Gavop shows you how to buy homeowners insurance in Mastic Beach, NY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $81,500 | $70,000 | $75,000-$100,000 |
| 2 Bedroom | $216,000 | $200,000 | $250,000-$300,000 |
| 3 Bedroom | $251,500 | $210,000 | $250,000-$300,000 |
| 4 Bedroom | $351,500 | $300,000 | $250,000-$300,000 |
| 5 Bedroom | $202,500 | $180,000 | $200,000-$250,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$63 | $633 |
| Home and Two Car | -$111 | $584 |
| Home and Three Car | -$167 | $529 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Suffolk County | $700 | $1,491 | $2,191 | $1,084 | $1,784 | $408 |
| Mastic Beach, NY | $1,500 | $687 | $2,187 | $499 | $1,999 | $188 |
| East Shoreham, NY | $400 | $1,894 | $2,294 | $1,376 | $1,776 | $518 |
| Terryville, NY | $2,500 | $992 | $3,492 | $721 | $3,221 | $271 |
| Poquott, NY | $400 | $2,530 | $2,930 | $1,839 | $2,239 | $691 |
| Kings Park, NY | $400 | $1,075 | $1,475 | $781 | $1,181 | $294 |
| Amagansett, NY | $1,500 | $1,015 | $2,515 | $738 | $2,238 | $278 |
| Point Lookout, NY | $400 | $837 | $1,237 | $608 | $1,008 | $229 |
| Baldwin, NY | $1,000 | $972 | $1,972 | $707 | $1,707 | $266 |
| Sea Cliff, NY | $500 | $836 | $1,336 | $608 | $1,108 | $229 |
| Pound Ridge, NY | $700 | $852 | $1,552 | $619 | $1,319 | $233 |
| Home Insurance Company Mastic Beach, NY | Homeowners Insurance Agency Mastic Beach, NY | Address | Popularity Score | Distance from Mastic Beach (miles) |
|---|---|---|---|---|
| State Farm | Ken Kortright | 224 E Main Street, Patchogue, NY, 11772-3124 | 8.8 | |
| Travelers | Irving Weber Associates Inc | 50 Route 111 Ste 303, Smithtown, NY, 11787 | 19.1 | |
| Allstate | Gerard Barry | 226 7th St Ste 12, Garden City, NY, 11530 | 41.6 | |
| Allstate | Keith Burlison | 3138 Route 112, Medford, NY, 11763 | 9.5 | |
| Nationwide | The Carey Celeste Agency Inc | 87 Glen Cove Rd, Greenvale, NY, 11548-1037 | 41.3 | |
| Allstate | Sean Gregory | 2 Coraci Blvd Ste 5, Shirley, NY, 11967 | 1.5 | |
| Travelers | Ackerly Agency Inc | 174 West Main Street , East Islip, NY, 11730 | 18.9 | |
| Allstate | Kenneth Marcus | 192 Merritts Rd Ste B, Farmingdale, NY, 11735 | 32.5 | |
| Travelers | Wekerle Agency Inc | 98 Medford Ave, Patchogue, NY, 11772 | 8.7 | |
| Allstate | Edward Spegowski | 338 Glen Head Rd Ste 1, Glen Head, NY, 11545 | 40.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $780 | $1,650 | $870 |
| Suffolk County, NY | $379,400 | $1,509 | $1,040 | $2,130 | $1,090 |
| Mastic Beach, NY | $193,300 | $696 | $510 | $950 | $440 |
| East Shoreham, NY | $414,700 | $1,917 | $1,400 | $2,740 | $1,340 |
| Terryville, NY | $352,000 | $1,004 | $710 | $1,440 | $730 |
| Poquott, NY | $564,400 | $2,561 | $1,840 | $3,530 | $1,690 |
| Kings Park, NY | $425,900 | $1,088 | $770 | $1,500 | $730 |
| Amagansett, NY | $1,673,900 | $1,028 | $710 | $1,450 | $740 |
| Point Lookout, NY | $826,300 | $847 | $600 | $1,170 | $570 |
| Baldwin, NY | $363,100 | $984 | $660 | $1,360 | $700 |
| Sea Cliff, NY | $658,000 | $847 | $610 | $1,160 | $550 |
| Pound Ridge, NY | $923,700 | $862 | $590 | $1,220 | $630 |