Gavop shows you how to buy homeowners insurance in Hearne, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Hearne, TX - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| FM 391, E Osr, Co Rd 324, Cedar Creek, 1st Ave, Jack Brewer Rd, E 4th St, Rock Prarie Rte, San Antonio St, High Hill | $104,000 | $90,000 | $100,000-$125,000 | $81,500 | $70,000 | $75,000-$100,000 |
| Gassen Ln, E Hall St, S el Paso St, Noble Oaks Ln, W Eighth St, Forrest St, Co Rd 263, Co Rd 304, Louise St, Lees Chapel Rd | $68,000 | $60,000 | $50,000-$75,000 | $72,000 | $60,000 | $75,000-$100,000 |
| Oak Ln, Dawson St, Woodland Dr, Jesse Cope Rd, E 2nd St, Jackrabbit Ln, Ottea Rd, S San Antonio St, Mount Calvary Rd, Peel St | $85,500 | $70,000 | $75,000-$100,000 | $73,500 | $60,000 | $75,000-$100,000 |
| Suggs Cemetary Rd, E 7th St, Crestway St, FM 1940, Hatton St, Austin St, Cedar St, N Market St, Sunshine St, Banks St | $103,500 | $90,000 | $75,000-$100,000 | $43,500 | $40,000 | $25,000-$50,000 |
| Conner Ln, Wilson Rd, Broadus Rd, Harbor Bolton Rd, FM 391, Pryor Ln, Natchez St, Log Cabin Ln, Willow St, Moss Hill Rd | $122,500 | $110,000 | $100,000-$125,000 | $83,000 | $70,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$182 | $827 |
| Superior Protection Discount | -$101 | $908 |
| Fire & Security Discount | -$101 | $908 |
| Hail Resistant Roof Discount | -$20 | $989 |
| Newly Constructed Home Discount | -$242 | $767 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,216 |
| Physical Damage | $2,488 |
| Hail Damage | $4,853 |
| Wind Damage | $6,624 |
| Expensive Claims | |
| Fire | $46,463 |
| Smoke | $17,054 |
| Home Insurance Company Hearne, TX | Homeowners Insurance Agency Hearne, TX | Address | Popularity Score | Distance from Hearne (miles) |
|---|---|---|---|---|
| Travelers | Wellmann Insurance Agency Inc | 103 E Academy St, Brenham, TX, 77833 | 47.2 | |
| Travelers | Anco Insurance | 1111 Briarcrest Dr, Bryan, TX, 77802 | 19.3 | |
| Travelers | Wellmann Insurance Agency Inc | 103 East Academy, Brenham, TX, 77833 | 47.2 | |
| State Farm | Lance Snider | 3608 E 29th St Ste 108, Bryan, TX, 77802-3814 | 19.9 | |
| Farmers | Tom Hanson | 3400 S College Ave, Bryan, TX, 77801 | 19.5 | |
| Travelers | Program Insurance Group | 1722 Briarcrest Dr, Bryan, TX, 77802 | 19.6 | |
| Allstate | Heath Mills | 3601 E 29th St Ste 14, Bryan, TX, 77802 | 19.9 | |
| Liberty Mutual Independent | Siegeler Insurance Agency Inc | 172 W Austin St, Giddings, TX, 78942 | 49.5 | |
| State Farm | Jimi Lynn | 225 Live Oak Street, Marlin, TX, 76661-2838 | 37.1 | |
| Farmers | Carolyn Henderson | 204 N Fannin Ave, Cameron, TX, 76520 | 22.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Robertson County, TX | $93,900 | $1,060 | $700 | $1,630 | $930 |
| Hearne, TX | $79,700 | $1,009 | $670 | $1,550 | $880 |
| Calvert, TX | $85,400 | $1,449 | $960 | $2,230 | $1,270 |
| Kurten, TX | $111,900 | $1,571 | $1,040 | $2,420 | $1,380 |
| Milam County, TX | $88,500 | $1,041 | $690 | $1,600 | $910 |
| Rockdale, TX | $94,100 | $1,061 | $700 | $1,630 | $930 |
| Hilltop Lakes, TX | $136,200 | $1,661 | $1,100 | $2,560 | $1,460 |
| Marlin, TX | $52,700 | $893 | $590 | $1,380 | $790 |
| Rogers, TX | $96,000 | $1,501 | $990 | $2,310 | $1,320 |
| Washington County, TX | $163,400 | $1,412 | $930 | $2,170 | $1,240 |
| Groesbeck, TX | $88,300 | $1,040 | $690 | $1,600 | $910 |
| Personville, TX | $105,500 | $1,544 | $1,020 | $2,380 | $1,360 |