Gavop shows you how to buy homeowners insurance in Timber Lake-Harstine Island, WA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Newly Constructed Home | -$184 | $473 |
| 30 year old | +$10 | $666 |
| 40 year old | +$17 | $674 |
| 50 year old | +$25 | $682 |
| Above 50 year old | +$32 | $688 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$98 | $558 |
| Superior Protection Discount | -$66 | $591 |
| Fire & Security Discount | -$66 | $591 |
| Hail Resistant Roof Discount | -$20 | $637 |
| Newly Constructed Home Discount | -$144 | $512 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Mason County | $1,500 | $679 | $2,179 | $494 | $1,994 | $186 |
| Harstine Island, WA | $2,000 | $649 | $2,649 | $471 | $2,471 | $177 |
| Belfair-Tahuya, WA | $300 | $678 | $978 | $493 | $793 | $185 |
| Bremerton, WA | $2,500 | $716 | $3,216 | $520 | $3,020 | $196 |
| Tenino, WA | $200 | $605 | $805 | $439 | $639 | $165 |
| Roy, WA | $1,000 | $632 | $1,632 | $460 | $1,460 | $173 |
| White Center, WA | $400 | $666 | $1,066 | $484 | $884 | $182 |
| Kent, WA | $2,500 | $773 | $3,273 | $562 | $3,062 | $211 |
| Jefferson County, WA | $300 | $691 | $991 | $502 | $802 | $189 |
| Home Insurance Company Harstine Island, WA | Homeowners Insurance Agency Harstine Island, WA | Address | Popularity Score | Distance from Harstine Island (miles) |
|---|---|---|---|---|
| State Farm | Melanie Bakala | 821 W Railroad Ave, Shelton, WA, 98584-3845 | 9.0 | |
| State Farm | Angie Roarty | 7602 Bridgeport Way W Ste 4b, Lakewood, WA, 98499-2432 | 19.3 | |
| Allstate | Juliet Nguyen | 413 E Pine St, Seattle, WA, 98122 | 38.2 | |
| Travelers | Elliott Insurance Group | 7609 Steilacoom Blvd Sw Ste 500, Lakewood, WA, 98498 | 18.4 | |
| State Farm | Michael Lewis | 7403 Lakewood Dr W Ste 13, Lakewood, WA, 98499-7951 | 19.7 | |
| Travelers | Propel Insurance | 925 4th Ave Ste 3200, Seattle, WA, 98104 | 37.6 | |
| State Farm | Chris Eakins | 16619 Redmond Way, Redmond, WA, 98052-4451 | 48.2 | |
| Allstate | Josh Boender | 4453 California Ave Sw, Seattle, WA, 98116 | 33.7 | |
| Liberty Mutual Independent | Mht Insurance | 1904 3rd Ave Ste 714, Seattle, WA, 98101 | 37.6 | |
| State Farm | Sheri Hodson | 9529 Gravelly Dr Sw, Lakewood, WA, 98499-1513 | 19.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Washington | $286,800 | $809 | $580 | $1,150 | $570 |
| Mason County, WA | $206,700 | $688 | $500 | $960 | $460 |
| Harstine Island, WA | $204,700 | $657 | $470 | $900 | $430 |
| Belfair-Tahuya, WA | $229,600 | $686 | $500 | $970 | $470 |
| Bremerton, WA | $237,300 | $725 | $500 | $1,030 | $530 |
| Tenino, WA | $144,300 | $612 | $440 | $870 | $430 |
| Roy, WA | $249,500 | $640 | $460 | $880 | $420 |
| White Center, WA | $282,300 | $675 | $450 | $960 | $510 |
| Kent, WA | $284,900 | $783 | $570 | $1,110 | $540 |
| Jefferson County, WA | $304,000 | $700 | $470 | $970 | $500 |