah Dr, Colorado Springs, CO, 80918 | 9.5 | |
| Allstate | Joan Gardner | 15435 Gleneagle Dr Ste 100, Colorado Springs, CO, 80921 | 19.8 | |
| State Farm | Erica Szymankowski | 208 E Us Highway 24, Woodland Park, CO, 80863-3141 | 21.3 | |
| Travelers | Cb Insurance Llc | 1 S Nevada Ste 105, Colorado Springs, CO, 80903 | 4.8 | |
| Liberty Mutual Independent | Benson Insurance Group Llc | 5155 N Academy Blvd Ste 110, Colorado Springs, CO, 80918 | 9.2 | |
| Travelers | Co West Insurance Group Inc | 500 N Circle Dr Ste 201, Colorado Springs, CO, 80909 | 4.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Colorado | $286,100 | $1,436 | $1,010 | $1,880 | $870 |
| El Paso County, CO | $238,200 | $1,229 | $860 | $1,610 | $750 |
| Stratmoor, CO | $163,400 | $803 | $560 | $1,050 | $490 |
| Security-Widefield, CO | $183,200 | $842 | $590 | $1,100 | $510 |
| El Paso County, CO | $238,200 | $1,229 | $860 | $1,610 | $750 |
| Green Mountain Falls, CO | $235,100 | $1,313 | $920 | $1,720 | $800 |
| Victor, CO | $105,100 | $927 | $650 | $1,210 | $560 |
| Teller County, CO | $261,100 | $978 | $680 | $1,280 | $600 |
| Westcreek, CO | $258,000 | $1,367 | $960 | $1,790 | $830 |
| Brookside, CO | $146,700 | $1,078 | $750 | $1,410 | $660 |
| Castle Pines, CO | $549,700 | $1,054 | $740 | $1,380 | $640 |
| Simla, CO | $198,200 | $1,223 | $860 | $1,600 | $740 |