Gavop's guide to buying homeowners insurance in York County, SC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| York County, SC - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Huckleberry Hill Dr, State Rte 1524, State Rte 488, Emerald Ln, State Rte 1136, Mereva Rd, Eden Oaks Dr, Astor Ct, Longsight Ln, Blackmon St | $179,500 | $160,000 | $125,000-$150,000 | $129,500 | $120,000 | $100,000-$125,000 |
| Regency Ct, Park Royal Ct, State Rd S-46-557, State Rte 1283, W Black St, Tom St, State Rte 711, State Rte 1069, Rock Grove Ave, Dixon St | $167,000 | $140,000 | $175,000-$200,000 | $141,000 | $120,000 | $125,000-$150,000 |
| Moonshadow Hvn, State Rd S-46-566, Springmaid Ave, Stormy Creek Dr, S Charlotte Ave, Sherwood Cir, State Rd S-46-150, Pride St, Park Ave, Downey St | $121,000 | $110,000 | $125,000-$150,000 | $111,500 | $90,000 | $125,000-$150,000 |
| Cottonfield Rd, Preston Rd, Mallard Head Dr, Walker St, Shillinglaw Rd, Hall Spencer Rd, Cahill Ln, Still Ave, Simrill St, University Dr | $94,000 | $80,000 | $100,000-$125,000 | $96,500 | $90,000 | $75,000-$100,000 |
| State Rd S-46-560, Tuckers Glenn Dr, Mountainview St, State Rte 1197, Rocky Rd S, Apricot Ln, Fort Mill Pkwy, State Rte 596, Milton Ave, Rose Hill Dr | $141,000 | $130,000 | $125,000-$150,000 | $90,000 | $70,000 | $75,000-$100,000 |
| Coffee Tree Ln, Whites Rd, Farmstead Rd, Dunmore Ct, State Hwy 776, Jackson St, State Rd S-46-905, Hutchinson St, Keels Ave, Haynes St | $111,500 | $110,000 | $75,000-$100,000 | $114,500 | $110,000 | $100,000-$125,000 |
| Logan Pl, Miller Pond Rd, State Rte 729, Brentfield Dr, Springlake Rd, Woodbridge Dr, Dromedary Ln, Springdale Rd, Greenglen Rd, State Rte 1172 | $133,500 | $120,000 | $125,000-$150,000 | $138,500 | $120,000 | $125,000-$150,000 |
| Sundance, Fritts Ave, Pinetuck Ln, Monterey Dr, Summitt St, McGill St, State Hwy 813, Plateau Ct, Ole Simpson Pl, Spandril Ln | $106,500 | $100,000 | $100,000-$125,000 | $93,000 | $80,000 | $75,000-$100,000 |
| Sunledge Ter, Tomahawk Ridge, Loblolly Ln, Davenport Ct, State Rd S-46-1249, State Hwy 98, Colebrook Dr, E Mt Gallant Rd, State Rte 717, Wrenwood Ct | $289,000 | $240,000 | $300,000-$350,000 | $190,500 | $170,000 | $200,000-$250,000 |
| State Rte 1123, Choate Ave, California Rd, State Rd S-46-697, S Sutton Rd, Silver Gull Dr, Pope St, Windrift Dr, State Rte 262, E Rambo Rd | $222,500 | $180,000 | $175,000-$200,000 | $163,500 | $150,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$197 | $841 |
| Superior Protection Discount | -$93 | $944 |
| Fire & Security Discount | -$104 | $934 |
| Hail Resistant Roof Discount | -$21 | $1,017 |
| Newly Constructed Home Discount | -$270 | $768 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| York County | $1,500 | $1,025 | $2,525 | $745 | $2,245 | $280 |
| York County, SC | $1,500 | $1,025 | $2,525 | $745 | $2,245 | $280 |
| Rock Hill, SC | $400 | $968 | $1,368 | $704 | $1,104 | $265 |
| Gastonia, NC | $1,500 | $708 | $2,208 | $515 | $2,015 | $194 |
| Ranlo, NC | $500 | $693 | $1,193 | $503 | $1,003 | $189 |
| Stanley, NC | $2,000 | $796 | $2,796 | $579 | $2,579 | $218 |
| Matthews, NC | $300 | $788 | $1,088 | $573 | $873 | $215 |
| Cherryville, NC | $1,500 | $643 | $2,143 | $467 | $1,967 | $176 |
| Winnsboro North, SC | $300 | $493 | $793 | $358 | $658 | $135 |
| Pacolet, SC | $2,000 | $813 | $2,813 | $591 | $2,591 | $222 |
| Spartanburg County, SC | $1,000 | $835 | $1,835 | $607 | $1,607 | $228 |
| Home Insurance Company York County, SC | Homeowners Insurance Agency York County, SC | Address | Popularity Score | Distance from York County (miles) |
|---|---|---|---|---|
| Allstate | Doug Little | 30 W Liberty St, York, SC, 29745 | 3.9 | |
| Allstate | Corey B. Hinson | 724 Arden Ln Ste 110, Rock Hill, SC, 29732 | 8.0 | |
| Liberty Mutual Independent | George Johnson Insurance Inc | 314 S Pine St Ste 300, Spartanburg, SC, 29302 | 41.6 | |
| Liberty Mutual Independent | Gill Insurance | 235 Oakland Ave, Rock Hill, SC, 29730 | 9.3 | |
| State Farm | Nick Brigham | 422 S Main St, Clover, SC, 29710-1424 | 9.7 | |
| Travelers | Sifford-Stine Insurance | 214 S Main St, Clover, SC, 29710 | 9.9 | |
| Travelers | Edith Estes Insurance Agency | 209 E Black St, Rock Hill, SC, 29732 | 9.4 | |
| Liberty Mutual Independent | Gill Insurance | 235 W Oakland Ave, Rock Hill, SC, 29730 | 9.3 | |
| State Farm | Dick Kay | 1501 Ebenezer Road, Rock Hill, SC, 29732 | 8.1 | |
| State Farm | Beverly Foster-Blackley | 2870 Reidville Rd, Spartanburg, SC, 29301-5624 | 46.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| South Carolina | $148,600 | $989 | $680 | $1,360 | $680 |
| York County, SC | $173,600 | $1,038 | $710 | $1,440 | $730 |
| York County, SC | $173,600 | $1,038 | $700 | $1,440 | $740 |
| Rock Hill, SC | $154,700 | $980 | $680 | $1,360 | $680 |
| Gastonia, NC | $123,600 | $717 | $520 | $1,030 | $510 |
| Ranlo, NC | $115,500 | $701 | $500 | $970 | $470 |
| Stanley, NC | $139,000 | $806 | $560 | $1,150 | $590 |
| Matthews, NC | $231,300 | $798 | $580 | $1,090 | $510 |
| Cherryville, NC | $115,300 | $651 | $470 | $890 | $420 |
| Winnsboro North, SC | $74,000 | $499 | $360 | $700 | $340 |
| Pacolet, SC | $78,200 | $823 | $570 | $1,130 | $560 |
| Spartanburg County, SC | $128,000 | $845 | $600 | $1,170 | $570 |