Gavop shows you how to buy homeowners insurance in Ragland, AL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Ragland, AL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| McGuffie Dr, Newport, Cash Rd, Valley Dr, Hill Dr, Pike Hill Rd, Turkey Ridge Rd, Family Trl, Wendy Cir, Popular Ridge Rd | $132,500 | $110,000 | $100,000-$125,000 | $106,500 | $90,000 | $100,000-$125,000 |
| Alpha Ranch Dr, Center Star Rd, Grand Babies Pl, 2nd St, Maple Dr, 1st St, Waldrop Rd, Friendship Mtn Ln, Choctaw Ln, Mashburn Rd | $99,000 | $80,000 | $100,000-$125,000 | $96,000 | $90,000 | $75,000-$100,000 |
| Homebrew Knob, Refuge Rd, Chest Ck Rd, Armstrong Rd, Waters Dr, Church Cir, Double Oak Ln, Pulaski Cir, Highland Lake Dr, Echols Dr | $149,500 | $130,000 | $150,000-$175,000 | $84,500 | $70,000 | $75,000-$100,000 |
| Launch Dr, Co Hwy 22, Jackson Ln, Summerset Ln, Barton Ln, McClendon Dr, Myrtle Ln, Clear Creek Ln, 22nd St, Brooks Rd | $166,500 | $150,000 | $150,000-$175,000 | $157,500 | $140,000 | $125,000-$150,000 |
| Kikers Camp Pl, Charles Douglas Rd, Gardner Rd, 9th St, St Clair County 22, Morning Star Rd, 5th Ave, Springs Ln, Thomas Dr, Co Rd 26 | $107,000 | $90,000 | $75,000-$100,000 | $86,500 | $80,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$173 | $738 |
| Superior Protection Discount | -$82 | $829 |
| Fire & Security Discount | -$73 | $838 |
| Hail Resistant Roof Discount | -$27 | $884 |
| Newly Constructed Home Discount | -$219 | $693 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| St. Clair County | $2,000 | $1,121 | $3,121 | $815 | $2,815 | $306 |
| Ragland, AL | $2,500 | $900 | $3,400 | $654 | $3,154 | $246 |
| St. Clair County, AL | $500 | $1,121 | $1,621 | $815 | $1,315 | $306 |
| Ohatchee, AL | $2,500 | $996 | $3,496 | $724 | $3,224 | $272 |
| Rosa, AL | $200 | $997 | $1,197 | $724 | $924 | $272 |
| Tidmore Bend, AL | $1,000 | $969 | $1,969 | $704 | $1,704 | $265 |
| Locust Fork, AL | $400 | $897 | $1,297 | $652 | $1,052 | $245 |
| Pinson, AL | $700 | $819 | $1,519 | $595 | $1,295 | $224 |
| Hokes Bluff, AL | $500 | $778 | $1,278 | $565 | $1,065 | $213 |
| Highland Lakes, AL | $2,500 | $2,159 | $4,659 | $1,569 | $4,069 | $590 |
| Cherokee County, AL | $500 | $900 | $1,400 | $654 | $1,154 | $246 |
| Cullman, AL | $2,500 | $829 | $3,329 | $602 | $3,102 | $227 |
| Home Insurance Company Ragland, AL | Homeowners Insurance Agency Ragland, AL | Address | Popularity Score | Distance from Ragland (miles) |
|---|---|---|---|---|
| Allstate | Monty Reed | 253 Us Highway 11, Trussville, AL, 35173 | 18.9 | |
| Travelers | Trustway | 1837 Montgomery Highway South Suite 105, Hoover, AL, 35244 | 43.2 | |
| State Farm | Tim Johns | 1747 Oxmoor Rd, Homewood, AL, 35209-4048 | 38.9 | |
| Travelers | Seals Insurance | 45240 Hwy 78, Lincoln, AL, 35096 | 10.1 | |
| State Farm | Stan Faulkner | 1747 Oxmoor Rd, Homewood, AL, 35209-4048 | 38.9 | |
| Travelers | O. M. Hughes Insurance, Inc. | 300 Union Hill Dr Ste 300, Birmingham, AL, 35209 | 38.0 | |
| Travelers | Crawford-Skinner Agency | 6412 Us Highway 11 , Springville, AL, 35146 | 15.6 | |
| Allstate | Preston Rhodes | 2107 Martin St S Ste 102, Pell City, AL, 35128 | 13.2 | |
| Travelers | Crawford-Skinner Agency | 6412 Us Highway 11, Springville, AL, 35146 | 15.7 | |
| State Farm | Keith Holland | 201 N Main St Ste E, Boaz, AL, 35957-1643 | 31.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Alabama | $132,100 | $1,168 | $810 | $1,600 | $790 |
| St. Clair County, AL | $142,800 | $1,135 | $810 | $1,570 | $760 |
| Ragland, AL | $116,500 | $911 | $620 | $1,260 | $640 |
| St. Clair County, AL | $142,800 | $1,135 | $820 | $1,550 | $730 |
| Ohatchee, AL | $103,200 | $1,008 | $720 | $1,420 | $700 |
| Rosa, AL | $103,400 | $1,009 | $700 | $1,400 | $700 |
| Tidmore Bend, AL | $98,700 | $981 | $720 | $1,390 | $670 |
| Locust Fork, AL | $115,800 | $908 | $640 | $1,260 | $620 |
| Pinson, AL | $131,700 | $829 | $560 | $1,150 | $590 |
| Hokes Bluff, AL | $120,500 | $787 | $540 | $1,090 | $550 |
| Highland Lakes, AL | $436,900 | $2,185 | $1,490 | $3,100 | $1,610 |
| Cherokee County, AL | $116,300 | $911 | $630 | $1,260 | $630 |
| Cullman, AL | $134,600 | $839 | $600 | $1,180 | $580 |