Gavop shows you how to buy homeowners insurance in Pottsville, PA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
---|---|---|---|
1 Bedroom | $28,000 | $30,000 | $25,000-$50,000 |
2 Bedroom | $59,500 | $50,000 | $50,000-$75,000 |
3 Bedroom | $64,000 | $60,000 | $50,000-$75,000 |
4 Bedroom | $143,500 | $130,000 | $150,000-$175,000 |
5 Bedroom | $166,000 | $130,000 | $125,000-$150,000 |
Type | Discount ($) | Premium After Discount ($) |
---|---|---|
Multipolicy Discount | -$100 | $614 |
Superior Protection Discount | -$64 | $649 |
Fire & Security Discount | -$64 | $649 |
Hail Resistant Roof Discount | -$14 | $699 |
Newly Constructed Home Discount | -$171 | $542 |
Claim Type | Average Claim Cost |
---|---|
General Claims | |
Water Damage | $5,733 |
Physical Damage | $2,464 |
Hail Damage | $4,476 |
Wind Damage | $6,496 |
Expensive Claims | |
Fire | $46,016 |
Smoke | $16,218 |
Home Insurance Company Pottsville, PA | Homeowners Insurance Agency Pottsville, PA | Address | Popularity Score | Distance from Pottsville (miles) |
---|---|---|---|---|
Allstate | Keith Ostfeld | 344 S 3rd St # 309, Coopersburg, PA, 18036 | 44.9 | |
Nationwide | Tim Long Insurance | 410 W State St, Mertztown, PA, 19539-9600 | 28.7 | |
Travelers | American Insuring Group Ltd | 37 W Lancaster Ave, Shillington, PA, 19607 | 28.9 | |
Allstate | Michael Trump | 2432 Black River Rd, Bethlehem, PA, 18015 | 43.8 | |
State Farm | Kathy Clancy | 669 Main Street, Pennsburg, PA, 18073-1505 | 42.5 | |
Travelers | Strausser Insurance Agency | 401 South 4th Street, Hamburg, PA, 19526 | 15.0 | |
State Farm | Tam Wilson | 332 Hartman Bridge Rd, Ronks, PA, 17572-9508 | 47.3 | |
State Farm | Clint Houck | 412 N Lewis Rd, Royersford, PA, 19468-1511 | 48.2 | |
State Farm | Larry Lancaster | 24 W 21st St, Northampton, PA, 18067-1268 | 37.3 | |
State Farm | Lee Mirth | 1050 S Cedr Crt Blvd Ste 101, Allentown, PA, 18103-5454 | 37.0 |
Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
---|---|---|---|---|---|
Pennsylvania | $170,500 | $745 | $540 | $1,050 | $510 |
Schuylkill County, PA | $96,200 | $831 | $600 | $1,140 | $540 |
Pottsville, PA | $68,800 | $713 | $510 | $1,010 | $500 |
Cumbola, PA | $75,000 | $527 | $360 | $720 | $360 |
Hazle, PA | $106,400 | $726 | $520 | $1,030 | $510 |
West Cocalico, PA | $195,300 | $664 | $490 | $950 | $460 |
Schnecksville, PA | $242,600 | $878 | $600 | $1,240 | $640 |
Kapp Heights, PA | $125,600 | $655 | $470 | $910 | $440 |
Blue Ball, PA | $214,100 | $825 | $560 | $1,170 | $610 |
Millersburg, PA | $88,900 | $566 | $380 | $810 | $430 |
Trucksville, PA | $163,900 | $733 | $510 | $1,020 | $510 |
Lampeter, PA | $212,500 | $822 | $560 | $1,170 | $610 |
West Wyoming, PA | $134,800 | $674 | $450 | $950 | $500 |