Gavop shows you how to buy homeowners insurance in Watervliet, NY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $47,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $84,500 | $70,000 | $75,000-$100,000 |
| 3 Bedroom | $134,000 | $120,000 | $150,000-$175,000 |
| 4 Bedroom | $185,500 | $170,000 | $175,000-$200,000 |
| 5 Bedroom | $380,500 | $350,000 | $300,000-$350,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$53 | $535 |
| Home and Two Car | -$94 | $494 |
| Home and Three Car | -$135 | $453 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Albany County | $700 | $783 | $1,483 | $569 | $1,269 | $214 |
| Watervliet, NY | $700 | $581 | $1,281 | $422 | $1,122 | $159 |
| Poestenkill, NY | $200 | $800 | $1,000 | $582 | $782 | $219 |
| East Nassau, NY | $2,500 | $704 | $3,204 | $512 | $3,012 | $193 |
| White Creek, NY | $500 | $651 | $1,151 | $473 | $973 | $178 |
| Tribes Hill, NY | $2,500 | $591 | $3,091 | $429 | $2,929 | $161 |
| Florida, MA | $300 | $904 | $1,204 | $657 | $957 | $247 |
| Salem, NY | $1,500 | $639 | $2,139 | $465 | $1,965 | $175 |
| Glens Falls North, NY | $200 | $818 | $1,018 | $595 | $795 | $224 |
| Whitingham, VT | $2,500 | $750 | $3,250 | $545 | $3,045 | $205 |
| Seward, NY | $200 | $634 | $834 | $461 | $661 | $173 |
| Sharon, NY | $1,500 | $638 | $2,138 | $464 | $1,964 | $174 |
| Home Insurance Company Watervliet, NY | Homeowners Insurance Agency Watervliet, NY | Address | Popularity Score | Distance from Watervliet (miles) |
|---|---|---|---|---|
| Allstate | John Deutsch | 621 Columbia St, Cohoes, NY, 12047 | 3.4 | |
| Allstate | Salvatore Graziano | 368 Northern Blvd, Albany, NY, 12204 | 4.1 | |
| Travelers | Helsmoortel Insurance Agency Inc | 148 Burt Street, Saugerties, NY, 12477 | 47.2 | |
| Erie | Lighthouse Insurance Agency Llc | 4 Main Street, Ballston Lake, NY, 12019 | 15.5 | |
| Allstate | Tim Berryhill | 1789 Western Ave, Albany, NY, 12203 | 8.4 | |
| Allstate | Edward Brys | 1737 Union St Ste 2, Schenectady, NY, 12309 | 11.2 | |
| Travelers | 2001 Central Insurance Agency | 2129 Central Avenue, Schenectady, NY, 12304 | 8.8 | |
| Travelers | Putman Insurance Agency Inc | 164 Guy Park Ave, Amsterdam, NY, 12010 | 29.3 | |
| Liberty Mutual Independent | Associates Of Glens Falls | 228 Glen St Glens Falls, Glens Falls, NY, 12801 | 40.5 | |
| Allstate | Kirk Sinkins | 98 Everett Rd, Albany, NY, 12205 | 4.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $830 | $1,610 | $780 |
| Albany County, NY | $214,400 | $792 | $530 | $1,090 | $560 |
| Watervliet, NY | $142,800 | $588 | $390 | $830 | $440 |
| Poestenkill, NY | $212,300 | $810 | $540 | $1,110 | $570 |
| East Nassau, NY | $180,700 | $713 | $520 | $980 | $460 |
| White Creek, NY | $157,700 | $659 | $450 | $910 | $460 |
| Tribes Hill, NY | $114,500 | $598 | $410 | $820 | $410 |
| Florida, MA | $183,500 | $915 | $660 | $1,290 | $630 |
| Salem, NY | $151,500 | $647 | $440 | $900 | $460 |
| Glens Falls North, NY | $217,400 | $828 | $600 | $1,150 | $550 |
| Whitingham, VT | $204,900 | $759 | $540 | $1,070 | $530 |
| Seward, NY | $149,200 | $642 | $430 | $920 | $490 |
| Sharon, NY | $151,000 | $646 | $450 | $910 | $460 |