Gavop shows you how to buy homeowners insurance in Windcrest, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $58,500 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $143,000 | $120,000 | $100,000-$125,000 |
| 3 Bedroom | $142,000 | $120,000 | $150,000-$175,000 |
| 4 Bedroom | $262,000 | $240,000 | $250,000-$300,000 |
| 5 Bedroom | $353,500 | $330,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$136 | $833 |
| Superior Protection Discount | -$97 | $872 |
| Fire & Security Discount | -$107 | $862 |
| Hail Resistant Roof Discount | -$19 | $949 |
| Newly Constructed Home Discount | -$271 | $697 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,095 |
| Physical Damage | $2,295 |
| Hail Damage | $4,618 |
| Wind Damage | $6,051 |
| Expensive Claims | |
| Fire | $42,442 |
| Smoke | $17,556 |
| Home Insurance Company Windcrest, TX | Homeowners Insurance Agency Windcrest, TX | Address | Popularity Score | Distance from Windcrest (miles) |
|---|---|---|---|---|
| State Farm | Justin Meadows | 1928 S Seguin Ave Unit 106, New Braunfels, TX, 78130-3911 | 20.1 | |
| Travelers | Leal Insurance Services | 118 Broadway St. 118 Broadway St. San Antonio, San Antonio, TX, 78205 | 8.8 | |
| Travelers | The Insurance Team | 117 White Oak St, Lockhart, TX, 78644 | 49.5 | |
| Travelers | Versatile Insurance Planners | 901 Ne Loop 410 Ste 807, San Antonio, TX, 78209 | 4.8 | |
| Farmers | Adrian De Los Reyes | 15900 La Cantera Pkwy Ste 26205, San Antonio, TX, 78256 | 15.2 | |
| Travelers | Sanger & Altgelt Llc | 755 E Mulberry Ste 150, San Antonio, TX, 78212 | 7.1 | |
| Farmers | Ernesto Zavala | 3800 Blanco Rd, San Antonio, TX, 78212 | 8.0 | |
| Farmers | Alexander Pena | 325 S Flores St, San Antonio, TX, 78204 | 9.5 | |
| Travelers | Integrity Insurance Agency Inc | 2634 Kerrybrook Court, San Antonio, TX, 78230 | 9.4 | |
| Allstate | Larry Benson Jr | 6990 Nw Loop 410, San Antonio, TX, 78238 | 15.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Bexar County, TX | $142,300 | $1,513 | $1,000 | $2,330 | $1,330 |
| Windcrest, TX | $176,200 | $968 | $640 | $1,490 | $850 |
| Kirby, TX | $82,600 | $1,020 | $670 | $1,570 | $900 |
| Universal City, TX | $156,000 | $983 | $650 | $1,510 | $860 |
| Selma, TX | $163,400 | $994 | $660 | $1,530 | $870 |
| San Antonio East, TX | $125,000 | $1,622 | $1,070 | $2,500 | $1,430 |
| Southwest Guadalupe, TX | $182,400 | $1,792 | $1,180 | $2,760 | $1,580 |
| San Antonio West, TX | $156,400 | $1,379 | $910 | $2,120 | $1,210 |
| Canyon Lake, TX | $272,400 | $1,350 | $890 | $2,080 | $1,190 |
| Kyle, TX | $165,800 | $954 | $630 | $1,470 | $840 |
| Gillett, TX | $220,800 | $1,880 | $1,240 | $2,900 | $1,660 |