How Can I Make My Mount Vernon, TX Home Insurance Cheaper

Gavop tells you how to get the best homeowners insurance in Mount Vernon, TX by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.

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Select the Suitable Coverage Value for your Mount Vernon, TX Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $44,500 $40,000 $25,000-$50,000
2 Bedroom $75,000 $70,000 $75,000-$100,000
3 Bedroom $160,000 $150,000 $175,000-$200,000
4 Bedroom $213,500 $200,000 $200,000-$250,000
5 Bedroom $349,500 $310,000 $400,000-$500,000

Choose the Best Mount Vernon, TX Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job 700-749 Credit Score $25 to 50,000 More than 3 Pets at home, Non-Smoker $200
Full Time Job 550-599 Credit Score >$150,000 No Pets, Non-Smoker $720
Unemployed Up to 499 Credit Score <$25,000 1 Pet, Smoker $570

Choose the Right Deductible for your Mount Vernon, TX Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Texas $500 $510 $1,010 $420 $920 $90
Franklin County, TX $2,500 $340 $840 $280 $2,780 $-1,940
Mount Vernon, TX $1,500 $390 $890 $310 $1,810 $-920
Rocky Mound, TX $400 $340 $740 $280 $680 $60
Winnsboro, TX $1,000 $400 $900 $340 $1,340 $-440
Cooper, TX $200 $250 $450 $210 $410 $40
Annona, TX $2,500 $180 $680 $140 $2,640 $-1,960
Detroit, TX $500 $310 $810 $270 $770 $40
Sun Valley, TX $2,000 $100 $600 $80 $2,080 $-1,480
Reno, TX $200 $580 $780 $500 $700 $80
Roxton, TX $1,500 $390 $890 $320 $1,820 $-930
Point, TX $100 $520 $620 $440 $540 $80
Idabel, OK $700 $320 $820 $270 $970 $-150

Identify Top Home Insurance Agents near Mount Vernon, TX | Back to Top

Home Insurance Company Mount Vernon, TX Homeowners Insurance Agency Mount Vernon, TX Address Popularity Score Distance from Mount Vernon (miles)
Travelers Mattison Insurance Agency 1067 Gilmer St Ste C Sulphur Springs, Sulphur Springs, TX, 75482
22.8
Liberty Mutual Independent All-Star Insurance Group 201 E Marshall St, Gilmer, TX, 75644
37.1
Travelers The Duncan Insurance Agency 1119 Main Street, Commerce, TX, 75428
39.4
Travelers Goodman Insurance Agency Inc 300 E Broadway, Clarksville, TX, 75426
29.2
Travelers The Duncan Insurance Agency 1119 Main St, Commerce, TX, 75428
39.4
State Farm Dixie Turman 1500 Live Oak St, Commerce, TX, 75428-2548
39.7
Allstate C. Bruce Moler 400 S Madison Ave, Mount Pleasant, TX, 75455
15.1
Travelers The Duncan Insurance Agency 1119 Main St, Commerce, TX, 75428
39.4
Allstate Simons & Company 406 North Main, Winnsboro, TX, 75494
18.0
Allstate Debbie Azzam 201 N Main St, Gladewater, TX, 75647
49.4

Compare Rates for Mount Vernon, TX Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Texas $128,000 $510 $340 $790 $450
Franklin County, TX $89,400 $440 $290 $680 $390
Mount Vernon, TX $87,200 $420 $280 $650 $370
Rocky Mound, TX $69,200 $340 $220 $520 $300
Winnsboro, TX $88,900 $480 $320 $740 $420
Cooper, TX $59,900 $260 $170 $400 $230
Annona, TX $46,500 $270 $180 $420 $240
Detroit, TX $71,000 $400 $260 $620 $360
Sun Valley, TX $27,500 $130 $90 $200 $110
Reno, TX $109,200 $450 $300 $690 $390
Roxton, TX $71,700 $290 $190 $450 $260
Point, TX $95,800 $570 $380 $880 $500
Idabel, OK $75,500 $320 $230 $460 $230