Gavop shows you how to buy homeowners insurance in Jackson County, NC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Jackson County, NC - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Quartz Ln, Bello Lago Ln, Jasmine Ln, Mineral Springs Rd, Eagle's Nest Ct, State Rd 1163, State Rd 1734, State Rd 1002, Destiny Ridge Rd, Rushmore Dr | $206,000 | $170,000 | $175,000-$200,000 | $128,000 | $100,000 | $100,000-$125,000 |
| Poker Branch, Shady Ln, Persimmon Ridge, State Rd 1720, White Squirrel, Clawsfoot Ct, Tracer Ln, Tally-Ho Ct, Dolphin Ln, Elm St | $220,500 | $200,000 | $200,000-$250,000 | $191,000 | $170,000 | $200,000-$250,000 |
| Maple Ln, Windcrest Ridge, Heaton Forest Rd, Whispering Cove Dr, Arctic Ln, State Rd 1703, Mountain Farm, Ensley St, Craft Cir, Perely Hatt Rd | $174,000 | $140,000 | $125,000-$150,000 | $132,500 | $110,000 | $150,000-$175,000 |
| Matter Horn, E Fork Cemetery Rd, Windrush Trl, Love Ln, State Rd 1186, Wandering Ridge Rd, Rivard Rd, Cheyenne Trl, Ivy Ridge Cir, Queen St | $239,000 | $220,000 | $200,000-$250,000 | $117,500 | $100,000 | $100,000-$125,000 |
| June Apple Dr, Levi Rd, Hacienda Ln, Hearthstone Way, Oakwood Ln, Jay Bird Dr, Henry Bradley Rd, Boulder Creek, King Fisher Ln, Sky Valley Rd | $307,500 | $270,000 | $300,000-$350,000 | $175,500 | $150,000 | $200,000-$250,000 |
| Mary Lambert Farm Rd, Frady Dr, Lake Club Dr, State Rd 1770, Blue Oval Rd, State Rd 1705, Cedar Valley Rd, Oak Forest Dr, State Rd 1354, Down Ridge Rd | $194,500 | $170,000 | $200,000-$250,000 | $194,500 | $160,000 | $175,000-$200,000 |
| Zuni Dr, Peacock Ridge Rd, Buckberry Dr N, Medallion Dr, Slab Town Rd, Arrowhead Ln, View Rd, Cedar Creek Rd, Falcons Peak Ln, High Grove Pkwy | $445,000 | $420,000 | $400,000-$500,000 | $192,000 | $160,000 | $175,000-$200,000 |
| State Rd 1456, Grove Rd, Blue Grass Dr, State Rte 1121, Hosta Dr, Winding Trl, Misty Mountain Trl, Leatherwood Rd, Upper North Fork Creek Rd, Jim Martin Blvd | $153,000 | $140,000 | $150,000-$175,000 | $112,000 | $100,000 | $100,000-$125,000 |
| State Rd 1716, Mountain Villas Rd, Pine Cone Trl, Porch View Dr, Happy Nest Rd, Cobblestone Dr, Cullowhee Mtn Rd, Sparkling Waters Dr, Freewill Dr, Chestnut Ridge | $325,500 | $280,000 | $300,000-$350,000 | $161,500 | $130,000 | $175,000-$200,000 |
| Shadow Ridge, Gravel Dr, Salem Dr, US Hwy 64, Hearin Place Ln, Bohaynee Rd, Smoke House Rd, Disney Ln, True Way, Partridge Berry Ln | $359,500 | $320,000 | $400,000-$500,000 | $279,000 | $250,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$137 | $777 |
| Superior Protection Discount | -$82 | $832 |
| Fire & Security Discount | -$82 | $832 |
| Hail Resistant Roof Discount | -$18 | $896 |
| Newly Constructed Home Discount | -$265 | $649 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Jackson County | $2,500 | $903 | $3,403 | $656 | $3,156 | $247 |
| Jackson County, NC | $2,500 | $903 | $3,403 | $656 | $3,156 | $247 |
| Mountain, NC | $500 | $1,136 | $1,636 | $826 | $1,326 | $311 |
| Ellijay, NC | $2,000 | $725 | $2,725 | $527 | $2,527 | $198 |
| Franklin, NC | $300 | $681 | $981 | $495 | $795 | $186 |
| Clyde, NC | $1,500 | $748 | $2,248 | $543 | $2,043 | $204 |
| Canton, NC | $100 | $844 | $944 | $613 | $713 | $231 |
| Bent Creek, NC | $1,000 | $1,109 | $2,109 | $806 | $1,806 | $303 |
| Mountain Home, NC | $300 | $857 | $1,157 | $623 | $923 | $234 |
| Biltmore Forest, NC | $1,500 | $784 | $2,284 | $570 | $2,070 | $214 |
| Cocke County, TN | $2,000 | $853 | $2,853 | $620 | $2,620 | $233 |
| Home Insurance Company Jackson County, NC | Homeowners Insurance Agency Jackson County, NC | Address | Popularity Score | Distance from Jackson County (miles) |
|---|---|---|---|---|
| Travelers | Brevard Insurance Agency Inc | 32 East Jordan St., Brevard, NC, 28712 | 22.7 | |
| Allstate | Dalton Insurance Agency Of The Carolinas | 163 Main St Ste 1, Rosman, NC, 28772 | 20.0 | |
| Liberty Mutual Independent | Madison Insurance Group | 26 S Main St, Mars Hill, NC, 28754 | 49.6 | |
| Nationwide | Titmus Agency Llc | 38 South Main Street, Marshall, NC, 28753 | 43.3 | |
| Allstate | Donnie Andrews | 255 Smokey Park Hwy, Asheville, NC, 28806 | 33.9 | |
| Nationwide | Hughes Insurance Group Llc | 901 Smokey Park Hwy Unit 65, Candler, NC, 28715 | 32.2 | |
| Erie | Freeman Agency Inc. | 1656 South Main Street, Waynesville, NC, 28786 | 14.6 | |
| Travelers | Carolina Insurance Group | 151 Everett St, Bryson City, NC, 28713 | 20.4 | |
| Allstate | Moore Insurance | 157 Highway 64 W, Hayesville, NC, 28904 | 42.9 | |
| Allstate | Melanie Cole Altland | 5 Regent Park Blvd Ste 107, Asheville, NC, 28806 | 37.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $640 | $1,240 | $600 |
| Jackson County, NC | $177,200 | $914 | $620 | $1,290 | $670 |
| Jackson County, NC | $177,200 | $914 | $660 | $1,250 | $590 |
| Mountain, NC | $241,300 | $1,150 | $820 | $1,580 | $760 |
| Ellijay, NC | $122,500 | $734 | $510 | $1,030 | $520 |
| Franklin, NC | $142,600 | $690 | $500 | $990 | $490 |
| Clyde, NC | $162,900 | $757 | $540 | $1,050 | $510 |
| Canton, NC | $150,600 | $854 | $590 | $1,170 | $580 |
| Bent Creek, NC | $231,400 | $1,122 | $760 | $1,600 | $840 |
| Mountain Home, NC | $154,000 | $867 | $600 | $1,240 | $640 |
| Biltmore Forest, NC | $848,700 | $794 | $570 | $1,120 | $550 |
| Cocke County, TN | $107,200 | $863 | $590 | $1,180 | $590 |