Gavop tells you how to get the best homeowners insurance in Bear, DE by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bear, DE - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Hawkesbury Ct, Bear Rd, Carol Ann Ct, Cheer Ct, Barberry Ct, Rushes Dr, Lexington Dr, Howell School Rd, Steel Ct, Dorothy Dr | $292,500 | $270,000 | $250,000-$300,000 | $160,000 | $150,000 | $150,000-$175,000 |
| Donna Dr, Capo Ln, Edinburg St, Hickory Tree Cir, Fieldstone Rd, Pigeon Run Dr, Eldridge Ct, Oakwood Cir, E Plover Dr, Persimmon Tree Dr | $219,500 | $200,000 | $200,000-$250,000 | $143,000 | $130,000 | $125,000-$150,000 |
| Gbc Dr, Benjamin Ct, E Moyer Dr, N Jacqueline Ct, N Thistle Way, Oak Tree Cir, Perpen Ct W, Three Rivers Cir, Robin Dr, Eider Ct | $301,500 | $290,000 | $350,000-$400,000 | $178,000 | $150,000 | $150,000-$175,000 |
| Tammie Dr, Taurus Ave, Dormoch Ln, Thomas Neal Dr, Glacier Ct, Mark Ct, Cynthia Rd, Staghorn Dr, Finch Way, Hawk Dr | $197,000 | $180,000 | $200,000-$250,000 | $101,000 | $90,000 | $100,000-$125,000 |
| Joanne Ct, Bluebill Rd, Tami Dr, Umber Ct, Fife Ln, Shagbark Ct, Yew Rd, Evergreen Dr, Smiths Ln, Rickey Blvd | $240,000 | $190,000 | $250,000-$300,000 | $202,000 | $180,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$101 | $532 |
| Superior Protection Discount | -$57 | $576 |
| Fire & Security Discount | -$63 | $570 |
| Hail Resistant Roof Discount | -$13 | $621 |
| Newly Constructed Home Discount | -$184 | $450 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $7,312 |
| Hail Damage | $5,587 |
| Wind Damage | $9,515 |
| Expensive Claims | |
| Fire | $37,492 |
| Accidental Discharge/Leakage | $8,366 |
| Optional Coverage Losses | $7,826 |
| Home Insurance Company Bear, DE | Homeowners Insurance Agency Bear, DE | Address | Popularity Score | Distance from Bear (miles) |
|---|---|---|---|---|
| State Farm | Matt Basile | 4601 S Dupont Hwy Ste 4, Dover, DE, 19901-6405 | 36.9 | |
| Nationwide | Insley Insurance & Financial Services Inc. | 4633 Ogletown Stanton Rd, Newark, DE, 19713-2006 | 4.7 | |
| State Farm | Abby Pubusky | 1601 Concord Pike Ste 88, Wilmington, DE, 19803-3623 | 13.3 | |
| Nationwide | John Koziol Inc | 724 Yorklyn Rd Ste 200, Hockessin, DE, 19707-8732 | 11.8 | |
| State Farm | Amanda Dixon | 1711 Pulaski Hwy, Bear, DE, 19701-1711 | 0.9 | |
| Travelers | A To Z Insurance | 1447 S Governors Ave, Dover, DE, 19904 | 34.6 | |
| Allstate | Gerald Penrose | 25 Milltown Rd Ste 2, Wilmington, DE, 19808 | 8.7 | |
| Allstate | Provey Powell Jr. | 1819 Newport Gap Pike, Wilmington, DE, 19808 | 8.4 | |
| Allstate | Bob Sbraccia | 5307 Limestone Rd Ste 101, Wilmington, DE, 19808 | 8.7 | |
| Nationwide | Lisa Broadbent Ins Inc | 20 Polly Drummond Hill Road, Newark, DE, 19711-5703 | 5.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Delaware | $238,600 | $736 | $580 | $980 | $400 |
| New Castle County, DE | $248,100 | $727 | $570 | $970 | $400 |
| Bear, DE | $200,600 | $633 | $500 | $840 | $340 |
| Elk, PA | $313,000 | $1,035 | $730 | $1,480 | $750 |
| Salem County, NJ | $185,800 | $802 | $590 | $1,150 | $560 |
| Upper Pittsgrove, NJ | $252,600 | $952 | $650 | $1,310 | $660 |
| Berwyn, PA | $445,600 | $1,567 | $1,050 | $2,160 | $1,110 |
| Barclay, MD | $237,500 | $881 | $700 | $1,110 | $410 |
| Wyoming, DE | $169,300 | $630 | $500 | $840 | $340 |
| Edesville, MD | $166,100 | $751 | $590 | $950 | $360 |
| Montgomery County, PA | $299,300 | $960 | $700 | $1,320 | $620 |
| Lancaster, PA | $109,700 | $831 | $570 | $1,190 | $620 |
| Hammonton, NJ | $245,100 | $789 | $580 | $1,100 | $520 |