Gavop shows you how to buy homeowners insurance in Walhalla, SC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $55,500 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $128,500 | $110,000 | $125,000-$150,000 |
| 3 Bedroom | $149,500 | $130,000 | $150,000-$175,000 |
| 4 Bedroom | $235,000 | $190,000 | $200,000-$250,000 |
| 5 Bedroom | $416,000 | $380,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$116 | $712 |
| Superior Protection Discount | -$83 | $745 |
| Fire & Security Discount | -$91 | $736 |
| Hail Resistant Roof Discount | -$25 | $803 |
| Newly Constructed Home Discount | -$199 | $629 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Oconee County | $700 | $962 | $1,662 | $699 | $1,399 | $263 |
| Walhalla, SC | $1,000 | $817 | $1,817 | $594 | $1,594 | $223 |
| Rock Creek, GA | $200 | $649 | $849 | $471 | $671 | $177 |
| Williamston-Pelzer, SC | $1,000 | $766 | $1,766 | $556 | $1,556 | $209 |
| Mountain, NC | $100 | $1,136 | $1,236 | $826 | $926 | $311 |
| Dunns Rock, NC | $700 | $1,179 | $1,879 | $857 | $1,557 | $322 |
| Alto, GA | $500 | $726 | $1,226 | $528 | $1,028 | $198 |
| Homer, GA | $700 | $707 | $1,407 | $514 | $1,214 | $193 |
| Green River, NC | $100 | $1,031 | $1,131 | $750 | $850 | $282 |
| Fountain Inn, SC | $1,000 | $788 | $1,788 | $573 | $1,573 | $215 |
| Clay County, NC | $100 | $721 | $821 | $524 | $624 | $197 |
| Barkers Creek, NC | $2,500 | $799 | $3,299 | $581 | $3,081 | $218 |
| Home Insurance Company Walhalla, SC | Homeowners Insurance Agency Walhalla, SC | Address | Popularity Score | Distance from Walhalla (miles) |
|---|---|---|---|---|
| State Farm | Anne Mcalister | 100 Century Plaza Dr Ste 1, Seneca, SC, 29678-0850 | 6.8 | |
| Allstate | Marcengill Agency Inc | 721 W North 1st St, Seneca, SC, 29678 | 6.5 | |
| Liberty Mutual Independent | The Stover Company Inc | 1218 Laurens Rd, Greenville, SC, 29607 | 37.3 | |
| Travelers | Insurance Agency Of The Foothills | 115 Eagles Nest Dr Ste E, Seneca, SC, 29678 | 6.6 | |
| Allstate | Joel Rice | 15684 Wells Hwy, Seneca, SC, 29678 | 7.2 | |
| Allstate | Chad Kish | 123 Ne Main St, Easley, SC, 29640 | 23.9 | |
| Allstate | Julian Davis | 530 A Bypass 123, Seneca, SC, 29678 | 6.4 | |
| Travelers | Burnett Insurance Agency Inc | 101 School St, Greer, SC, 29654 | 46.2 | |
| State Farm | Jane Fellers | 3906 S Highway 14, Greenville, SC, 29615-6138 | 43.4 | |
| State Farm | Meg Boyles | 6404 Calhoun Mem Hwy Ste B, Easley, SC, 29640-3683 | 24.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| South Carolina | $148,600 | $989 | $700 | $1,360 | $660 |
| Oconee County, SC | $153,300 | $973 | $650 | $1,380 | $730 |
| Walhalla, SC | $147,900 | $827 | $550 | $1,170 | $620 |
| Rock Creek, GA | $93,100 | $657 | $440 | $900 | $460 |
| Williamston-Pelzer, SC | $112,500 | $775 | $570 | $1,110 | $540 |
| Mountain, NC | $241,300 | $1,150 | $780 | $1,620 | $840 |
| Dunns Rock, NC | $256,400 | $1,193 | $860 | $1,660 | $800 |
| Alto, GA | $98,000 | $735 | $540 | $1,010 | $470 |
| Homer, GA | $120,200 | $716 | $490 | $990 | $500 |
| Green River, NC | $205,200 | $1,044 | $750 | $1,430 | $680 |
| Fountain Inn, SC | $141,600 | $798 | $570 | $1,140 | $570 |
| Clay County, NC | $154,600 | $730 | $530 | $1,030 | $500 |
| Barkers Creek, NC | $139,600 | $809 | $590 | $1,120 | $530 |