Gavop shows you how to buy homeowners insurance in Flemingsburg, KY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $36,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $116,500 | $100,000 | $125,000-$150,000 |
| 3 Bedroom | $141,500 | $120,000 | $100,000-$125,000 |
| 4 Bedroom | $144,500 | $130,000 | $150,000-$175,000 |
| 5 Bedroom | $123,500 | $110,000 | $100,000-$125,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$56 | $645 |
| Home and Two Car | -$112 | $589 |
| Home and Three Car | -$161 | $540 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,975 |
| Physical Damage | $2,513 |
| Hail Damage | $4,853 |
| Wind Damage | $6,624 |
| Expensive Claims | |
| Fire | $42,442 |
| Smoke | $17,389 |
| Home Insurance Company Flemingsburg, KY | Homeowners Insurance Agency Flemingsburg, KY | Address | Popularity Score | Distance from Flemingsburg (miles) |
|---|---|---|---|---|
| State Farm | Steve Woodrum | 102 Finley Dr Ste 80, Georgetown, KY, 40324-6009 | 48.4 | |
| Travelers | The Elite Agency Inc | 2408 Sir Barton Wy Ste 375, Lexington, KY, 40509 | 48.6 | |
| State Farm | John Parkhurst | 1795 Alysheba Way Ste 2104, Lexington, KY, 40509-2286 | 49.2 | |
| Travelers | Professional Insurance Plans | 3197 Brighton Place Dr, Lexington, KY, 40509 | 49.2 | |
| Travelers | Morris Insurance Inc | 218 Main St, Paris, KY, 40361 | 33.9 | |
| State Farm | Marc Cammack | 930 Us Highway 27 S Ste 2, Cynthiana, KY, 41031-5992 | 33.7 | |
| State Farm | Tim Green | 3 N Main St, Winchester, KY, 40391 | 40.4 | |
| Travelers | Wells & Middleton Insurance Inc | 2019 Ashland Rd, Greenup, KY, 41144 | 48.8 | |
| Nationwide | Poland Insurance Agency Inc. | 101 Markham Drive, Georgetown, KY, 40324-2004 | 50.0 | |
| State Farm | Bill Boggs | 533 N Shawnee Rd, Maysville, KY, 41056-7505 | 14.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kentucky | $130,000 | $896 | $650 | $1,260 | $610 |
| Fleming County, KY | $89,900 | $691 | $490 | $970 | $480 |
| Flemingsburg, KY | $112,600 | $701 | $510 | $990 | $480 |
| Mason County, KY | $111,200 | $697 | $500 | $1,000 | $500 |
| Byrd, OH | $101,600 | $629 | $450 | $900 | $450 |
| Scott, OH | $102,300 | $631 | $450 | $900 | $450 |
| Pendleton County, KY | $106,400 | $681 | $480 | $970 | $490 |
| Tate, OH | $132,400 | $657 | $450 | $930 | $480 |
| Clay City, KY | $83,500 | $664 | $480 | $950 | $470 |
| Sunfish, OH | $107,600 | $645 | $450 | $910 | $460 |
| Campton, KY | $63,400 | $616 | $450 | $870 | $420 |
| Irvine, KY | $68,900 | $599 | $400 | $840 | $440 |