Gavop tells you how to get the best homeowners insurance in Mount Vernon, TX by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $44,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $75,000 | $70,000 | $75,000-$100,000 |
| 3 Bedroom | $160,000 | $150,000 | $175,000-$200,000 |
| 4 Bedroom | $213,500 | $200,000 | $200,000-$250,000 |
| 5 Bedroom | $349,500 | $310,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$140 | $791 |
| Superior Protection Discount | -$84 | $846 |
| Fire & Security Discount | -$102 | $828 |
| Hail Resistant Roof Discount | -$28 | $902 |
| Newly Constructed Home Discount | -$223 | $707 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Franklin County | $2,500 | $925 | $3,425 | $672 | $3,172 | $253 |
| Mount Vernon, TX | $1,500 | $919 | $2,419 | $668 | $2,168 | $251 |
| Rocky Mound, TX | $400 | $1,430 | $1,830 | $1,039 | $1,439 | $391 |
| Winnsboro, TX | $1,000 | $1,042 | $2,042 | $757 | $1,757 | $285 |
| Cooper, TX | $200 | $1,368 | $1,568 | $994 | $1,194 | $374 |
| Annona, TX | $2,500 | $1,222 | $3,722 | $888 | $3,388 | $334 |
| Detroit, TX | $500 | $1,327 | $1,827 | $964 | $1,464 | $363 |
| Reno, TX | $200 | $1,618 | $1,818 | $1,176 | $1,376 | $442 |
| Roxton, TX | $1,500 | $1,233 | $2,733 | $896 | $2,396 | $337 |
| Point, TX | $100 | $1,474 | $1,574 | $1,071 | $1,171 | $403 |
| Idabel, OK | $700 | $792 | $1,492 | $576 | $1,276 | $217 |
| Home Insurance Company Mount Vernon, TX | Homeowners Insurance Agency Mount Vernon, TX | Address | Popularity Score | Distance from Mount Vernon (miles) |
|---|---|---|---|---|
| Travelers | Mattison Insurance Agency | 1067 Gilmer St Ste C Sulphur Springs, Sulphur Springs, TX, 75482 | 22.8 | |
| Liberty Mutual Independent | All-Star Insurance Group | 201 E Marshall St, Gilmer, TX, 75644 | 37.1 | |
| Travelers | The Duncan Insurance Agency | 1119 Main Street, Commerce, TX, 75428 | 39.4 | |
| Travelers | Goodman Insurance Agency Inc | 300 E Broadway, Clarksville, TX, 75426 | 29.2 | |
| Travelers | The Duncan Insurance Agency | 1119 Main St, Commerce, TX, 75428 | 39.4 | |
| State Farm | Dixie Turman | 1500 Live Oak St, Commerce, TX, 75428-2548 | 39.7 | |
| Allstate | C. Bruce Moler | 400 S Madison Ave, Mount Pleasant, TX, 75455 | 15.1 | |
| Travelers | The Duncan Insurance Agency | 1119 Main St, Commerce, TX, 75428 | 39.4 | |
| Allstate | Simons & Company | 406 North Main, Winnsboro, TX, 75494 | 18.0 | |
| Allstate | Debbie Azzam | 201 N Main St, Gladewater, TX, 75647 | 49.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Franklin County, TX | $130,300 | $936 | $620 | $1,440 | $820 |
| Mount Vernon, TX | $127,500 | $930 | $610 | $1,430 | $820 |
| Rocky Mound, TX | $85,000 | $1,447 | $960 | $2,230 | $1,270 |
| Winnsboro, TX | $92,200 | $1,054 | $700 | $1,620 | $920 |
| Cooper, TX | $73,600 | $1,385 | $910 | $2,130 | $1,220 |
| Annona, TX | $49,800 | $1,237 | $820 | $1,900 | $1,080 |
| Detroit, TX | $66,300 | $1,343 | $890 | $2,070 | $1,180 |
| Reno, TX | $129,500 | $1,638 | $1,080 | $2,520 | $1,440 |
| Roxton, TX | $51,400 | $1,248 | $820 | $1,920 | $1,100 |
| Point, TX | $94,100 | $1,492 | $980 | $2,300 | $1,320 |
| Idabel, OK | $81,600 | $802 | $590 | $1,140 | $550 |