Gavop's guide to buying homeowners insurance in Mount Sinai, NY covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Mount Sinai, NY - Neighbourhoods, Census Blocks & Streets | 4 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Dairy Ln, Orange Ct, Kate Ct, Constantine Way, Beverly Dr, Coventry Ct, Anchor Ln, Madrid Ct, Plymouth Ave, Ashley Ct | $521,500 | $470,000 | $500,000-$600,000 | $397,500 | $360,000 | $350,000-$400,000 |
| Pringle Rd, Enchanted Woods Ct, Ross Ln, Phoenix Ave, Pipe Stave Hollow Rd, Universe Way, Westcliff Dr, Marcy Dr, Apricot Rd, Farm House Ct | $644,500 | $530,000 | $500,000-$600,000 | $413,500 | $330,000 | $350,000-$400,000 |
| N Hampton Ave, Old Rocky Point Rd, Pondside Ct, Oaks Dr, Savanna Cir, Papaya Ct, Hillcrest Pl, Shady Path, Barnsley Cres, Seacliff Ln | $366,500 | $330,000 | $350,000-$400,000 | $444,000 | $420,000 | $400,000-$500,000 |
| Alilah Ct, Macbeth Cir, Rock Path, View Dr, Sunken Valley Rd, Brian Ln, Mountain Ridge Ct, Old Rocky Pt Rd, Frost Valley Rd, Cannes Ct | $455,000 | $390,000 | $400,000-$500,000 | $415,500 | $370,000 | $400,000-$500,000 |
| Gully Landing Rd, Biscayne Dr, Mountain Ridge Dr, Magnolia Ln, Crabapple Ct, Laura Ct, Oleeta Rd, Hancock Pl, Wheat Ct, Summer St | $518,500 | $470,000 | $400,000-$500,000 | $257,500 | $210,000 | $250,000-$300,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$99 | $1,001 |
| Home and Two Car | -$176 | $924 |
| Home and Three Car | -$275 | $825 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Suffolk County | $2,000 | $1,491 | $3,491 | $1,084 | $3,084 | $408 |
| Mount Sinai, NY | $700 | $1,087 | $1,787 | $790 | $1,490 | $297 |
| Babylon, NY | $300 | $1,290 | $1,590 | $938 | $1,238 | $353 |
| Easton, CT | $2,000 | $1,172 | $3,172 | $852 | $2,852 | $320 |
| Monroe, CT | $400 | $956 | $1,356 | $695 | $1,095 | $261 |
| Riverside, CT | $700 | $910 | $1,610 | $661 | $1,361 | $249 |
| Old Westbury, NY | $200 | $1,023 | $1,223 | $744 | $944 | $280 |
| Hewlett, NY | $700 | $1,127 | $1,827 | $819 | $1,519 | $308 |
| Bronxville, NY | $100 | $836 | $936 | $607 | $707 | $228 |
| Mount Vernon, NY | $700 | $1,356 | $2,056 | $985 | $1,685 | $371 |
| Middletown, CT | $500 | $1,046 | $1,546 | $760 | $1,260 | $286 |
| Englewood Cliffs, NJ | $1,500 | $914 | $2,414 | $664 | $2,164 | $250 |
| Home Insurance Company Mount Sinai, NY | Homeowners Insurance Agency Mount Sinai, NY | Address | Popularity Score | Distance from Mount Sinai (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Three Village Bennett Agency | 21 Bennette Rd Ste 103 , East Setauket, NY, 11733 | 4.9 | |
| State Farm | Litza Casinover | 167 E Jericho Tpke, Mineola, NY, 11501-2031 | 34.4 | |
| Travelers | Vrp Insurance Agency | 955 Main Street, Holbrook, NY, 11741 | 9.8 | |
| State Farm | John Fischer | 307 Mid Cntry Rd, Selden, NY, 11784-2558 | 5.2 | |
| Allstate | Peter F. Deluca | 648 Tuckahoe Rd, Yonkers, NY, 10710 | 43.0 | |
| Travelers | Djam Insurance Brokerage Inc | 87-02 Queens Blvd, Elmhurst, NY, 11373 | 47.0 | |
| Travelers | Central Island Insurance Agency | 287 Smithtown Blvd Ste A, Nesconset, NY, 11767 | 9.9 | |
| State Farm | Adam Okula | 937 Willis Ave, Albertson, NY, 11507-1925 | 34.9 | |
| State Farm | Vern M Pierce | 760 Horseblock Rd Ste C, Farmingville, NY, 11738-1253 | 7.7 | |
| Allstate | Robert B. Randell | 1305 Middle Country Rd Ste 15, Selden, NY, 11784 | 5.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $780 | $1,640 | $860 |
| Suffolk County, NY | $379,400 | $1,509 | $1,010 | $2,130 | $1,120 |
| Mount Sinai, NY | $446,500 | $1,100 | $800 | $1,560 | $760 |
| Babylon, NY | $343,700 | $1,306 | $890 | $1,800 | $910 |
| Easton, CT | $629,200 | $1,186 | $790 | $1,630 | $840 |
| Monroe, CT | $363,400 | $967 | $660 | $1,340 | $680 |
| Riverside, CT | $1,262,400 | $921 | $640 | $1,300 | $660 |
| Old Westbury, NY | $1,729,800 | $1,036 | $740 | $1,480 | $740 |
| Hewlett, NY | $439,600 | $1,141 | $790 | $1,570 | $780 |
| Bronxville, NY | $1,077,200 | $846 | $620 | $1,180 | $560 |
| Mount Vernon, NY | $355,600 | $1,373 | $970 | $1,960 | $990 |
| Middletown, CT | $228,500 | $1,058 | $770 | $1,490 | $720 |
| Englewood Cliffs, NJ | $995,300 | $925 | $660 | $1,270 | $610 |