Gavop shows you how to buy homeowners insurance in Cypress Lake, FL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $53,500 | $50,000 | $25,000-$50,000 |
| 2 Bedroom | $125,500 | $120,000 | $125,000-$150,000 |
| 3 Bedroom | $146,000 | $120,000 | $150,000-$175,000 |
| 4 Bedroom | $190,000 | $160,000 | $200,000-$250,000 |
| 5 Bedroom | $154,000 | $140,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$151 | $793 |
| Superior Protection Discount | -$94 | $850 |
| Fire & Security Discount | -$66 | $878 |
| Hail Resistant Roof Discount | -$28 | $916 |
| Newly Constructed Home Discount | -$227 | $718 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Lee County | $700 | $1,495 | $2,195 | $1,086 | $1,786 | $408 |
| Cypress Lake, FL | $700 | $933 | $1,633 | $678 | $1,378 | $255 |
| Fort Myers, FL | $100 | $1,357 | $1,457 | $986 | $1,086 | $371 |
| Whiskey Creek, FL | $1,500 | $1,019 | $2,519 | $740 | $2,240 | $278 |
| Estero Island, FL | $100 | $929 | $1,029 | $675 | $775 | $254 |
| Buckingham, FL | $1,500 | $2,119 | $3,619 | $1,540 | $3,040 | $579 |
| Matlacha, FL | $300 | $2,464 | $2,764 | $1,791 | $2,091 | $673 |
| Naples Park, FL | $700 | $2,303 | $3,003 | $1,674 | $2,374 | $629 |
| Alva, FL | $100 | $2,353 | $2,453 | $1,710 | $1,810 | $643 |
| Vineyards, FL | $500 | $767 | $1,267 | $557 | $1,057 | $209 |
| Arcadia East, FL | $700 | $894 | $1,594 | $650 | $1,350 | $244 |
| Home Insurance Company Cypress Lake, FL | Homeowners Insurance Agency Cypress Lake, FL | Address | Popularity Score | Distance from Cypress Lake (miles) |
|---|---|---|---|---|
| Travelers | Avalon Insurance Group | 7370 College Pkwy Ste 312, Fort Myers, FL, 33907 | 1.8 | |
| Allstate | Cathy L. Sink | 13650 Fiddlstiks Blvd Ste 203, Fort Myers, FL, 33912 | 4.1 | |
| State Farm | Teresa Goodlad | 702 Leeland Hts Blvd W, Lehigh Acres, FL, 33936-6620 | 16.6 | |
| Allstate | Belinda Malolli | 1855 Veterans Park Dr Ste 301, Naples, FL, 34109 | 19.9 | |
| Allstate | Daniel Zavada | 10911 Bonita Beach Rd Se Ste 1071, Bonita Springs, FL, 34135 | 16.4 | |
| Allstate | Thomas Grimm | 6900 Daniels Pkwy Ste 7, Fort Myers, FL, 33912 | 3.6 | |
| State Farm | Charlie Dodson | 9541 Cypress Lake Dr, Fort Myers, FL, 33919-4947 | 0.9 | |
| Liberty Mutual Independent | Gulfshore Insurance Inc. | 4100 Goodlette Rd N Ste 100 , Naples, FL, 34103 | 24.5 | |
| State Farm | Larry Snider Clu, Chfc, Casl | 12995 S. Cleveland Ave, Fort Myers, FL, 33907-3890 | 2.0 | |
| Travelers | Heritage Ins Agency Llc | 10611 North Tamiami Tr Ste B-2, Naples, FL, 34108 | 19.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Lee County, FL | $190,200 | $1,513 | $1,180 | $2,030 | $850 |
| Cypress Lake, FL | $137,200 | $944 | $740 | $1,270 | $530 |
| Fort Myers, FL | $166,700 | $1,373 | $1,070 | $1,840 | $770 |
| Whiskey Creek, FL | $222,700 | $1,031 | $800 | $1,380 | $580 |
| Estero Island, FL | $380,400 | $940 | $730 | $1,260 | $530 |
| Buckingham, FL | $262,500 | $2,145 | $1,670 | $2,870 | $1,200 |
| Matlacha, FL | $320,000 | $2,494 | $1,950 | $3,340 | $1,390 |
| Naples Park, FL | $292,700 | $2,331 | $1,820 | $3,120 | $1,300 |
| Alva, FL | $301,100 | $2,382 | $1,860 | $3,190 | $1,330 |
| Vineyards, FL | $448,200 | $776 | $610 | $1,040 | $430 |
| Arcadia East, FL | $74,900 | $905 | $710 | $1,210 | $500 |